Best 401Kgo Apps

250+ iOS apps curated and reviewed

3.8 avg rating
19 free apps
Updated August 2026

If you already know 401GO, this is the deeper bench. 250+ 401kgo apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top 401Kgo Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1401GO401GOFree4.8★ (16)NoNoJun 2026
2PensionBee: Roll over 401(k)sPensionBee: Roll over 401(k)sFree4.6★ (14)YesNoAug 2026
3Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
4Vista 401(k)Vista 401(k)FreeYesNoMay 2026
5Asset Recovery: Lost 401kAsset Recovery: Lost 401kFreeYesNoAug 2026
6Oriental 401K PlanOriental 401K PlanFree1.6★ (5)NoNoMay 2026
7MVP 401k BenefitsMVP 401k BenefitsFree1.0★ (6)NoNoAug 2026
8Solo 401k CalculatorSolo 401k Calculator$9.99NoNoAug 2026

Top Picks for 401Kgo

401GO#1

401GO by RetireGO, LLC

401k plan management
Editor's Choice
💰 Finance
4.8(16 ratings)
Free
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401GO screenshot 6

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

PensionBee: Roll over 401(k)s#2

PensionBee: Roll over 401(k)s by PensionBee

Roll over your old 401(k)s
Strong Contender
💰 Finance
4.6(14 ratings)
FreeAds
PensionBee: Roll over 401(k)s screenshot 1
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PensionBee: Roll over 401(k)s screenshot 5
PensionBee: Roll over 401(k)s screenshot 6

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Fidelity Investments#3

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Worth Considering
💰 Finance
4.8😐(3.3M ratings)
Free
#16in Finance
Fidelity Investments screenshot 1
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More 401Kgo apps to explore

4
Vista 401(k)
Vista 401(k)
Vista 401(k)
by FBMC Benefits Management, Inc
Free
💼 Business
(0)
5
Asset Recovery: Lost 401k
Asset Recovery: Lost 401k
Asset Recovery: Lost 401k
Find Old Retirement Accounts
Free
💰 Finance
(0)
6
Oriental 401K Plan
Oriental 401K Plan
Oriental 401K Plan
To access your 401K account in
Free

Manage your retirement savings on the go. View your balance, track performance, and adjust contributions securely. Access financial wellness resources to help you reach your future goals.

Secure account accessView balance and performanceTrack investment mix
💰 Finance
(5)
free
7
MVP 401k Benefits
MVP 401k Benefits
MVP 401k Benefits
Retirement. Define it.
Free

Manage your retirement savings with ease. Access account details, track investments, and forecast your future income. Securely enroll, make changes to contributions, and learn about financial planning.

Biometric loginCheck balances and transactionsRetirement income forecast
💰 Finance
(6)
free
8
Solo 401k Calculator
Solo 401k Calculator
Solo 401k Calculator
Self-Employed Retirement
$9.99
💰 Finance
(0)
9
BNC 401(k)
BNC 401(k)
BNC 401(k)
by Schwab Retirement Technologies Inc.
Free
💰 Finance
(0)
10
Invisor 401k
Invisor 401k
Invisor 401k
by Schwab Retirement Technologies Inc.
Free
💰 Finance
(0)
11
1st 401k
1st 401k
1st 401k
by 1st Source Corporation
Free

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

Retirement plan managementAccount reviewEmployer-sponsored plan access
💰 Finance
(1)
free
12
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
13
Definiti 401(k)
Definiti 401(k)
Definiti 401(k)
Your 401k at your fingertips
Free
💰 Finance
(0)
14
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
15
Planforge 401k
Planforge 401k
Planforge 401k
Pay Your Team, Not the IRS
Free

Access your employer-sponsored 401(k) plan securely and instantly. View your dashboard, sign forms electronically, set up auto-escalation, and receive personalized investment recommendations. Track deadlines and plan milestones with ease.

Personalized 401(k) dashboardElectronic form signingAuto-escalation setup
💰 Finance
(2)
free
16
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
AI based Retirement Planning
Free

This app uses AI to help you optimize retirement plans like 401k and 403b, offering premium investment advice for free. It analyzes your employer's plan to suggest the best investments for lower fees and better performance, or allows you to delegate to an advisor.

AI-based retirement planningInvestment allocation suggestionsRetirement and income calculators
💰 Finance
(33)
free
17
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
18
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

View account balancesCheck personal rate of returnReview transaction history
💰 Finance
(11K)
free
19
BankPlus 401k
BankPlus 401k
BankPlus 401k
by Schwab Retirement Technologies Inc.
Free

Manage your retirement savings on the go. Enroll, forecast your income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

Retirement account enrollmentIncome forecastInvestment performance monitoring
💰 Finance
(1)
free
20
401K Match AI Benefits Finder
401K Match AI Benefits Finder
401K Match AI Benefits Finder
401K Match & Benefits HSA FSA
Free
💰 Finance
(0)

FAQ about 401Kgo

What are the best 401kgo apps for iPhone?
401GO tops our 401kgo apps ranking as of August 2026, with a 4.8-star average from 16 App Store ratings, and it's free to download.
Yes — 19 of the top 401kgo apps we rank are free to download, including 401GO and PensionBee: Roll over 401(k)s.
401GO has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ 401kgo apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
401GO is designed with security as a top priority, offering convenient and secure management of your 401(k) lifecycle. Specific security protocols are not detailed in the provided information, but the app emphasizes a secure experience for its users.
The provided description focuses on managing your existing 401(k) plan through 401GO, including viewing balances and adjusting contributions. It does not mention the ability to link external bank accounts for direct deposits or transfers.