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Comparison

Go PEMCO vs MySPWater

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
Go PEMCO
Go PEMCO
Free
💼 Business
★ 4.4168 ratingsView app →
MySPWater
MySPWater
Free
💼 Business
★ 4.1366 ratingsView app →
About

Go PEMCO

Manage your insurance policies on the go. Access ID cards, view policy details, file claims, and make payments easily. Connect with customer care and find local repair shops.

Highlights
  • Digital insurance ID cards
  • Policy and coverage details
  • File insurance claims
  • Policy changes
  • View billing and documents
  • Pay bills
  • Locate repair shops
Features
Read full description

Download the Go PEMCO app for easy access to your insurance policy, insurance ID cards, billing and more! Wherever you go, we’re here for you. With your Go PEMCO app, you can: • Display your vehicle insurance ID cards • Access your policy, coverages and discounts • File a claim • Make changes to your policy • View policy documents and all billing • Pay your bill • Locate a local repair shop • Connect with customer care • And more!

About

MySPWater

Manage your water account with enhanced control features. Make payments easily, track usage, and handle multiple properties from a single login. This portal offers direct support and guest access for tenants.

Highlights
  • Hassle-free payments with credit/debit cards
  • Autopay setup
  • Guest access for tenants
  • Water usage insights
  • Manage multiple properties with one login
  • Direct customer support
Features
Read full description

Your Account. Your Way. Upgrade Your Customer Portal. Your enhanced Sammamish Plateau Water portal delivers great control features: ● Hassle-free payments: You can now use your credit/debit cards for autopay! ● Guest Access: Allow tenants to access and pay bills ● Smart Tracking: Water usage insights at a glance ● Multi-Account Control: Manage all properties with one login ● Direct Support: Connect and resolve issues promptly ● Mobile App: Complete control on your mobile device

Screenshots

Go PEMCO4 screens
MySPWater4 screens

Verdict

The call

The clearest difference is review sentiment: Go PEMCO at 70% against MySPWater's 26%. Go PEMCO also leads on rating (4.4 vs 4.1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Go PEMCO holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 168 and 366 respectively. Written reviews point the same way: 70% of Go PEMCO's written reviews are positive against 26% of MySPWater's.

UpkeepUpdate frequency

Go PEMCO ships an update every 5 weeks, MySPWater every 2 months. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
Go PEMCO versus MySPWater: the parameters behind the verdict, then further details
ParameterGo PEMCOMySPWater
PriceFreeFree
Rating4.4 (168 ratings) — better4.1 (366 ratings)
Positive reviews70.3% of reviews — better26.3% of reviews
Number of ratings168366 — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS1716.0 — better
Further details — not scored
Size73 MB61 MB
Age rating4+4+
DeveloperPEMCO Mutual Insurance CompanySmart Energy Systems LLC

Customer experience

Go PEMCO

All ratings166 ratings
Positive83.7%
Neutral2.4%
Negative13.9%
Written reviews91 reviews
Positive70.3%
Neutral4.4%
Negative25.3%

MySPWater

All ratings361 ratings
Positive74.8%
Neutral5.0%
Negative20.2%
Written reviews19 reviews
Positive26.3%
Neutral5.3%
Negative68.4%

User reviews

Go PEMCO

From 168 App Store ratings

What we love

  • 👍 Easy to navigate and user-friendly interface
  • 📱 Convenient Apple Wallet integration for insurance cards
  • 🚀 Fast and responsive app performance
  • 📋 Quick access to policy information and documents
  • 💳 Simple payment processing

Room to improve

  • 🐛 App crashes on certain functions
  • 📄 Limited printing options (full page only, no wallet-size)
  • 🚗 Incomplete vehicle list display on ID cards
  • 🎯 Pemcodometer tracking is unreliable and inaccurate
  • 💰 Payment system issues and limitations

MySPWater

From 366 App Store ratings

What we love

  • 👍 Autopay finally works
  • 👍 App and website improved
  • 👍 Lots of good info
  • 👍 Signing up was easy

Room to improve

  • 🐛 Authentication issues persist
  • 🐛 App is clunky and illogical
  • 🐛 Frequent logouts
  • 🐛 Cannot view or download PDF bills
  • 🐛 Cannot find or pay bills

Bugs and requests

Go PEMCO

Reported bugs

11 issues
  • App crashes when accessing payments or ID cards
  • Cannot scroll to accept terms and conditions on signup
  • Pemcodometer score drops unexpectedly without cause
  • Hard braking detection inaccuracy
  • Phone distraction score tracking errors
Show 6 more
  • Apple Wallet update notifications persist incorrectly
  • Driving monitoring section inaccessible after updates
  • Image save function crashes app
  • App not optimized for iPhone X screen
  • Payment system fails to process transactions
  • App crashes on newest update versions

Requested features

11 requests
  • Ability to customize and trim vehicle list for sharing
  • Instructions for changing insurance card colors
  • Wallet-size printing option for insurance cards
  • Automatic payment reminders
  • Split payment capability
Show 6 more
  • Apple Pay integration for payments
  • Multiple payment card support
  • Ability to add and remove vehicles from app
  • Improved Pemcodometer accuracy and reliability
  • Dark mode option
  • Screen optimization for newer iPhone models

MySPWater

Reported bugs

13 issues
  • Authentication code email not sent
  • App logs out during usage
  • Auto payment not working
  • Cannot view PDF bill
  • Cannot find bill
Show 8 more
  • Cannot process credit card payment
  • Bad Request error for payments
  • Cannot set up autopay
  • Login invalid credentials (works on browser)
  • Cannot paste password during login
  • IP address blocked for security
  • Error validating account/meter numbers
  • Charts truncated on large screens

Requested features

11 requests
  • Use FIDO passkeys or Authenticator app for 2FA
  • Consult UX expert for app design
  • Consult finance expert for analytics
  • Improve chart usability and scrolling
  • Allow pasting passwords during sign-up
Show 6 more
  • Improve registration process
  • Fix PDF bill viewing/downloading
  • Fix bill finding and payment
  • Fix payment processing errors
  • Fix Apple Pay integration
  • Fix credit card payment issues

In-app purchases

None

Go PEMCO

No in-app purchases

None

MySPWater

No in-app purchases

Questions

Is Go PEMCO free?
Go PEMCO is free to download, with no in-app purchases.
Is MySPWater free?
MySPWater is free to download, with no in-app purchases.
Which has better reviews, Go PEMCO or MySPWater?
Go PEMCO is rated higher. Go PEMCO averages 4.4 out of 5 from 168 ratings, while MySPWater averages 4.1 from 366 ratings.
Do Go PEMCO or MySPWater have ads?
Neither Go PEMCO nor MySPWater shows ads.
Which is updated more often, Go PEMCO or MySPWater?
Go PEMCO ships an update every 5 weeks, and MySPWater every 2 months. Most recently, Go PEMCO was updated on October 22, 2026 and MySPWater on October 27, 2026.

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