Best 401Kgo Apps

199+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

If you already know 401GO, this is the deeper bench. 199+ 401kgo apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top 401Kgo Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1401GO401GOFree4.8★ (16)NoNoJun 2026
2PensionBee: Roll over 401(k)sPensionBee: Roll over 401(k)sFree4.7★ (11)YesNoJul 2026
3Capital Group RKDirect 401kCapital Group RKDirect 401kFree4.7★ (11K)NoNoJul 2026
4Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (11K)NoNoJul 2026
5Milliman Mobile BenefitsMilliman Mobile BenefitsFree4.7★ (6.6K)NoNoJul 2026
6Principal®Principal®Free4.8★ (230K)YesNoJul 2026
7John Hancock RetirementJohn Hancock RetirementFree4.7★ (36K)NoNoJul 2026
8GuidelineGuidelineFree4.9★ (1.8K)NoNoJul 2026

Top Picks for 401Kgo

401GO#1

401GO by RetireGO, LLC

401k plan management
Editor's Choice
💰 Finance
4.8(16 ratings)
Free
401GO screenshot 1
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401GO screenshot 6

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

PensionBee: Roll over 401(k)s#2

PensionBee: Roll over 401(k)s by PensionBee Ltd

Roll over your old 401(k)s
Strong Contender
💰 Finance
4.7(11 ratings)
FreeAds
PensionBee: Roll over 401(k)s screenshot 1
PensionBee: Roll over 401(k)s screenshot 2
PensionBee: Roll over 401(k)s screenshot 3
PensionBee: Roll over 401(k)s screenshot 4
PensionBee: Roll over 401(k)s screenshot 5
PensionBee: Roll over 401(k)s screenshot 6

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Capital Group RKDirect 401k#3

Capital Group RKDirect 401k by SS&C Technologies, Inc.

Manage your 401k
Worth Considering
💰 Finance
4.7😞(11K ratings)
Free
Capital Group RKDirect 401k screenshot 1
Capital Group RKDirect 401k screenshot 2
Capital Group RKDirect 401k screenshot 3
Capital Group RKDirect 401k screenshot 4

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

What We Love

  • 🚀 Easy to use
  • 👍 Clean portfolio
  • 👍 Excellent support
  • 👍 Great app

Room to Improve

  • 🐛 Biometrics issues
  • 🐛 Login issues
  • 🐛 App not working

More 401Kgo apps to explore

4
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
5
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
💰 Finance
(6.6K)
free
6
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
7
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(36K)
free
8
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
💰 Finance
(1.8K)
free with in-app purchases
9
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
10
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
11
GoRetire
GoRetire
GoRetire
by Epic Advisors, Inc
Free

Access your retirement account information conveniently on your mobile device. Get fast, easy, and up-to-date insights into your retirement savings.

Mobile retirement account accessFast information retrievalEasy to use interface
💰 Finance
(104)
free
12
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

On-the-go account accessView account balance and performanceAdjust savings rate
💰 Finance
(3.2K)
free
13
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

Check account balancesView investment performanceMonitor contributions
💰 Finance
(997)
free
14
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

Access TSP account summaryCheck investment performanceChange investment mix
💼 Business
(105K)
free
15
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
AI based Retirement Planning
Free

This app uses AI to help you optimize retirement plans like 401k and 403b, offering premium investment advice for free. It analyzes your employer's plan to suggest the best investments for lower fees and better performance, or allows you to delegate to an advisor.

AI-based retirement planningInvestment allocation suggestionsRetirement and income calculators
💰 Finance
(33)
free
16
READYSAVE™
READYSAVE™
READYSAVE™
by Ascensus Inc
Free

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

Secure login (Face ID, Touch ID, passcode)View account balances and transaction historyTrack investments and rate of return
💰 Finance
(6.7K)
free
17
BPAS University
BPAS University
BPAS University
The Road to Financial Security
Free

This app simplifies retirement and benefit planning with educational resources and tools. Access a virtual classroom, savings calculators, and risk assessment to optimize your financial future. Learn about investing, health savings accounts, and more to achieve financial security.

Virtual classroom with educational multimediaSavings calculators and planning guidesSocial Security estimates
📚 Education
(1.6K)
free
18
Slavic401k Mobile App
Slavic401k Mobile App
Slavic401k Mobile App
Manage and track your 401(k)
Free

Manage your 401(k) account with this mobile application. Easily check your balance, adjust deferral rates and investment elections, and update personal information securely and efficiently.

Check account balanceMonitor deferral rateChange investment elections
💰 Finance
(101)
free
19
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(397K)
free with in-app purchases
20
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free

FAQ about 401Kgo

What are the best 401kgo apps for iPhone?
401GO tops our 401kgo apps ranking as of July 2026, with a 4.8-star average from 16 App Store ratings, and it's free to download.
Yes — 20 of the top 401kgo apps we rank are free to download, including 401GO and PensionBee: Roll over 401(k)s.
401GO has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 199+ 401kgo apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
401GO is designed with security as a top priority, offering convenient and secure management of your 401(k) lifecycle. Specific security protocols are not detailed in the provided information, but the app emphasizes a secure experience for its users.
The provided description focuses on managing your existing 401(k) plan through 401GO, including viewing balances and adjusting contributions. It does not mention the ability to link external bank accounts for direct deposits or transfers.