Citizens Smart vs NIMB Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Smart
Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Instant online payments
- Account information access
- Secure encryption
Read full descriptionHide full description
Citizens Smart is Citizens Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Citizens Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Citizens Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Citizens Bank, and you need to subscribe to the Citizens Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Citizens Smart is a Member of Fonepay Network. Smart Banking for Smart People.
NIMB Smart
Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure encryption
Read full descriptionHide full description
NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is rating: Citizens Smart at 3.6 against NIMB Smart's 3.4. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Citizens Smart holds the better App Store score, 3.6 against 3.4. Both are backed by a comparable volume of ratings — 30 and 61 respectively. Written reviews complicate that: 10% of Citizens Smart's written reviews are positive against 17% of NIMB Smart's, so the app with the better star average is not the one people write more warmly about.
Citizens Smart ships an update fortnightly, NIMB Smart monthly. The most recent releases landed on September 8, 2026 and September 5, 2026 respectively.
| Parameter | Citizens Smart | NIMB Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (30 ratings) — better | 3.4 (61 ratings) |
| Positive reviews | 10.0% of reviews | 16.7% of reviews — better |
| Number of ratings | 30 | 61 — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 | 12.4 |
| Further details — not scored | ||
| Size | 175 MB | 173 MB |
| Age rating | 17+ | 17+ |
| Developer | Citizens Bank International Ltd. | MEGA BANK NEPAL LIMITED |
Customer experience
Citizens Smart
NIMB Smart
In-app purchases
Citizens Smart
No in-app purchases
NIMB Smart
No in-app purchases
Questions
Is Citizens Smart free?
Is NIMB Smart free?
Which has better reviews, Citizens Smart or NIMB Smart?
Do Citizens Smart or NIMB Smart have ads?
Which is updated more often, Citizens Smart or NIMB Smart?
Other comparisons
