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Best Budget Planning Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

The best budget planning apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Budget Planning Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
2Simple Budget PlannerSimple Budget PlannerFree4.4★ (284)NoYesJul 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
4Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (781)NoYesAug 2026
5Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.3K)NoYesAug 2026
6Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
7Budget BestieBudget BestieFree4.7★ (3.1K)YesYesAug 2026
8Expensi – Budget PlannerExpensi – Budget PlannerFree5.0★ (1)NoYesMay 2026

Top Picks for Budget Planning

Fleur - Budget Planner App#1

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#55in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Simple Budget Planner#2

Simple Budget Planner by Mehmet Cetin

Budget, Plan Finances Freely!
Strong Contender
🔧 Utilities
4.4😐(284 ratings)
FreeIn-App Purchases
Simple Budget Planner screenshot 1
Simple Budget Planner screenshot 2
Simple Budget Planner screenshot 3
Simple Budget Planner screenshot 4
Simple Budget Planner screenshot 5

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

What We Love

  • 👍 Simple and easy to use
  • 👍 User-friendly interface
  • 👍 Good for manual tracking
  • 👍 Customizable categories

Room to Improve

  • 👎 Not free, hidden costs
  • 👎 Limited free version
  • 👎 Forces purchase before trial
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#10in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches

More Budget Planning apps to explore

4
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(781)
free with in-app purchases
5
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
6
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
7
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
8
Expensi – Budget Planner
Expensi – Budget Planner
Expensi – Budget Planner
Track expenses. Smart Spending
Free

Easily manage and understand your daily expenses with real-time tracking. Supports multiple currencies and offers robust data protection with backup and restore features.

Real-time expense loggingMulti-currency supportData encryption and security
🌟 Lifestyle
(1)
free with in-app purchases
9
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(103K)
free with in-app purchases
10
BlackBird: Budget Planner
BlackBird: Budget Planner
BlackBird: Budget Planner
Privacy-First Budget Planner
Free
💰 Finance
(0)
11
BudgetPlanning
BudgetPlanning
BudgetPlanning
by Kevin Baumgartner
Free
💰 Finance
(0)
12
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Smart Budget Planner & Tracker
Free
💰 Finance
(0)
13
BudgApp - Budget Planner
BudgApp - Budget Planner
BudgApp - Budget Planner
Monthly Budget Planner
Free
💰 Finance
(0)
14
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Rewrite your money story.
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.8K)
free with in-app purchases
15
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.7K)
free with in-app purchases
16
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
17
Rosy: Budget Planner
Rosy: Budget Planner
Rosy: Budget Planner
Money planner & savings
Free
💰 Finance
(0)
18
Cash Envelope Budget Planner
Cash Envelope Budget Planner
Cash Envelope Budget Planner
by Nunung Kusniati
Free
💰 Finance
(0)
19
Budgetelo: Budget Planner
Budgetelo: Budget Planner
Budgetelo: Budget Planner
Plan and Track your Budget
Free
💰 Finance
(0)
20
Liquify: Budget Planner
Liquify: Budget Planner
Liquify: Budget Planner
Stop Tracking, Start Planning
Free
💰 Finance
(0)

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FAQ about Budget Planning

What are the best budget planning apps for iPhone?
Fleur - Budget Planner App tops our budget planning apps ranking as of August 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Yes — 20 of the top budget planning apps we rank are free to download, including Fleur - Budget Planner App and Simple Budget Planner.
Fleur - Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ budget planning apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a cute and simple budget planner and tracker. It allows you to easily log daily expenses and income, set monthly budgets, create multiple accounts, and track your debt. It aims to help you manage your money effectively with its all-in-one features.
Key features include a minimal and elegant design, easy logging of expenses and income, the ability to set monthly budgets, viewing insights into spending habits, transaction history, adding repeating transactions, creating new categories, and iCloud sync. It also offers easy search and filter functionality.

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