UK Credit Union vs Transcend CU e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UK Credit Union
Manage your finances on the go with this mobile banking application. Easily check balances, view transaction history, and transfer funds between accounts. You can also pay bills and deposit checks remotely for ultimate convenience.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Remote check deposit
- Pay bills
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UK Credit Union Mobile Banking allows you to access your accounts anytime, anywhere! You can check balances, view transaction history, transfer funds and pay loans! With mobile banking, you can do your banking when it’s convenient for you. Features include: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Remote Deposit Checks - Pay Bills *Standard mobile web fees may apply. Please contact your mobile carrier for more information.
Transcend CU e
Manage your finances on the go with this secure and convenient banking app. Organize transactions, set alerts, make payments, and deposit checks with ease. Access account statements and locate branches or ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View and save statements
- Find branches and ATMs
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Transcend CU e-Teller is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Transcend CU e-Teller: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is monetization model: UK Credit Union at free against Transcend CU e's free with in-app purchases. UK Credit Union also leads on iOS requirement (16.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for UK Credit Union against 4.8 for Transcend CU e. Both are backed by a comparable volume of ratings — 6.3K and 2.1K respectively. Written reviews are what separate them: 70% of UK Credit Union's written reviews are positive against 74% of Transcend CU e's.
UK Credit Union ships an update every 2 months, Transcend CU e every 5 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | UK Credit Union | Transcend CU e |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (6.3K ratings) | 4.8 (2.1K ratings) — better |
| Positive reviews | 70.1% of reviews | 74.3% of reviews — better |
| Number of ratings | 6.3K — better | 2.1K |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 64 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | University of Kentucky Federal Credit Union | Transcend Credit Union |
Customer experience
UK Credit Union
Transcend CU e
User reviews
UK Credit Union
From 6.3K App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Easy to navigate
- 🔒 Secure banking
- 💡 Great features
- 🤝 Excellent customer service
Room to improve
- 🐛 Bugs and glitches
- 🔍 Difficult to find certain features
- 🔄 Slow performance
- 🔒 Security issues with login
- 💰 Lack of certain banking functions
Transcend CU e
From 2.1K App Store ratingsWhat we love
- 🚀 Excellent new app
- 👍 User-friendly interface
- 🔒 Improved security features
- 💡 Useful new credit monitoring
Room to improve
- 🐛 Bugs and glitches
- 👎 Less user-friendly than previous app
- 🔒 Overly restrictive login options
Bugs and requests
UK Credit Union
Reported bugs
5 issues- App crashes frequently
- Login issues and account lockouts
- Mobile deposit not working
- Inconsistent app performance
- Syncing problems between app and website
Requested features
5 requests- Add mobile check deposit
- Improve credit card payment functionality
- Provide more customization options
- Integrate with external accounts
- Enhance transaction history and reporting
Transcend CU e
Reported bugs
2 issues- Locked card won't unlock
- Crashes and freezes
Requested features
2 requests- Calendar option for bill payments
- More customization options
In-app purchases
UK Credit Union
No in-app purchases
Transcend CU e
No in-app purchases
Questions
Is UK Credit Union free?
Is Transcend CU e free?
Which has better reviews, UK Credit Union or Transcend CU e?
Do UK Credit Union or Transcend CU e have ads?
Which is updated more often, UK Credit Union or Transcend CU e?
Other comparisons
