Split Bill vs PayLater
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bill
Easily manage shared expenses with friends and groups. Automatically identify bill details, track spending, and calculate who owes whom. Integrates with popular payment services and offers offline access.
- Photo bill scanning with auto-identification
- Group expense tracking
- Automated debt calculation
- Integration with payment services
- Spending pattern charts and graphs
- Offline access
- QR code scanning for connections
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Splitting bills with friends is no longer a hassle! As your smart accountant, we make every trip as wonderful as possible. Lasting friendships with our app! Now everyone can manage their finances in a group. Features: • Add or take photo bills for any activity or trip easily • Enter the name of the person paying and the amount of money • Track all expenses in one place in a group • Integration with popular payment services like PayPal, Venmo, or bank transfers • Calculation of who owes whom and how much • Receive notifications for new expenses and to members who still owe money • Create & manage multiple groups for different activities or trips • Invite and remove members easily • Privacy & public controls mode: manage who can see specific expenses and details • Scan QR Codes to Connect Faster • Simplify debt • Merge account You can choose a monthly subscription or yearly subscription. • Payment will be charged to iTunes Account at confirmation of purchase (After free trial period if offered). • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Website: https://billsplitter.thethreek.com/ Policy: https://billsplitter.thethreek.com/term_and_privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Stop stressing about money in relationships now with our app. Split the bill – Lasting friendships!
PayLater
Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.
- Split payments into 4 installments
- Fast and easy onboarding
- Secure PCI DSS-compliant transactions
- Shop with a network of top retailers
- Transparent fees, no hidden charges
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Shop now, pay later, with zero interest and zero fees. Forever. PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank. Split purchases into up to 4 instalments with PayLater. For eligible orders, FleXed lets you pay over up to 12 months at selected stores. No interest. No fees. No catch. 100% SHARIA-COMPLIANT PayLater is fully Sharia-compliant and certified by Bait Al Mashoura. 0% interest and 0% fees are not an introductory offer. They are how the product is built, and they are forever. SPLIT IN 4 Choose your first payment and spread the balance across the remaining instalments. Get approved in minutes with your Qatari ID and a selfie. FLEXED: UP TO 12 MONTHLY INSTALMENTS Bigger purchase? FleXed gives you up to 12 monthly instalments for eligible orders at selected stores. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4, and you can run up to 2 FleXed orders at the same time. Your credits come back as you repay. Still zero interest, zero fees, fully Sharia-compliant. FleXed is offered based on eligibility and may not be available to everyone. Terms and conditions apply. Visit https://paylaterapp.com/ for more information. *The FleXed feature is currently available to users in beta mode. YOUR FIRST PAYMENT, YOUR CALL You decide what you pay up front. Choose a first payment at least equal to each remaining instalment and the balance splits evenly across the instalments you choose. Found something that costs more than your limit? Pay the difference up front and split the rest. Your limit does not have to end the sale. WHERE YOU CAN USE IT Shop online and in store at more than 1,600 brands and 3,500 branches across Qatar, including Lulu, Fnac and many more. EVERYTHING IN ONE APP Track your available limit in real time See every order and upcoming due date in one place Repay early whenever you want, at no cost Manage your cards securely Switch between English and Arabic anytime SAFE, LOCAL, TRANSPARENT Licensed and regulated by the Qatar Central Bank. PCI DSS-compliant payment security. Every transaction is processed locally in Qatar for faster, safer payments. Join 500,000+ shoppers across Qatar already paying a smarter way. Buy now pay later Qatar, BNPL Qatar, split payments, pay in 4, instalments, monthly instalments, interest free shopping, Sharia-compliant finance, online shopping Qatar, Doha.
Screenshots
Verdict
The clearest difference is review sentiment: Split Bill at 100% against PayLater's 28%. PayLater's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bill sells 3 in-app purchases, starting at $5.99 per month. PayLater asks for nothing beyond the download.
Split Bill ships an update fortnightly, PayLater every 3 weeks. The most recent releases landed on September 30, 2026 and October 17, 2026 respectively.
| Parameter | Split Bill | PayLater |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.5 (304 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 28.3% of reviews |
| Number of ratings | — | 304 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 31 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | Hung Truong Khanh | Pay Later |
Customer experience
Split Bill
PayLater
Bugs and requests
Split Bill
Not enough reviews yet to summarise bugs or requests.
PayLater
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Monthly payment reminder
- Higher spending limits
In-app purchases
Split Bill
- Bill Splitter Premium Monthly$5.991 Month
- Bill Splitter Premium Annual3 Days trial$29.991 Year
- Bill Splitter Premium$59.99
PayLater
No in-app purchases









