Best Credit Card Calculator Apps

218+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

With an average user rating of 4.7★, the credit card calculator category is one of the App Store's strongest. Browse all 218+ apps we track, sorted so the most loved ones surface first.

Compare top Credit Card Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Credit Card Payment CalculatorCredit Card Payment CalculatorFree4.5★ (94)NoYesAug 2026
2EZ Financial CalculatorsEZ Financial CalculatorsFree4.4★ (51)YesNoAug 2026
3Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
4Financial Calculator: PercentFinancial Calculator: PercentFree4.7★ (15K)NoYesAug 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
6Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
7Credit Card CalculatorCredit Card Calculator$1.99NoNoJul 2026
8Kreditrechner - Loan2MeKreditrechner - Loan2MeFree4.8★ (8.2K)NoYesAug 2026

Top Picks for Credit Card Calculator

Credit Card Payment Calculator#1

Credit Card Payment Calculator by Phan Nhat Đang

Debt management and tracking
Editor's Choice
💰 Finance
4.5(94 ratings)
FreeIn-App Purchases
Credit Card Payment Calculator screenshot 1
Credit Card Payment Calculator screenshot 2
Credit Card Payment Calculator screenshot 3

Calculate credit card payments by entering your balance and interest rate. Determine your payoff timeline or monthly payment amount with this intuitive tool. Manage your debt effectively with clear options for debt reduction.

EZ Financial Calculators#2

EZ Financial Calculators by Bishinew Incorporated

Strong Contender
💰 Finance
4.4😊(51 ratings)
FreeAds
EZ Financial Calculators screenshot 1
EZ Financial Calculators screenshot 2
EZ Financial Calculators screenshot 3
EZ Financial Calculators screenshot 4
EZ Financial Calculators screenshot 5
EZ Financial Calculators screenshot 6

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Powerful set of financial calculators
  • 💡 Comprehensive range of features
  • 👍 Helpful for personal finance and education

Room to Improve

  • 🐛 Occasional crashes or bugs
  • 🔍 Intrusive ads in free version
  • 🔍 Lack of customization options
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#74in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features

More Credit Card Calculator apps to explore

4
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
7
Credit Card Calculator
Credit Card Calculator
Credit Card Calculator
Credit Card Payoff Calculator
$1.99
💰 Finance
(0)
8
Kreditrechner - Loan2Me
Kreditrechner - Loan2Me
Kreditrechner - Loan2Me
Schneller, einfacher Rechner
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
9
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
10
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Per-Month debt interest calculationBy-Months loan amortizationVisualize credit card costs
💰 Finance
(44)
ad-supported
11
Credit Utilization Calculator
Credit Utilization Calculator
Credit Utilization Calculator
by Felicia Gandy
Free

This app helps users understand and calculate their credit utilization ratio. It's designed for adults and children to learn how to manage revolving credit effectively, including credit cards and lines of credit.

Credit utilization calculationRevolving credit managementCredit card debt tracking
🛠️ Developer Tools
(6)
free
12
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
13
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
14
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
15
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
16
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
17
Compounder
Compounder
Compounder
Interest Calculator
Free

Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.

Calculate compound interestFlexible settingsFactor in periodic withdrawals
💰 Finance
(3.4K)
free
18
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
19
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(450K)
subscription
20
Mission Lane Card
Mission Lane Card
Mission Lane Card
by Mission Lane LLC
Free

Manage your credit card account on the go. Check balances, pay bills, view activity, and monitor your credit score. Access customer service, educational resources, and secure login options.

Manage credit card accountCheck account balancePay bills
💰 Finance
(483K)
free

FAQ about Credit Card Calculator

What are the best credit card calculator apps for iPhone?
Credit Card Payment Calculator tops our credit card calculator apps ranking as of July 2026, with a 4.5-star average from 94 App Store ratings, and it's free to download.
Yes — 19 of the top credit card calculator apps we rank are free to download, including Credit Card Payment Calculator and EZ Financial Calculators.
Credit Card Payment Calculator has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 218+ credit card calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Credit Card Payment Calculator allows you to input your credit card balance and interest rate. It then provides options to calculate either the expected monthly payment or the time it will take to pay off the debt, aiding in financial planning.
The app offers an Annual Subscription for $6.99, which includes a 7-day free trial. This subscription provides unlimited access to all app features.