Best Credit Card Calculator Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

With an average user rating of 4.7★, the credit card calculator category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Credit Card Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Credit Card Payment CalculatorCredit Card Payment CalculatorFree4.5★ (94)NoYesAug 2026
2EZ Financial CalculatorsEZ Financial CalculatorsFree4.4★ (51)YesNoAug 2026
3Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
4Credit Card CalculatorCredit Card Calculator$1.99NoNoAug 2026
5Financial Calculator: PercentFinancial Calculator: PercentFree4.7★ (15K)NoYesAug 2026
6Credit Utilization CalculatorCredit Utilization CalculatorFree5.0★ (6)NoNoAug 2026
7Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
8Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026

Top Picks for Credit Card Calculator

Credit Card Payment Calculator#1

Credit Card Payment Calculator by Phan Nhat Đang

Debt management and tracking
Editor's Choice
💰 Finance
4.5(94 ratings)
FreeIn-App Purchases
Credit Card Payment Calculator screenshot 1
Credit Card Payment Calculator screenshot 2
Credit Card Payment Calculator screenshot 3

Calculate credit card payments by entering your balance and interest rate. Determine your payoff timeline or monthly payment amount with this intuitive tool. Manage your debt effectively with clear options for debt reduction.

EZ Financial Calculators#2

EZ Financial Calculators by Bishinew Incorporated

Strong Contender
💰 Finance
4.4😊(51 ratings)
FreeAds
EZ Financial Calculators screenshot 1
EZ Financial Calculators screenshot 2
EZ Financial Calculators screenshot 3
EZ Financial Calculators screenshot 4
EZ Financial Calculators screenshot 5
EZ Financial Calculators screenshot 6

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Powerful set of financial calculators
  • 💡 Comprehensive range of features
  • 👍 Helpful for personal finance and education

Room to Improve

  • 🐛 Occasional crashes or bugs
  • 🔍 Intrusive ads in free version
  • 🔍 Lack of customization options
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#68in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features

More Credit Card Calculator apps to explore

4
Credit Card Calculator
Credit Card Calculator
Credit Card Calculator
Credit Card Payoff Calculator
$1.99
💰 Finance
(0)
5
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription
6
Credit Utilization Calculator
Credit Utilization Calculator
Credit Utilization Calculator
by Felicia Gandy
Free

This app helps users understand and calculate their credit utilization ratio. It's designed for adults and children to learn how to manage revolving credit effectively, including credit cards and lines of credit.

Credit utilization calculationRevolving credit managementCredit card debt tracking
🛠️ Developer Tools
(6)
free
7
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
8
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(105K)
ad-supported
9
Elan Credit Card
Elan Credit Card
Elan Credit Card
by Elan Financial Services
Free

Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.

Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
💰 Finance
(196K)
free
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
11
Card Debt Payoff Calculator
Card Debt Payoff Calculator
Card Debt Payoff Calculator
by Carlos Ichikawa Alonso
Free
💰 Finance
(0)
12
Vera Credit
Vera Credit
Vera Credit
Flexible credit, your control
Free

This financial app offers flexible credit options and empowers users with control over their spending. It provides transparent terms, customizable rewards, and modern management tools for a personalized credit experience.

Flexible rewards optionsTransparent terms and feesInstant wallet access
💰 Finance
(3)
free
13
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
14
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Per-Month debt interest calculationBy-Months loan amortizationVisualize credit card costs
💰 Finance
(44)
ad-supported
15
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(264K)
free with in-app purchases
16
CardLab: Credit Card Tracker
CardLab: Credit Card Tracker
CardLab: Credit Card Tracker
Payoff, Interest & APR Sim
Free

This app allows you to simulate credit card usage without connecting to your bank. You can test purchases, payments, and payoff plans to understand interest, rewards, and credit utilization. It offers hands-free logging via Siri and home screen widgets for at-a-glance information.

Credit card simulationNo bank login requiredSiri and widget integration
💰 Finance
(1)
free with in-app purchases
17
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(327K)
free with in-app purchases
18
Credit Calculator App
Credit Calculator App
Credit Calculator App
by Juan Bernardo Rivera Arias
Free
💰 Finance
(0)
19
US Credit Card Tracker
US Credit Card Tracker
US Credit Card Tracker
Track rewards & fees. private.
Free
💰 Finance
(0)
20
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Mortgage Loan EMI Calculator
Free

This personal finance assistant simplifies loan management and investment planning. Calculate EMIs, plan SIPs, and compare loan options to make informed financial decisions.

EMI Calculator for various loan typesSIP Calculator for mutual fundsFinancial planner with insights
💰 Finance
(4)
free with in-app purchases

FAQ about Credit Card Calculator

What are the best credit card calculator apps for iPhone?
Credit Card Payment Calculator tops our credit card calculator apps ranking as of August 2026, with a 4.5-star average from 94 App Store ratings, and it's free to download.
Yes — 19 of the top credit card calculator apps we rank are free to download, including Credit Card Payment Calculator and EZ Financial Calculators.
Credit Card Payment Calculator has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ credit card calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Credit Card Payment Calculator allows you to input your credit card balance and interest rate. It then provides options to calculate either the expected monthly payment or the time it will take to pay off the debt, aiding in financial planning.
The app offers an Annual Subscription for $6.99, which includes a 7-day free trial. This subscription provides unlimited access to all app features.