Comparison

DTB 24/7 vs My

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DTB 24/7

This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.

Highlights
  • View account details
  • Secure transaction authorization (PIN/biometric)
  • Utility bill presentment
  • Mobile money transfers and airtime purchase
  • Masterpass QR payments
  • Funds transfer to other banks
  • Branch and ATM locator
  • Chequebook and stop cheque requests
Features
Read full description

DTB 24/7 is the revamped mobile banking app from Diamond Trust Bank Kenya Limited (DTB). The app provides an enhanced user experience that enables DTB account holders bank on the go wherever they are securely. So, what can you do with this revamped app? 1. View details of your bank accounts. 2. Securely authorize transaction via a 6 digit pin or biometrically using fingerprints. 3. Utility bill presentment 5 days before bills are due for payment. 4. Access and select beneficiaries of mobile money transfer as well as airtime purchase from your phonebook. 5. Personalize your app by uploading custom profile picture. 6. Scan and pay at participating merchant outlets courtesy of Masterpass QR. 7. Funds transfer to other banks via RTGS or PesaLink. 8. Locate all branch and ATM’s close to your current location. 9. Initiate chequebook requests as well as stop cheque requests. Disclosures: 1. Fingerprint authorization for transactions is available for applicable devices only 2. Customers need to have registered for DTB mobile banking service in-order to access services on DTB 24/7. Mobile banking registrations can be done at any branch. Diamond Trust Bank Kenya Limited is regulated by the Central Bank of Kenya.

About

My

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

Highlights
  • View M-PESA balance
  • Biometric login
  • Send money via QR, contacts, or favorites
  • Pay bills easily
  • Buy goods and services
  • Withdraw cash
  • Buy airtime
Read full description

Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone

Screenshots

DTB 24/74 screens
My4 screens

Verdict

The call

DTB 24/7 and My both sit at 3.8 stars, but that hides the real split: 90% of My's written reviews are positive against 33% of DTB 24/7's. My also leads on ratings volume (187 vs 13). DTB 24/7's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.8 for DTB 24/7 against 3.8 for My. That said, the two scores are not equally well evidenced: My has 187 ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 33% of DTB 24/7's written reviews are positive against 90% of My's.

UpkeepUpdate frequency

DTB 24/7 ships an update every 2 months, My monthly. The most recent releases landed on June 1, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
DTB 24/7 versus My: the parameters behind the verdict, then further details
ParameterDTB 24/7My
PriceFreeFree
Rating3.8 (13 ratings)3.8 (187 ratings) — better
Positive reviews33.3% of reviews89.6% of reviews — better
Number of ratings13187 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size99 MB248 MB
Age rating4+9+
DeveloperDiamond Trust Bank Kenya LimitedSafaricom Limited

Customer experience

DTB 24/7

All ratings13 ratings
Positive61.5%
Neutral7.7%
Negative30.8%
Written reviews9 reviews
Positive33.3%
Neutral11.1%
Negative55.6%

My

All ratings187 ratings
Positive69.0%
Neutral4.8%
Negative26.2%
Written reviews1,099 reviews
Positive89.6%
Neutral3.5%
Negative6.9%

Bugs and requests

DTB 24/7

Not enough reviews yet to summarise bugs or requests.

My

Reported bugs

3 issues
  • Incomplete or missing transaction details
  • Issues with reversing or recovering sent payments
  • Compatibility problems on certain devices or OS versions

Requested features

4 requests
  • Allow customization of transaction categories
  • Improve transaction history and statement viewing
  • Provide offline access or data-free usage
  • Integrate with other financial apps and services

In-app purchases

None

DTB 24/7

No in-app purchases

None

My

No in-app purchases

Questions

Is DTB 24/7 free?
DTB 24/7 is free to download, with no in-app purchases.
Is My free?
My is free to download, with no in-app purchases.
Which has better reviews, DTB 24/7 or My?
My is rated higher. DTB 24/7 averages 3.8 out of 5 from 13 ratings, while My averages 3.8 from 187 ratings.
Do DTB 24/7 or My have ads?
My shows ads; DTB 24/7 does not.
Which is updated more often, DTB 24/7 or My?
DTB 24/7 ships an update every 2 months, and My monthly. Most recently, DTB 24/7 was updated on June 1, 2026 and My on September 23, 2026.

Other comparisons