Best Afro Mobile Money Apps

208+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Whether you're new to afro mobile money or looking for an upgrade, our curated collection of 208+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Afro Mobile Money

Afro Mobile Money#1

Afro Mobile Money by Afro International (UK) Limited

Editor's Choice
πŸ’° Finance
3.2(9 ratings)
Free
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Send money quickly and easily with this mobile wallet service. Transfer funds between wallets, to cash pickup points, or bank accounts. Top up airtime, pay bills, and make purchases using QR codes. Enjoy fast, secure transactions with multiple layers of protection.

Afro Money Transfer#2

Afro Money Transfer by Afro International (UK) Limited

Send money to family & friends
Strong Contender
πŸ’° Finance
4.1(99 ratings)
Free
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Easily send money internationally using your debit or credit card. Track your transfers in real-time and access up-to-date exchange rates. Supports sending to mobile wallets, bank accounts, and pickup locations in multiple African countries.

Chipper Cash#3

Chipper Cash by Critical Ideas, Inc.

Send or Request Cash in Africa
Worth Considering
πŸ’° Finance
4.4😊(15K ratings)
Free
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Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Fast and reliable transactions
  • πŸ’° Cashback and bonuses
  • πŸ”’ Secure platform

Room to Improve

  • πŸ› Occasional app crashes
  • ⏰ Delayed transaction processing
  • πŸ”’ Verification issues

More Afro Mobile Money apps to explore

4
Afro Express
Afro Express
Afro Express
Afro Express Bureau De Change
Free
πŸ’Ό Business
(0)
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
6
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
πŸ’° Finance
(3.4K)
free
7
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably. This app offers competitive exchange rates and low transfer fees, with a user-friendly interface for seamless global transactions. It also provides a Global USD Account for receiving international payments.

Fast international transfersSecure and reliable transactionsLow transfer fees
πŸ’° Finance
(8.7K)
free with in-app purchases
8
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
πŸ’° Finance
(28K)
free
9
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyβ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
πŸ’° Finance
(67K)
free with in-app purchases
10
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
πŸ’° Finance
(83K)
free with in-app purchases
11
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
πŸ’° Finance
(8.8K)
free
12
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
πŸ’° Finance
(7K)
free
13
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
πŸ’Ό Business
(29K)
free with in-app purchases
14
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
πŸ’° Finance
(6K)
free
15
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
πŸ’° Finance
(1.1K)
free
16
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
πŸ’° Finance
(11K)
free with in-app purchases
17
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
πŸ’° Finance
(35K)
free
18
Nomba - Mobile Banking
Nomba - Mobile Banking
Nomba - Mobile Banking
Personal and Business Banking
Free

Manage personal and business finances with ease. Send and receive money, pay bills, top up airtime, and track expenses. Offers secure transactions and savings features with competitive interest rates.

Send and receive moneyTop up airtime and dataPay bills
πŸ’° Finance
(1.3K)
free
19
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
πŸ’° Finance
(11K)
free
20
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
πŸ”§ Utilities
(1.8K)
free