Best Afro Mobile Money Apps

208+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Whether you're new to afro mobile money or looking for an upgrade, our curated collection of 208+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Afro Mobile Money Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Afro Mobile MoneyAfro Mobile MoneyFree3.2★ (9)NoNoJul 2026
2Afro Money TransferAfro Money TransferFree4.1★ (99)NoNoJul 2026
3Chipper CashChipper CashFree4.4★ (15K)NoNoAug 2026
4Wave - Mobile MoneyWave - Mobile MoneyFree4.6★ (3.4K)NoNoAug 2026
5Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
6Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
7PocketApp: Send & Manage MoneyPocketApp: Send & Manage MoneyFree4.7★ (9.1K)NoNoAug 2026
8GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoAug 2026

Top Picks for Afro Mobile Money

Afro Mobile Money#1

Afro Mobile Money by Afro International

Editor's Choice
💰 Finance
3.2(9 ratings)
Free
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Send money quickly and easily with this mobile wallet service. Transfer funds between wallets, to cash pickup points, or bank accounts. Top up airtime, pay bills, and make purchases using QR codes. Enjoy fast, secure transactions with multiple layers of protection.

Afro Money Transfer#2

Afro Money Transfer by Afro International (UK) Limited

Send money to family & friends
Strong Contender
💰 Finance
4.1(99 ratings)
Free
Afro Money Transfer screenshot 1
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Easily send money internationally using your debit or credit card. Track your transfers in real-time and access up-to-date exchange rates. Supports sending to mobile wallets, bank accounts, and pickup locations in multiple African countries.

Chipper Cash#3

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Worth Considering
💰 Finance
4.4😊(15K ratings)
Free
Chipper Cash screenshot 1
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Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and reliable transactions
  • 💰 Cashback and bonuses
  • 🔒 Secure platform

Room to Improve

  • 🐛 Occasional app crashes
  • ⏰ Delayed transaction processing
  • 🔒 Verification issues

More Afro Mobile Money apps to explore

4
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Mobile Money
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
💰 Finance
(3.4K)
free
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
6
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
7
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(9.1K)
free
8
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
9
Nomba - Mobile Banking
Nomba - Mobile Banking
Nomba - Mobile Banking
Personal and Business Banking
Free

Manage personal and business finances with ease. Send and receive money, pay bills, top up airtime, and track expenses. Offers secure transactions and savings features with competitive interest rates.

Send and receive moneyTop up airtime and dataPay bills
💰 Finance
(1.3K)
free
10
Green Dot - Mobile Banking
Green Dot - Mobile Banking
Green Dot - Mobile Banking
Your banking. Your choice.
Free

Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.

Early direct deposit (up to 2 days early)Overdraft protection up to $200Deposit cash via app
💰 Finance
(12K)
free
11
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
12
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Paga - Send, Pay, and Bank
Borderless living
Free

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Open and manage US and Nigerian bank accountsSend, pay, and receive across currenciesPhysical and virtual Visa debit cards
💰 Finance
(1.5K)
free with in-app purchases
13
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
💰 Finance
(8.7K)
free with in-app purchases
14
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
💰 Finance
(14K)
free
15
CBE Mobile Banking
CBE Mobile Banking
CBE Mobile Banking
Commercial Bank of Ethiopia
Free

Perform banking tasks from your mobile device, including checking balances, transferring funds, and managing beneficiaries. Access account statements, view exchange rates, and locate ATMs. This official app provides secure access to your accounts anytime, anywhere.

Real-time account balanceAccount statement accessFunds transfer
💰 Finance
(2.6K)
free
16
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
17
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
18
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7.3K)
free
19
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
20
Credit Direct Mobile
Credit Direct Mobile
Credit Direct Mobile
Send, receive, & grow money
Free

Manage your finances with a secure mobile wallet for sending, receiving, and paying bills. Earn daily interest on your savings through flexible or fixed plans, with options to gift investment plans.

Send and receive money for freePay bills (electricity, cable TV)Earn daily interest on savings
💰 Finance
(72)
free

FAQ about Afro Mobile Money

What are the best afro mobile money apps for iPhone?
Afro Mobile Money tops our afro mobile money apps ranking as of July 2026, with a 3.2-star average from 9 App Store ratings, and it's free to download.
Yes — 20 of the top afro mobile money apps we rank are free to download, including Afro Mobile Money and Afro Money Transfer.
Afro Mobile Money has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 208+ afro mobile money apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Afro Mobile Money prioritizes security with three layers of protection: password, PIN, and biometric authentication (fingerprint/face ID). This ensures your transactions and personal information are kept safe.
Yes, you can instantly send money from your Afro Mobile Money wallet to other Mobile Money Providers, such as Orange Money and Afrimoney. This allows for broad interoperability.