Comparison

MONO vs BeanLedger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MONO

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.

Highlights
  • AI-powered expense logging
  • Screenshot and photo recognition
  • Automatic categorization
  • Smart financial reports
  • Subscription management
  • Multi-currency support
  • iCloud sync
Features
Read full description

Type a message, take a screenshot, or snap a photo — MONO uses AI to recognize amounts, merchants, and categories automatically. Done in 1 second, no manual input needed. 【AI-Powered Recognition】 Three ways to log expenses automatically: text, screenshots, and photos. Expense tracking has never been this easy. 【Multiple Ways to Log】 • Chat-style entry: record expenses like sending a message • Screenshot recognition: import payment screenshots directly • Photo capture: point at receipts for auto-recognition • Siri Shortcuts: log expenses with a single voice command • Manual input: traditional entry, still fast and easy 【Smart Categories & Reports】 • Auto-categorize your spending • Multi-dimensional charts (monthly trends, category breakdown, calendar view) • Customizable expense categories and payment methods 【Multi-Currency Support】 Track expenses in any major currency — perfect for travel and international spending. 【Subscription Management】 Keep all your subscriptions in one place with renewal reminders to avoid surprise charges. 【Data Security】 • iCloud sync — seamless device switching • Additional cloud backup for extra protection • CSV export — your data, your control 【More Features】 • Dynamic Island live display for instant feedback • Multi-person expense analysis • Account balance management • Home screen widgets for quick spending overview MONO — clarity for every transaction. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.weisenjoy.com/privacy

About

BeanLedger

This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.

Highlights
  • Double-entry bookkeeping
  • Local data storage & iCloud sync
  • Calendar view with recurring transactions
  • Powerful financial charts & visualizations
  • Home screen & lock screen widgets
  • Multi-currency support
  • Apple Watch transaction entry
Features
Read full description

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b

Screenshots

MONO4 screens
BeanLedger4 screens

Verdict

The call

The clearest difference is rating: BeanLedger at 5.0 against MONO's 4.6. BeanLedger also leads on review sentiment (75% vs 64%). MONO's advantage is update cadence (every 2 days vs weekly) and ratings volume (14 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MONO sells 3 in-app purchases, starting at $2.99 per month and BeanLedger sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

BeanLedger holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: MONO has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of MONO's written reviews are positive against 75% of BeanLedger's.

UpkeepUpdate frequency

MONO ships an update every 2 days, BeanLedger weekly. Both last shipped on September 22, 2026.

Scorecard4 real differences · 6 level
MONO versus BeanLedger: the parameters behind the verdict, then further details
ParameterMONOBeanLedger
PriceFreeFree
Rating4.6 (14 ratings)5.0 (2 ratings) — better
Positive reviews64.2% of reviews75.0% of reviews — better
Number of ratings14 — better2
Update frequencyEvery 2 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS18.017.0 — better
Further details — not scored
Size201 MB55 MB
Age rating4+4+
DeveloperChengdu Weisen Quwan Technology Co., Ltd琦 黎

Customer experience

MONO

All ratings14 ratings
Positive85.7%
Neutral7.1%
Negative7.1%
Written reviews53 reviews
Positive64.2%
Neutral9.4%
Negative26.4%

BeanLedger

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive75.0%
Neutral12.5%
Negative12.5%

In-app purchases

3 purchases

MONO

Subscriptions2
  • Premium – Monthly Subscription$2.991 Month
  • Premium – Yearly Subscription$9.991 Year
One-time1
  • Lifetime$12.99
4 purchases

BeanLedger

Subscriptions3
  • Monthly Subscription3 Days trial$0.991 Month
  • Weekly Subscription$0.997 Days
  • Annual Subscription1 Year trial$6.991 Year
One-time1
  • Lifetime Access$14.99

Questions

Is MONO free?
MONO is free to download, with in-app purchases available.
Is BeanLedger free?
BeanLedger is free to download, with in-app purchases available.
Which has better reviews, MONO or BeanLedger?
BeanLedger is rated higher. MONO averages 4.6 out of 5 from 14 ratings, while BeanLedger averages 5.0 from 2 ratings.
Do MONO or BeanLedger have ads?
Neither MONO nor BeanLedger shows ads.
Which is updated more often, MONO or BeanLedger?
MONO ships an update every 2 days, and BeanLedger weekly. Most recently, MONO was updated on September 22, 2026 and BeanLedger on September 22, 2026.

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