Comparison

meem KSA vs Mobily Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

meem KSA

This app offers a fully digital, Shariah-compliant banking experience. Manage multiple accounts, track spending, and access credit cards and personal finance options. Enjoy seamless on-the-go banking with 24/7 customer support.

Highlights
  • Digital Shariah-compliant banking
  • 3 accounts in 1 with one card
  • Digital budgeting and saving tools
  • Credit cards with rewards and installments
  • Flexible personal finance options
  • Home finance
  • Real-time Murabaha
Features
Read full description

Welcome to meem Digital Banking by Gulf International Bank The world’s first digital Shariah Compliant bank that gives you everything you need and more! meem is built with everything you need to safely bank on-the-go, so you can live the moments that matter! Open an account seamlessly, digitally and in minutes for: meem OnePack account, 3 accounts in 1 – current, savings and multicurrency accessed from one card! Digital budgeting and saving tools to track your spending and saving in real-time Credit cards with a range of benefits including the ajeeb rewards program and a buy now and pay later installment program from 3-24 months starting from 0% Flexible Personal Finance options including No Salary Transfer Home Finance Real-time Murabaha starting from just 30 days and in multiple currencies! We are here around the clock to provide you seamless digital customer experience with our products and services visit http://www.meem.com for more. You can also speak to us via in-app meem Chat or by calling us on 800116336 or +966 920026336. Start a new banking experience and join us today by downloading our app! meem | meem Digital Banking - Kingdom of Saudi Araba ميم أول مصرفية رقمية تابعة لبنك الخليج الدولي، بمنتجات وخدمات رقمية بالكامل ومتوافقة مع أحكام الشريعة الإسلامية. الخدمات المصرفية المتوفرة على تطبيقنا: - ٣ حسابات في حساب واحد وببطاقة واحدة فقط! حساب جاري، حساب التوفير، وحساب العملات المتعددة. ⁃ رحلة رقمية بالكامل لجميع المنتجات والخدمات المصرفية من التقديم الى الرد وانهاء الإجراءات. ⁃ ميزة الميزانية وأدوات مُتعددة تساعدك على الادخار والتحكم بمصاريفك بكل سهولة. ⁃ بطاقات ميم الائتمانية مع العديد من المزايا مثل برنامج مكافآت عجيب وبرنامج تقسيط أسهل للمشتريات وهامش ربح يبدأ من 0٪ ⁃ خيارات تمويل شخصي مرنة بما في ذلك منتج التمويل الشخصي بدون تحويل الراتب ⁃ التمويل العقاري ⁃ مرابحة فورية تبدأ من 30 يوم فقط وبعملات متعددة! متواجدين على مدار الساعة لتوفير أفضل تجربة رقمية بمنتجات وخدمات لعملائنا وبسلاسة، تفضل بزيارة http://www.meem.com للمزيد. يمكنك أيضًا التحدث إلينا عبر محادثة ميم من خلال التطبيق أو عن طريق الاتصال بنا على 800116336 أو +966 920026336. حمل تطبيق ميم ابدأ تجربة مصرفية جديدة وانضم إلينا اليوم! ميم | مصرفية ميم الرقمية - المملكة العربية السعودية

About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.

Highlights
  • Visa card integration
  • Wallet to wallet transfer
  • Local and international transfers
  • SADAD and Mobily payments
  • Bill payment in one click
  • Scheduled payments
  • Send gifts
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

Screenshots

meem KSA4 screens
Mobily Pay4 screens

Verdict

The call

The clearest difference is rating: Mobily Pay at 4.7 against meem KSA's 4.2. Mobily Pay also leads on ratings volume (3.6K vs 962). meem KSA's advantage is ads (none vs shown) and iOS requirement (13.2 vs 15.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mobily Pay holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 962 and 3.6K respectively. Written reviews complicate that: 41% of meem KSA's written reviews are positive against 34% of Mobily Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

meem KSA ships an update fortnightly, Mobily Pay every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
meem KSA versus Mobily Pay: the parameters behind the verdict, then further details
Parametermeem KSAMobily Pay
PriceFreeFree
Rating4.2 (962 ratings)4.7 (3.6K ratings) — better
Positive reviews41.3% of reviews — better34.3% of reviews
Number of ratings9623.6K — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.2 — better15.0
Further details — not scored
Size161 MB146 MB
Age rating4+17+
DeveloperGIBEtihad Digital Financial Company

Customer experience

meem KSA

All ratings953 ratings
Positive79.4%
Neutral2.9%
Negative17.6%
Written reviews196 reviews
Positive41.3%
Neutral6.6%
Negative52.0%

Mobily Pay

All ratings3,639 ratings
Positive92.6%
Neutral2.3%
Negative5.1%
Written reviews137 reviews
Positive34.3%
Neutral2.9%
Negative62.8%

User reviews

meem KSA

From 962 App Store ratings

What we love

  • ⭐ Excellent banking service
  • 🤩 Great digital experience
  • 💳 Smooth credit card and salary cashback features
  • 🏆 Best bank app in the region
  • 👍 Easy and enjoyable experience

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⏱️ Slow app performance and response times
  • 🔑 Login issues and unreliable authentication
  • 🤔 Limited banking services and features
  • 💤 Outdated and unresponsive app design

Mobily Pay

From 3.6K App Store ratings

What we love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi
  • 👍 Excellent and value to money

Room to improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
  • 🐛 App crashes
  • 🐛 Visa not working

Bugs and requests

meem KSA

Reported bugs

5 issues
  • Login screen freezes and crashes
  • Delayed transaction updates on credit cards
  • Inability to change password remotely
  • Incompatibility issues with newer devices
  • Unreliable SMS code delivery for authentication

Requested features

6 requests
  • Add biometric authentication (Touch ID/Face ID)
  • Improve credit card management features
  • Provide better visibility for salary cashback campaigns
  • Enhance app performance and stability
  • Update the app design for modern devices
Show 1 more
  • Expand banking services and capabilities

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

In-app purchases

None

meem KSA

No in-app purchases

None

Mobily Pay

No in-app purchases

Questions

Is meem KSA free?
meem KSA is free to download, with no in-app purchases.
Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Which has better reviews, meem KSA or Mobily Pay?
Mobily Pay is rated higher. meem KSA averages 4.2 out of 5 from 962 ratings, while Mobily Pay averages 4.7 from 3.6K ratings.
Do meem KSA or Mobily Pay have ads?
Mobily Pay shows ads; meem KSA does not.
Which is updated more often, meem KSA or Mobily Pay?
meem KSA ships an update fortnightly, and Mobily Pay every 2 weeks. Most recently, meem KSA was updated on October 29, 2026 and Mobily Pay on October 30, 2026.

Other comparisons