Comparison

PAY.APP vs Mobily Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

PAY.APP

Uw online payment provider.

Free

💰 Finance

★ 4.02 ratingsView app →

Mobily Pay

Free

💰 Finance

★ 4.73.6K ratingsView app →

About

PAY.APP

Accept online payments like iDeal, credit cards, and more. This app provides a mobile solution for users to manage their online payment processing. It aims to make online transactions secure, simple, and seamless for everyone.

Highlights

Accept iDeal payments
Accept credit card payments
Mobile payment provider
Secure online transactions
Seamless payment processing

Features

Read full description

Met Pay kunt u iDeal, creditcard en overige online betalingen accepteren. Middels deze app bieden wij Pay.nl betalingen voor mobiele gebruikers. Samen met onze klanten zorgen wij ervoor dat online betaalverkeer voor nu en in de toekomst veilig, simpel en vlekkeloos verloopt en hier zijn wij bijzonder trots op!", het team van Pay.nl Door het ruime dienstenaanbod is de klantenkring van Pay.nl erg divers. Wij maken ‘veilig en snel online betalen zonder gedoe’ voor iedereen bereikbaar. Of het nu gaat om een webshop, website met betaalde content of downloads. Met het complete aanbod aan betaaloplossingen, kunnen wij ondernemers met een internationaal bereik ook van dienst zijn.

About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Highlights

Visa card integration
Wallet to wallet transfers
Local bank transfers (SARIE)
International transfers
SADAD bill payments
Scheduled payments

Features

Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

Screenshots

PAY.APP4 screens

Mobily Pay4 screens

Verdict

The call

The clearest difference is rating: Mobily Pay at 4.7 against PAY.APP's 4.0. Mobily Pay also leads on ratings volume (3.6K vs 2) and update cadence (fortnightly vs every 5 weeks). PAY.APP's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mobily Pay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Mobily Pay has 3.6K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PAY.APP ships an update every 5 weeks, Mobily Pay fortnightly. The most recent releases landed on September 19, 2026 and October 2, 2026 respectively.

Scorecard6 real differences · 4 level

PAY.APP versus Mobily Pay: the parameters behind the verdict, then further details
Parameter	PAY.APP	Mobily Pay
Price	Free	Free
Rating	4.0 (2 ratings)	4.7 (3.6K ratings) — better
Positive reviews	—	34.6% of reviews
Number of ratings	2	3.6K — better
Update frequency	Every 5 weeks	Fortnightly — better
Ads	No — better	Yes
In-app purchases	No	No
Monetization	Free — better	Free with in-app purchases
Devices	iPhone, iPad	iPhone, iPod
Requires iOS	18.0	15.0 — better
Further details — not scored
Size	81 MB	146 MB
Age rating	4+	17+
Developer	TinTel BV	Etihad Digital Financial Company

Customer experience

PAY.APP

All ratings2 ratings

Positive50.0%

Neutral50.0%

Negative0.0%

Mobily Pay

All ratings3,614 ratings

Positive92.6%

Neutral2.4%

Negative5.0%

Written reviews136 reviews

Positive34.6%

Neutral2.9%

Negative62.5%

Bugs and requests

PAY.APP

Not enough reviews yet to summarise bugs or requests.

Mobily Pay

Reported bugs

7 issues

OTP not received
Visa and Mastercard not accepted
Frequent app crashes
Slow app performance
Registration issues

Show 2 more

Incompatibility with older devices
Balance recharge problems

Requested features

5 requests

Introduce Mada prepaid card
Add Sadad bills payment
Improve international beneficiaries details
Add mobile recharge options
Integrate with Mobily account for bill payment and recharge

In-app purchases

None

PAY.APP

No in-app purchases

None

Mobily Pay

No in-app purchases

Questions

Is PAY.APP free?

PAY.APP is free to download, with no in-app purchases.

Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

Which has better reviews, PAY.APP or Mobily Pay?

Mobily Pay is rated higher. PAY.APP averages 4.0 out of 5 from 2 ratings, while Mobily Pay averages 4.7 from 3.6K ratings.

Do PAY.APP or Mobily Pay have ads?

Mobily Pay shows ads; PAY.APP does not.

Which is updated more often, PAY.APP or Mobily Pay?

PAY.APP ships an update every 5 weeks, and Mobily Pay fortnightly. Most recently, PAY.APP was updated on September 19, 2026 and Mobily Pay on October 2, 2026.