Best Automatic Payment Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Finding the right automatic payment apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Automatic Payment Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AutoPayAutoPayFreeNoNoMay 2026
2rapid! Payrapid! PayFree4.5★ (189K)NoNoAug 2026
3Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (196K)NoNoAug 2026
4Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
5PayactivPayactivFree4.7★ (78K)NoNoAug 2026
6Payment FormPayment FormFree3.7★ (15)NoNoMay 2026
7Link: A smarter way to payLink: A smarter way to payFree4.0★ (43)NoNoAug 2026
8Pay with ME - Mobile PaymentPay with ME - Mobile PaymentFree3.9★ (7)NoNoAug 2026

Top Picks for Automatic Payment

rapid! Pay#2

rapid! Pay by Green Dot Corporation

rapid! Access PayCard OnDemand
Strong Contender
💰 Finance
4.5😞(189K ratings)
Free
rapid! Pay screenshot 1
rapid! Pay screenshot 2
rapid! Pay screenshot 3
rapid! Pay screenshot 4
rapid! Pay screenshot 5
rapid! Pay screenshot 6

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

What We Love

  • 🚀 Instant deposits
  • 💡 Savings account feature
  • 👍 Convenient for getting paid
  • 🔒 Secure with fingerprint login

Room to Improve

  • 🐛 App crashes and login issues
  • ⏱️ Inconsistent and delayed fund availability
  • 🤖 Poor customer service and language barriers
Current - Mobile Banking#3

Current - Mobile Banking by Finco Services, Inc.

Get Paid Early. Build Credit.
Worth Considering
💰 Finance
4.8😐(196K ratings)
Free
#40in Finance
Current - Mobile Banking screenshot 1
Current - Mobile Banking screenshot 2
Current - Mobile Banking screenshot 3
Current - Mobile Banking screenshot 4
Current - Mobile Banking screenshot 5
Current - Mobile Banking screenshot 6

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

What We Love

  • 🚀 Early paycheck deposits
  • 💳 Unique and stylish debit card design
  • 💰 Competitive savings interest rates
  • 🔒 Secure banking experience

Room to Improve

  • 🕰️ Slow mobile check deposit process
  • 🤖 Inconsistent and impersonal customer service
  • 🔍 Difficulty resolving disputes and fraudulent charges

More Automatic Payment apps to explore

4
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
5
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
6
Payment Form
Payment Form
Payment Form
by Autobooks, Inc
Free

Create and share payment links to receive electronic payments directly into your business checking account. This tool simplifies the process of getting paid by customers anywhere.

Create shareable payment linksReceive electronic paymentsDirect deposit to business account
💰 Finance
(15)
free
7
Link: A smarter way to pay
Link: A smarter way to pay
Link: A smarter way to pay
Pay quickly and securely
Free

This app streamlines online and in-store checkouts by securely storing payment details and addresses. It helps manage recurring subscriptions, track spending across connected accounts, and offers purchase protection for eligible items.

One-tap checkoutManage payment methodsView recurring subscriptions
💰 Finance
(43)
free
8
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Smartphone Payment
Free

Make fast, secure payments directly from your iPhone without registration. Simply scan a QR code or tap your device to pay for goods and services at thousands of locations using your preferred payment method.

Contactless paymentsQR code scanningNFC tap-to-pay
💰 Finance
(7)
free
9
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
10
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
11
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
12
PayBy – Mobile Payment
PayBy – Mobile Payment
PayBy – Mobile Payment
Mobile Payment
Free

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

Facial recognition and fingerprint securityQR code paymentsCashless and contactless transactions
🌟 Lifestyle
(11)
free
13
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
14
Adyen - Pay by Link
Adyen - Pay by Link
Adyen - Pay by Link
Create payment links on the go
Free

Create and share customizable payment links instantly from your mobile device. Offer diverse payment experiences to customers across all channels, enabling seamless transactions whether in-store or remotely.

Create payment links on the goCustomize hosted checkout pagesDistribute links across all channels
💼 Business
(1)
free
15
Paylinks
Paylinks
Paylinks
Send links to accept payments
Free

Easily accept online payments by creating payment links. Share these links via email, messaging, or social media, allowing customers to pay quickly with their preferred method. Ideal for small businesses and freelancers for low-value transactions.

Create payment requestsGenerate shareable payment linksAccept payments via PayPal, Stripe, Square
💰 Finance
(1)
free
16
Payva: Buy Now, Pay Later
Payva: Buy Now, Pay Later
Payva: Buy Now, Pay Later
by Abundant Servicing
Free

Easily manage your existing payment plans in one secure location. Track your payment history, update payment methods, and make payments anytime with real-time updates.

Manage active payment plansMake one-time paymentsUpdate payment methods
💰 Finance
(4)
free
17
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
18
NovaPay: Payment Systems
NovaPay: Payment Systems
NovaPay: Payment Systems
Mobile Finance App
Free

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

Open EUR and PLN accountsSecure virtual cardsIBAN money transfers
💰 Finance
(32)
free
19
Arivo One
Arivo One
Arivo One
by Arivo Acceptance LLC
Free

Manage your loan payments effortlessly. Schedule one-time or recurring payments, view your transaction history, and connect with customer support directly through the app.

Instant and scheduled paymentsAutopay setupPayment history viewing
💰 Finance
(1)
free
20
Coinhop — Get paid on time
Coinhop — Get paid on time
Coinhop — Get paid on time
Accept recurring payments
Free

Automate recurring client payments directly to your bank account. Set payment amounts, invite clients, and link your bank for automatic collection on a chosen schedule. Ideal for freelancers and service providers managing multiple clients.

Automated recurring paymentsClient payment schedulingDirect bank deposit
💰 Finance
(25)
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FAQ about Automatic Payment

Are there free automatic payment apps for iPhone?
Yes — 20 of the top automatic payment apps we rank are free to download, including AutoPay and rapid! Pay.
AutoPay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ automatic payment apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.