MarTrust vs AYA Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MarTrust
A global payment account designed for maritime crew. It enables instant salary reception, fast and affordable international money transfers, and convenient worldwide spending with a debit card. The app prioritizes security and efficient money management for seafarers.
- Instant salary reception
- Fast international money transfers
- Low transfer rates
- Global debit card spending
- Competitive exchange rates
- Secure card management
Read full descriptionHide full description
Get paid instantly, save more of your salary, and spend globally with MarTrust, the payment solution designed for crew. It’s free, secure and easy to get started. Trusted by over 45,000 crew worldwide, MarTrust allows you to manage your money efficiently and securely, both at sea and on land. — Send money home fast, for less— - Receive your salary instantly - Send money home directly, with no delays - Save more with transfer rates as low as 1% - Send money to 150+ countries in 135+ currencies — Spend with ease and convenience— - Use your MarTrust Debit Mastercard anywhere in the world - Spend in any currency, with instant conversion at competitive exchange rates - Avoid expensive money exchanges and leftover cash when travelling from port to port — Keep your money secure— - Protect your funds with a separate card balance from your main account - Freeze your card instantly if it's lost or stolen ______________________________________________ Getting started MarTrust is available to crew members whose employers use our service. Ask your employer to set up your MarTrust Account. Once they contact us, we’ll send you an invitation to register. If your employer does not currently work with MarTrust, you can tell them about us. ______________________________________________ Why Choose MarTrust? - Over 20 years of maritime payment expertise - Fully regulated by the UK Financial Conduct Authority - Backed by Mastercard’s fraud protection (Securecode)
AYA Mobile Banking
Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.
- Account management with transaction history
- Fund transfers (own, other, AYA Pay)
- Card management (lock, unlock, details)
- Prepaid card top-ups and credit card repayments
- Bill payments with saved billers
- Transaction PIN for security
- Fraud Call Alerts
Read full descriptionHide full description
Welcome to AYA Mobile Banking. Start Your Digital Banking Journey! Discover a completely revamped banking experience with AYA Bank’s mobile banking app, designed for your convenience, security, and financial management needs. Seamless Banking Anytime, Anywhere • Effortlessly manage your accounts with 6 months of transaction history and personalized nicknames. • Transfer funds with ease: Own Account, Other Accounts, and AYA Pay transfers, with saved payees for faster transactions. • Experience hassle-free card management: lock, unlock, and check card details and balances, along with complete card transaction history. Powerful Features at Your Fingertips • Top up prepaid cards and repay credit cards in just a few taps. • Simplify bill payments with saved billers and recent payment options. • Enhanced security with Transaction PIN for worry-free transactions. • Fraud Call Alerts help protect you from suspicious phone calls by identifying verified incoming calls from AYA Bank, so you can avoid potential fraud. Redesigned for You • Enjoy a modernized user interface and smoother navigation for a truly engaging experience. • Make smarter financial decisions with comprehensive tools that put you in control. AYA Mobile Banking is your trusted partner in everyday banking, enabling secure, fast, and personalized services 24/7. Upgrade now and explore a world of convenience!
Screenshots
Verdict
The clearest difference is monetization model: MarTrust at free against AYA Mobile Banking's free with in-app purchases. MarTrust also leads on rating (4.8 vs 4.5) and update cadence (every 3 weeks vs every 6 weeks). AYA Mobile Banking's advantage is ratings volume (147 vs 26). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MarTrust holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: AYA Mobile Banking has 147 ratings behind it against 26, so its average is the more settled of the two. Written reviews split almost evenly too, at 77% and 78% positive.
MarTrust ships an update every 3 weeks, AYA Mobile Banking every 6 weeks. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.
| Parameter | MarTrust | AYA Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (26 ratings) — better | 4.5 (147 ratings) |
| Positive reviews | 77.4% of reviews | 78.3% of reviews — better |
| Number of ratings | 26 | 147 — better |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 18 MB | 85 MB |
| Age rating | 17+ | 4+ |
| Developer | MarTrust | AYA Bank |
Customer experience
MarTrust
AYA Mobile Banking
Bugs and requests
MarTrust
Not enough reviews yet to summarise bugs or requests.
AYA Mobile Banking
Reported bugs
1 issue- Account not found error
Requested features
1 request- More digital banking features
In-app purchases
MarTrust
No in-app purchases
AYA Mobile Banking
No in-app purchases
