CentricCU vs Tower Loan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CentricCU
Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- View credit report
- Budgeting tools
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Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!
Tower Loan
Easily manage your loan account with this mobile app. Check balances, make payments, view statements, and get important notifications. Access branch information and customer support conveniently.
- Check balance and due date
- Make and schedule payments
- View and download e-statements
- Receive payment reminders
- Update payment methods
- Locate branches and ATMs
- Contact customer support
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With the Tower Loan Mobile App, managing your loan has never been easier. Securely log in with Face ID or Touch ID and: Check your current balance and payment due date at a glance Make one-time or schedule recurring payments in seconds View and download e-statements anytime Receive push notifications for upcoming due dates Update your payment methods on the go Locate nearby branches and ATMs Contact customer support directly from the app Whether you’re on the couch or on the move, the Tower Loan App puts full control of your account right in your pocket. Download now and simplify the way you manage your loan!
Screenshots
Verdict
The clearest difference is rating: CentricCU at 4.8 against Tower Loan's 3.0. CentricCU also leads on review sentiment (63% vs 22%) and ratings volume (3.7K vs 47). Tower Loan's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CentricCU holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 63% of CentricCU's written reviews are positive against 22% of Tower Loan's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.
| Parameter | CentricCU | Tower Loan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.7K ratings) — better | 3.0 (47 ratings) |
| Positive reviews | 62.7% of reviews — better | 22.2% of reviews |
| Number of ratings | 3.7K — better | 47 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 196 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | Centric FCU | Tower Loan |
Customer experience
CentricCU
Tower Loan
Bugs and requests
CentricCU
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Dark mode option
- Improved Zelle integration
Tower Loan
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CentricCU
No in-app purchases
Tower Loan
No in-app purchases
Questions
Is CentricCU free?
Is Tower Loan free?
Which has better reviews, CentricCU or Tower Loan?
Do CentricCU or Tower Loan have ads?
Which is updated more often, CentricCU or Tower Loan?
Other comparisons
