Best 401K Finder Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our 401k finder list covers 249+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top 401K Finder Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PensionBee: Roll over 401(k)sPensionBee: Roll over 401(k)sFree4.7★ (11)YesNoAug 2026
2Asset Recovery: Lost 401kAsset Recovery: Lost 401kFreeYesNoJul 2026
3Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoAug 2026
4NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
5VoyaVoyaFree4.7★ (188K)NoNoAug 2026
6Empower ®Empower ®Free4.8★ (400K)NoNoAug 2026
7Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (364K)YesNoAug 2026
8401k: Your Retirement Guide401k: Your Retirement GuideFree4.8★ (13)NoYesAug 2026

Top Picks for 401K Finder

PensionBee: Roll over 401(k)s#1

PensionBee: Roll over 401(k)s by PensionBee Ltd

Roll over your old 401(k)s
Editor's Choice
💰 Finance
4.7(11 ratings)
FreeAds
PensionBee: Roll over 401(k)s screenshot 1
PensionBee: Roll over 401(k)s screenshot 2
PensionBee: Roll over 401(k)s screenshot 3
PensionBee: Roll over 401(k)s screenshot 4
PensionBee: Roll over 401(k)s screenshot 5
PensionBee: Roll over 401(k)s screenshot 6

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Fidelity Investments#3

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Worth Considering
💰 Finance
4.8😐(3.2M ratings)
Free
#11in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More 401K Finder apps to explore

4
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
5
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
6
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(400K)
free with in-app purchases
7
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(364K)
free with in-app purchases
8
401k: Your Retirement Guide
401k: Your Retirement Guide
401k: Your Retirement Guide
Capital Financial Benefits Pro
Free

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

Retirement planning guideGrowth projection calculatorRoth conversion tool
🔧 Utilities
(13)
paid
9
ClaimLyra
ClaimLyra
ClaimLyra
Track Class Action Settlements
Free
💰 Finance
(0)
10
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free
11
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(444K)
free with in-app purchases
12
401K Match AI Benefits Finder
401K Match AI Benefits Finder
401K Match AI Benefits Finder
401K Match & Benefits HSA FSA
Free
💰 Finance
(0)
13
Jayu: FIRE Strategy
Jayu: FIRE Strategy
Jayu: FIRE Strategy
The serious FIRE planner's app
Free

This app offers advanced financial independence, retire early (FIRE) planning with personalized projections, Monte Carlo simulations, and AI-driven tax optimization strategies. It helps users understand their financial future, optimize savings, and track progress towards their goals.

Monte Carlo simulations for FIRE outcomesAdvanced tax optimization strategiesPersonalized funding waterfall
💰 Finance
(4)
freemium
14
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(29K)
free with in-app purchases
15
Vista 401(k)
Vista 401(k)
Vista 401(k)
by FBMC Benefits Management, Inc
Free
💼 Business
(0)
16
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
17
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(956K)
subscription
18
RPOA NetX™
RPOA NetX™
RPOA NetX™
by MMWKM ADVISORS, LLC
Free
💰 Finance
(0)
19
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
20
ZBee: Safe Spend
ZBee: Safe Spend
ZBee: Safe Spend
Retirement spending estimator
Free

Estimate your safe annual retirement spending after taxes. This tool simulates market histories to provide a realistic withdrawal figure, accounting for various account types and early withdrawal penalties. It offers detailed projections and spending flexibility insights.

Estimate safe annual retirement spendAccounts for taxes on withdrawalsModels different account types (401k, Roth, brokerage)
💰 Finance
(1)
free

FAQ about 401K Finder

What are the best 401k finder apps for iPhone?
PensionBee: Roll over 401(k)s tops our 401k finder apps ranking as of August 2026, with a 4.7-star average from 11 App Store ratings, and it's free to download.
Yes — 20 of the top 401k finder apps we rank are free to download, including PensionBee: Roll over 401(k)s and Asset Recovery: Lost 401k.
PensionBee: Roll over 401(k)s shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ 401k finder apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
PensionBee is a financial app designed to help you roll over your old 401(k)s and IRAs into a new PensionBee IRA. It allows you to combine and manage all your retirement savings in one place, offering flexible investment options and personalized support.
PensionBee protects your account by encrypting your data, keeping it private, and securely verifying your information. The platform is built with security in mind to ensure your financial data is safe.