Comparison

Arrowhead Mobile Banking vs FTB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arrowhead Mobile Banking

Manage your finances on the go with this mobile banking app. Access account information, deposit checks, pay bills, transfer funds, and utilize financial wellness tools. Security features like two-factor authentication and card blocking are included.

Highlights
  • Link external accounts
  • Snapshot view for balances
  • Mobile check deposit
  • Schedule bill payments
  • Transfer money with Zelle®
  • Savings goals tracking
  • Spending analysis
  • Financial health assessment
Features
Read full description

Access your accounts anytime, anywhere with our mobile banking app for iPhone and iPad. Account Information • See all your finances in one spot when you link your external accounts with your Arrowhead accounts. • Customize your dashboard to see the accounts you want. • Check account balances without logging in using Snapshot view. • View your account statements from your device. • Get important account alerts by app, text or email notification. Mobile Deposit • Deposit checks using your device whenever and wherever it is convenient for you. • Auto recognition feature reduces the steps needed to complete a deposit. Bill Pay • Schedule, edit and cancel payments • Add, edit or delete payees • View pending payments Transfer Money • Send and receive money with Zelle® using a U.S. mobile number or email address • Transfer money easily between your accounts and other Arrowhead members • Transfer funds with your other institutions • Set up your external accounts to transfer payments to your Arrowhead loans Financial Wellness Tools • Savings Goals lets you build savings plans, check your progress, contribute to your goals, and receive notices of your progress. • See your spending across categories (including recurring expenses like subscription services) with the Spending Analysis feature. • Take a financial health assessment to get your Financial Health Score and tips for managing your finances. Security • Stay secure with two-factor authentication and optional recognition features. • Send us messages confidently using Secure Message. • Temporarily block your card if your card is lost or stolen. Federally Insured by NCUA

About

FTB Mobile

Check the status of your California state income tax refund. Make secure online tax payments directly from your bank account, with options to pay immediately or schedule for the future.

Highlights
  • Check refund status
  • Make online tax payments
  • Schedule future payments
  • Pay from bank account
  • No registration required
Features
Read full description

The FTB Mobile App is an official app of the Franchise Tax Board. Refund Status Check the refund status of your California state income tax return. Make a Payment Use Web Pay to pay your taxes online from your bank account. No registration required. Pay today or schedule payments up to one year in advance.

Screenshots

Arrowhead Mobile Banking4 screens
FTB Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Arrowhead Mobile Banking at 70% against FTB Mobile's 0%. Arrowhead Mobile Banking also leads on rating (4.9 vs 2.3) and update cadence (every 5 weeks vs every 13 months). FTB Mobile's advantage is iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Arrowhead Mobile Banking holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: Arrowhead Mobile Banking has 34K ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 70% of Arrowhead Mobile Banking's written reviews are positive against 0% of FTB Mobile's.

UpkeepUpdate frequency

Arrowhead Mobile Banking ships an update every 5 weeks, FTB Mobile every 13 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
Arrowhead Mobile Banking versus FTB Mobile: the parameters behind the verdict, then further details
ParameterArrowhead Mobile BankingFTB Mobile
PriceFreeFree
Rating4.9 (34K ratings) — better2.3 (50 ratings)
Positive reviews70.0% of reviews — better0.0% of reviews
Number of ratings34K — better50
Update frequencyEvery 5 weeks — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.2 — better
Further details — not scored
Size126 MB50 MB
Age rating4+4+
DeveloperArrowhead Credit UnionFranchise Tax Board

Customer experience

Arrowhead Mobile Banking

All ratings32,880 ratings
Positive98.4%
Neutral0.9%
Negative0.7%
Written reviews250 reviews
Positive70.0%
Neutral9.6%
Negative20.4%

FTB Mobile

All ratings40 ratings
Positive30.0%
Neutral10.0%
Negative60.0%
Written reviews22 reviews
Positive0.0%
Neutral13.6%
Negative86.4%

Bugs and requests

Arrowhead Mobile Banking

Reported bugs

5 issues
  • App crashing and logging users out
  • Incorrect account balances displayed
  • Zelle setup and usage issues
  • Delayed transaction updates
  • Inability to access certain features on iPad

Requested features

5 requests
  • Ability to view all accounts under one login
  • Improved Zelle functionality
  • Customizable app layout and colors
  • Faster transaction history updates
  • Easier switching between business and personal accounts

FTB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Arrowhead Mobile Banking

No in-app purchases

None

FTB Mobile

No in-app purchases

Questions

Is Arrowhead Mobile Banking free?
Arrowhead Mobile Banking is free to download, with no in-app purchases.
Is FTB Mobile free?
FTB Mobile is free to download, with no in-app purchases.
Which has better reviews, Arrowhead Mobile Banking or FTB Mobile?
Arrowhead Mobile Banking is rated higher. Arrowhead Mobile Banking averages 4.9 out of 5 from 34K ratings, while FTB Mobile averages 2.3 from 50 ratings.
Do Arrowhead Mobile Banking or FTB Mobile have ads?
Neither Arrowhead Mobile Banking nor FTB Mobile shows ads.
Which is updated more often, Arrowhead Mobile Banking or FTB Mobile?
Arrowhead Mobile Banking ships an update every 5 weeks, and FTB Mobile every 13 months. Most recently, Arrowhead Mobile Banking was updated on October 23, 2026 and FTB Mobile on October 21, 2026.

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