Best Automatic Payment Apps

220+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Finding the right automatic payment apps can be overwhelming with so many options. We've analyzed 220+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Automatic Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyEasyPayMyEasyPayFree4.7โ˜… (1.8K)NoNoJul 2026
2Emma - Budget Planner TrackerEmma - Budget Planner TrackerFree4.7โ˜… (1.4K)YesYesJul 2026
3JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7โ˜… (9.6K)YesNoJul 2026
4Melio Business PaymentsMelio Business PaymentsFree4.6โ˜… (1.4K)NoNoJul 2026
5Laundry Connect PayLaundry Connect PayFree4.6โ˜… (6.3K)NoNoJul 2026
6rapid! Payrapid! PayFree4.5โ˜… (185K)NoNoJul 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8โ˜… (64K)NoNoJul 2026
8QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8โ˜… (6.4K)YesNoJul 2026

Top Picks for Automatic Payment

MyEasyPay#1

MyEasyPay by Duvera Billing Services, LLC

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(1.8K ratings)
Free
MyEasyPay screenshot 1
MyEasyPay screenshot 2
MyEasyPay screenshot 3
MyEasyPay screenshot 4
MyEasyPay screenshot 5
MyEasyPay screenshot 6

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient payment options
  • ๐Ÿ’ก Helpful for quick purchases

Room to Improve

  • ๐Ÿ” Misleading information
  • ๐Ÿ’ฐ Extremely high interest rates
  • ๐Ÿ”’ Unauthorized account access
Emma - Budget Planner Tracker#2

Emma - Budget Planner Tracker by Emma Technologies LTD.

Spending, Bills, Money Saving
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(1.4K ratings)
FreeAdsIn-App Purchases
Emma - Budget Planner Tracker screenshot 1
Emma - Budget Planner Tracker screenshot 2
Emma - Budget Planner Tracker screenshot 3
Emma - Budget Planner Tracker screenshot 4
Emma - Budget Planner Tracker screenshot 5

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

What We Love

  • ๐Ÿ‘ Helpful for budgeting and tracking spending
  • ๐Ÿš€ Efficient at categorizing transactions
  • ๐Ÿ’ก Useful for detecting subscriptions and recurring payments
  • ๐Ÿ‘ Intuitive and user-friendly interface

Room to Improve

  • ๐Ÿ”’ Concerns about data privacy and security
  • ๐Ÿ’ฐ Expensive subscription model, features locked behind paywall
  • ๐Ÿ› Syncing issues, transactions not always accurately categorized
JIM: Tap to Pay & Payment Link#3

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(9.6K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment

More Automatic Payment apps to explore

4
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
๐Ÿ’ฐ Finance
(1.4K)
free
5
Laundry Connect Pay
Laundry Connect Pay
Laundry Connect Pay
Automatic Laundry Mobile Pay
Free

Operate your community or campus laundry machines using your smartphone. Start washers and dryers, track laundry history, receive notifications when cycles are complete, and access helpful guides. This app eliminates the need for quarters and physical laundry cards, making laundry day more convenient.

Start washers and dryers remotelyTrack laundry historyReceive cycle completion notifications
๐Ÿ”ง Utilities
(6.3K)
free
6
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(185K)
free
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(64K)
free
8
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
9
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
๐Ÿ’ฐ Finance
(67K)
free with in-app purchases
10
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
๐Ÿ’ฐ Finance
(11K)
free
11
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
๐Ÿ’ฐ Finance
(78K)
free
12
Hala - Payments Redefined
Hala - Payments Redefined
Hala - Payments Redefined
by HalalaH Company
Free

This app allows users to make quick payments to stores and transfer money to other contacts. It simplifies transactions, eliminating the need for cash and offering a seamless shopping experience through code scanning.

One-click payments to storesTransfer money to contactsScan to pay
๐Ÿ’ฐ Finance
(1.8K)
free
13
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
๐Ÿ’ฐ Finance
(186)
free
14
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
๐Ÿ’ฐ Finance
(2.1K)
free with in-app purchases
15
Vipps
Vipps
Vipps
by Vipps MobilePay AS
Free

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

Send, receive, and request money between Nordic countriesSchedule gifts with digital wrappingPay online, in stores, and at flea markets
๐Ÿ’ฐ Finance
(2.3K)
free with in-app purchases
16
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
๐Ÿ’ฐ Finance
(14K)
free
17
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
๐Ÿ’ฐ Finance
(266)
free
18
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
Zapperโ„ข QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
๐Ÿ’ฐ Finance
(3.9K)
free with in-app purchases
19
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

Accept payments via UPI, cards, wallets, net bankingInstant payment links for social media and emailTrack sales and digital payments in real-time
๐Ÿ’ฐ Finance
(2.7K)
free with in-app purchases
20
Link: a smarter wallet
Link: a smarter wallet
Link: a smarter wallet
by Stripe, LLC
Free

This app streamlines online and in-store checkouts by securely storing payment details and addresses. It helps manage recurring subscriptions, track spending across connected accounts, and offers purchase protection for eligible items.

One-tap checkoutManage payment methodsView recurring subscriptions
๐Ÿ’ฐ Finance
(34)
free

FAQ about Automatic Payment

What are the best automatic payment apps for iPhone?
MyEasyPay tops our automatic payment apps ranking as of July 2026, with a 4.7-star average from 1.8K App Store ratings, and it's free to download.
Yes โ€” 20 of the top automatic payment apps we rank are free to download, including MyEasyPay and Emma - Budget Planner Tracker.
MyEasyPay has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 220+ automatic payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The MyEasyPay app allows users to securely manage their EasyPay finance accounts. It provides features for making payments, setting up automatic payments, viewing transaction history, and accessing account details and contracts.
Key features include secure biometric login, the ability to manage one-time and scheduled payments, setting up AutoPay to avoid missed due dates, viewing past and pending transactions, tracking promotional offers like the 90-Day Finance Charge Cap, and reviewing repayment information.