Best Crypto Loans Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

If you already know SoFi, this is the deeper bench. 250+ crypto loans apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Crypto Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7β˜… (385K)NoNoSep 2026
2SALT Crypto LoansSALT Crypto LoansFree4.6β˜… (26)NoNoSep 2026
3Nexo: Crypto Wealth PlatformNexo: Crypto Wealth PlatformFree4.2β˜… (1.9K)NoNoSep 2026
4Exodus: Crypto & PaymentsExodus: Crypto & PaymentsFree4.6β˜… (37K)NoNoSep 2026
5Borrow & Cash Advance AppBorrow & Cash Advance AppFreeβ€”YesNoSep 2026
6Blockchain.com: Trade BitcoinBlockchain.com: Trade BitcoinFree4.7β˜… (184K)NoNoSep 2026
7Nubanq: Crypto Wallet BankingNubanq: Crypto Wallet BankingFreeβ€”NoYesSep 2026
8BitBackedBitBackedFreeβ€”NoNoMay 2026

Top Picks for Crypto Loans

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
πŸ’° Finance
4.7😐(385K ratings)
Free
#17in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4
SoFi: Bank, Invest & Crypto screenshot 5
SoFi: Bank, Invest & Crypto screenshot 6

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

What We Love

  • πŸš€ Convenient all-in-one finance app
  • πŸ’° Competitive interest rates on savings
  • πŸ‘ Intuitive and user-friendly interface
  • πŸ“ˆ Integrated investment platform
  • πŸ’³ Useful credit card with rewards
  • πŸ”’ Secure account management

Room to Improve

  • πŸ› Buggy and unreliable account management
  • πŸ•°οΈ Slow money transfer and withdrawal process
  • πŸ’Έ Unwarranted account freezes and fund holds
  • πŸ€– Poor and unresponsive customer service
  • πŸ“ˆ Cluttered app with too many upsells
  • πŸ” Difficulty verifying identity and updating info
Nexo: Crypto Wealth Platform#3

Nexo: Crypto Wealth Platform by Nexo Capital Inc.

Borrow, Π΅arn & Π΅xchange crypto
Worth Considering
πŸ’° Finance
4.2😊(1.9K ratings)
Free
Nexo: Crypto Wealth Platform screenshot 1
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Nexo: Crypto Wealth Platform screenshot 5
Nexo: Crypto Wealth Platform screenshot 6

This platform allows users to fund their accounts, buy and sell a wide range of digital assets, and earn interest on their holdings. It also offers the ability to borrow funds using crypto as collateral and provides a loyalty program for enhanced benefits.

What We Love

  • πŸ’° Excellent interest rates
  • πŸš€ Easy to use platform
  • πŸ”’ Secure and reliable
  • πŸ‘ Smooth transactions
  • πŸ’³ Useful features (e.g., loans, card)

Room to Improve

  • πŸ› Occasional bugs and glitches
  • πŸ€– Lacking human customer support
  • πŸ‡ΊπŸ‡Έ Limited functionality for US users
  • πŸ’Έ High fees for some operations

More Crypto Loans apps to explore

FAQ about Crypto Loans

What are the best crypto loans apps for iPhone?
SoFi: Bank, Invest & Crypto tops our crypto loans apps ranking as of September 2026, with a 4.7-star average from 385K App Store ratings, and it's free to download.
Yes β€” 20 of the top crypto loans apps we rank are free to download, including SoFi: Bank, Invest & Crypto and SALT Crypto Loans.
SoFi: Bank, Invest & Crypto has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ crypto loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.
Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

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