Best Aella Apps

17+ iOS apps curated and reviewed

3.5 avg rating
17 free apps
Updated August 2026

Aella MFB is the household name in aella, but it's far from the only option. We track 17+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Aella Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Aella MFBAella MFBFree4.6★ (157)NoNoAug 2026
2Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
3eLendlyeLendlyFree2.2★ (49)NoNoAug 2026
4Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoAug 2026
5Aella Business BankingAella Business BankingFree5.0★ (1)NoNoJun 2026
6FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoAug 2026
7MonibacMonibacFree2.7★ (61)NoNoAug 2026
8Fidelity FastLoanFidelity FastLoanFree2.4★ (29)NoNoJul 2026

Top Picks for Aella

Aella MFB#1

Aella MFB by Aella Microfinance Bank Limited

Seamless Digital Banking
Editor's Choice
💰 Finance
4.6(157 ratings)
Free
Aella MFB screenshot 1
Aella MFB screenshot 2
Aella MFB screenshot 3
Aella MFB screenshot 4
Aella MFB screenshot 5
Aella MFB screenshot 6

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

Carbon: Mobile Banking & Loans#2

Carbon: Mobile Banking & Loans by Carbon Finance and Investments Limited

Save Money|Transfers| Loans
Strong Contender
💰 Finance
4.5😐(10K ratings)
Free
Carbon: Mobile Banking & Loans screenshot 1
Carbon: Mobile Banking & Loans screenshot 2
Carbon: Mobile Banking & Loans screenshot 3
Carbon: Mobile Banking & Loans screenshot 4
Carbon: Mobile Banking & Loans screenshot 5
Carbon: Mobile Banking & Loans screenshot 6

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
eLendly#3

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Worth Considering
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
eLendly screenshot 2
eLendly screenshot 3
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eLendly screenshot 5

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

More Aella apps to explore

4
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
5
Aella Business Banking
Aella Business Banking
Aella Business Banking
by Aella Microfinance Bank Limited
Free

This app simplifies financial management for businesses and individuals. It offers loans, investments, bill payments, micro-insurance, and peer-to-peer transfers. Location services are used for address verification to unlock higher transaction limits.

Loans and investmentsBill paymentsMicro-insurance plans
💰 Finance
(1)
free
6
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
7
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Collateral-free loansEarn interest on savingsLoans up to 150% of savings
💰 Finance
(61)
free with in-app purchases
8
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
9
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
10
Hometown - Banking Solution
Hometown - Banking Solution
Hometown - Banking Solution
Pay, Save, Get a loan, Spend
Free

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

Send and receive moneyPay bills for servicesGrow savings with interest
💰 Finance
(667)
free
11
Kwikee - Credit and Savings
Kwikee - Credit and Savings
Kwikee - Credit and Savings
by MONEYMARQUE FINANCE LIMITED
Free

Access instant funds with a digital credit card and easily save money with various options. Manage your finances conveniently with features designed to improve your lifestyle.

Instant digital credit card accessSalary-based credit withdrawalAutomatic repayment via bank card
💰 Finance
(10)
free
12
Kiakia P2P
Kiakia P2P
Kiakia P2P
You fund. We invest. You earn.
Free

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

Invest in loans and businessesEarn 12%-40% returnsAccess personal and business loans
💰 Finance
(18)
free
13
Page Financials
Page Financials
Page Financials
by Page International Financial Company Limited
Free

Manage your finances on the go with this app. Request new loans, top up existing ones, and transfer funds directly from your account. Stay connected to all your account activities with ease.

Request new loansTop up current loansTransfer funds
💰 Finance
(62)
free
14
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends
💰 Finance
(124)
ad-supported
15
Nina Love - Audio erotici
Nina Love - Audio erotici
Nina Love - Audio erotici
Storie sexy da ascoltare
Free

Explore your sexuality with a diverse collection of erotic audio stories and guided meditations. Discover new spicy content weekly, share fantasies, and enhance your intimacy and self-esteem in a safe, shame-free environment.

Weekly new erotic audio storiesCommunity-shared fantasiesErotic meditations for intimacy
💪 Health & Fitness
(0)
free with in-app purchases
16
Xtime Mobile
Xtime Mobile
Xtime Mobile
by Xtime, Inc.
Free

Enhance dealership operations with a mobile suite of tools. Streamline customer messaging, expedite internal communications, and conduct vehicle inspections with multimedia attachments. Receive real-time alerts for key events.

Customer messagingInternal communicationMobile vehicle inspections
💼 Business
(373)
subscription
17
JUNIOR & Cie
JUNIOR & Cie
JUNIOR & Cie
by SNCF Voyageurs
Free

This app assists parents in booking and tracking unaccompanied train journeys for children aged 4-14. It provides real-time updates on the child's travel, group composition, and arrival times, and allows for digital ticket presentation.

Book unaccompanied child train travelReal-time travel updatesView group composition
✈️ Travel
(0)
free

FAQ about Aella

What are the best aella apps for iPhone?
Aella MFB tops our aella apps ranking as of August 2026, with a 4.6-star average from 157 App Store ratings, and it's free to download.
Yes — 17 of the top aella apps we rank are free to download, including Aella MFB and Carbon: Mobile Banking & Loans.
Aella MFB has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 17+ aella apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Aella MFB provides a range of financial services including loans, investment opportunities, bill payments, micro-insurance plans, and peer-to-peer money transfers, aiming to simplify financial management for users.
Aella MFB verifies addresses by monitoring user regions and receiving location updates in the background. This process requires users to visit registered regions a certain number of times to confirm their address for access to higher loan and transaction limits.

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