Best Money Saving And Spending Apps

4.7😐(84K ratings)

FreeIn-App Purchases

#11in Finance

EveryDollar: Budget Management screenshot 1

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This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

Oportun: Savings & Loans by Oportun, Inc.

Save money automatically

Strong Contender

4.7😐(289K ratings)

Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

Budget app - spending tracker by InnerGrow

Budget planner & money tracker

Worth Considering

Albert: Budgeting and Banking

4.7😊(16K ratings)

FreeIn-App Purchases

#67in Finance

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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

More Money Saving And Spending Apps apps to explore

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Buddy: Budget Planner App

(336K)

subscription

Bill Tracker & Money Manager

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

free with in-app purchases

(9.5K)

Rocket Money - Bills & Budgets

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

free with in-app purchases

(399K)

Block Stack Budget

by Richard Hudon

Visual savings goal trackingBuild multiple savings projectsCustomizable goal icons and colors

Visualize your savings progress by building a virtual tower. Set personalized financial goals, add contributions to watch your structure grow, and track your progress with detailed logs. Manage multiple savings projects simultaneously, all offline.

Budget & expense tracker

MINT - Money In New Targets

Achieve goals with MINT

Kakeibo: Budget & Expenses

Spending, budget & net worth

Effortless expense trackingCustomizable budget managementSavings goal setting

Manage your daily expenses, monthly budget, savings goals, and net worth evolution in one place. Track spending effortlessly with customizable categories and visualize your financial health with clear charts and progress indicators.

Qapital: The Money Saving App

free

Save. Invest. Budget.

Automated savings goalsSmart budgeting rulesInvest in ETFs

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

A Simple Way to Manage Money

Pennywise - Budget App

Money & Expense Tracker

PalmСredit: Get Yоur Lоаns

Build savings day by day!

Track money you didn’t spend

Budget, Debts, Impulse Control

Pocketed - Budget & Debt

Save money. Buy what matters.

SpendLedger: Budget Tracker

Track Spending. Save Daily.

Daily safe-to-spend amount calculationBudgeting based on income, bills, and savingsFast expense and income entry

This app helps you understand how much money you can safely spend each day to meet your savings goals. It automatically calculates your daily budget based on your income, bills, and savings targets, providing a clear answer to "Can I afford this today?" without complex setup.

free with in-app purchases

COOPER — Budget & Savings

No subscription. No account.

Track, Budget, and Thrive

🔧 Utilities