Comparison

ruya bank vs PayIT App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ruya bank

Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.

Highlights
  • Open account in under five minutes
  • No minimum salary or balance
  • Fast set-up login with UAE PASS or Face ID
  • Spend, save, and track finances
  • No hidden fees
  • Instant transaction notifications
  • Virtual and physical card payments
  • Ruya Kids Account for children
Features
Read full description

Welcome to ruya, a new community Islamic bank guided by pillars of fairness, transparency and social responsibility. Download the ruya app today and open an account in under five-minutes with your UAE Pass or Emirates ID. Features include: - No minimum salary or account balance requirements - Fast set-up login with UAE PASS or Face ID - Spend, save and easily keep track of your finances on the go - No hidden fees, ensuring complete transparency - Get instant notifications when money is credited or debited from your account - Make payments with both virtual and physical card options - Pay bills and make regular or one-off payments - Instill financial responsibility in your children by opening a ruya Kids Account - Manage your card in just a few clicks - For any in-app assistance, select the ‘chat with us’ feature for instant help 24/7

About

PayIT App

Read full description

PayIT - Simplifying Your Financial World Experience seamless transactions with PayIT, your all-in-one mobile payment app. Designed to provide an enjoyable user experience, PayIT is secure, efficient, and tailored to meet your financial needs. Download PayIT today and elevate your financial journey with the following unique features: Airtime and Data Purchase: - Easily buy airtime and data bundles for your mobile devices. Bill Payment Services: - Pay utility bills, subscriptions, and other services effortlessly. Bank Transfers: - Securely transfer funds between different bank accounts. Savings and Investment Products: - Access personalized savings plans and investment options to grow your finances. Exclusive Rewards: - Earn and enjoy exclusive rewards for using PayIT. Personalized Payment Solutions: - Experience a payment solution tailored specifically for your needs. Smart Financial Assistant: - PayIT studies your transaction patterns, adapts to your preferences, and suggests the best financial options for you, making payments easier than ever. User-Friendly Design: - Enjoy a seamless and intuitive user experience with our app's easy-to-navigate interface. Join the PayIT community today and simplify your financial world with a payment app that truly understands and caters to your needs. Download PayIT now and start enjoying a more intuitive, personalized, and rewarding financial journey What sets PayIT apart from other apps is its commitment to facilitating transactions and enhancing your overall financial experience. PayIT learns from your usage, offering smart suggestions and adapting to your habits to streamline your financial activities. Whether predicting your regular bill payments or offering tailored investment opportunities, PayIT makes managing your finances effortless.

Screenshots

ruya bank4 screens
PayIT App4 screens

Verdict

The call

The clearest difference is update cadence: ruya bank at every 2 weeks against PayIT App's every 2 months. PayIT App's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ruya bank ships an update every 2 weeks, PayIT App every 2 months. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
ruya bank versus PayIT App: the parameters behind the verdict, then further details
Parameterruya bankPayIT App
PriceFreeFree
Rating4.5 (27 ratings) — better—
Positive reviews54.7% of reviews—
Number of ratings27 — better—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size241 MB116 MB
Age rating4+17+
DeveloperRuya Community Islamic Bank LLCAutomotion Technologies Limited

In-app purchases

None

ruya bank

No in-app purchases

None

PayIT App

No in-app purchases

Questions

Is ruya bank free?
ruya bank is free to download, with no in-app purchases.
Is PayIT App free?
PayIT App is free to download, with no in-app purchases.
Do ruya bank or PayIT App have ads?
Neither ruya bank nor PayIT App shows ads.
Which is updated more often, ruya bank or PayIT App?
ruya bank ships an update every 2 weeks, and PayIT App every 2 months. Most recently, ruya bank was updated on October 23, 2026 and PayIT App on October 25, 2026.

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