Best Crypto Loans Apps

4.2😊(2K ratings)

Free

Nexo: Crypto Wealth Platform screenshot 1

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This platform allows users to buy, sell, and exchange a wide range of digital assets while earning interest. It also offers the ability to borrow funds using crypto as collateral and provides a loyalty program for enhanced benefits. Advanced security measures are in place to protect digital assets.

What We Love

💰 Excellent interest rates
🚀 Easy to use platform
🔒 Secure and reliable
👍 Smooth transactions
💳 Useful features (e.g., loans, card)

Room to Improve

🐛 Occasional bugs and glitches
🤖 Lacking human customer support
🇺🇸 Limited functionality for US users
💸 High fees for some operations

SALT Crypto Loans by Salt Blockchain Inc.

Cash & Stablecoin Crypto Loans

Strong Contender

4.6(26 ratings)

Free

Leverage your cryptocurrency as collateral to secure cash or stablecoin loans without selling your assets. Manage your loan-to-value ratio, monitor collateral, and respond to margin calls directly from your mobile device.

SoFi: Mobile Bank & Investing by Social Finance, LLC

Online Banking & Stock Trading

Worth Considering

Figure Markets: Earn & Borrow

4.7😐(385K ratings)

Free

#22in Finance

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Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

What We Love

🚀 Convenient all-in-one finance app
💰 Competitive interest rates on savings
👍 Intuitive and user-friendly interface
📈 Integrated investment platform
💳 Useful credit card with rewards
🔒 Secure account management

Room to Improve

🐛 Buggy and unreliable account management
🕰️ Slow money transfer and withdrawal process
💸 Unwarranted account freezes and fund holds
🤖 Poor and unresponsive customer service
📈 Cluttered app with too many upsells
🔍 Difficulty verifying identity and updating info

More Crypto Loans apps to explore

Earn interest & borrow

Earn up to 8.5% yield on real-world assetsFixed-rate crypto-backed loansSelf-custodial MPC wallet

Earn passive income by lending to real-world assets or borrow cash against your crypto. This platform offers self-custody for your digital assets and a regulated environment for financial transactions.

by VOLO TECHNOLOGIES INC

by Transform Credit Inc.

Apply for loans in-appView loan detailsAccess statements

This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments securely, and access real-time support. Users can also top up existing loans or borrow more.

Nu: Everyday mobile banking

Trusted by over 140M people

3.50% APY on savings accounts1.5% cashback on credit card purchasesReal-time card management

A digital banking platform offering a high-yield savings account and cashback credit card. Enjoy real-time card management, fraud protection, and award-winning 24/7 customer support. Experience a modern, secure, and elegant financial service.

Bank. Borrow. Build Credit.

(27K)

ad-supported

OnePay – Mobile Banking

Mobile banking and paymentsBorrowing and credit buildingCash back and rewards program

Manage your finances with a comprehensive money super app. Bank, send, pay, spend, and borrow, all while building credit and earning rewards. It offers features like fee-free overdraft and high APY savings.

(492K)

Uniswap: Crypto & NFT Wallet

Buy tokens, explore Ethereum

Self-custody crypto walletSwap tokens across EVM chainsBrowse NFT collections

Manage your digital assets with a self-custody crypto wallet. Swap tokens across multiple blockchains, explore NFTs and Web3 applications, and buy crypto using your credit card or bank account. Securely store and access your assets with advanced features.

(20K)

Loan Cal: Money Converter

Exchange rates and loan tools

Real-time currency conversionCryptocurrency exchange converterLoan interest and repayment estimation

Easily convert currencies and cryptocurrencies with real-time exchange rates. This tool also offers loan calculation features to estimate interest and repayment values for informational purposes.

🔧 Utilities

(7)

The Blender Platform

Power to Your Wallet.

Create custom credit linesSet interest rates and payment termsAssess borrower credibility with statistics

This app facilitates peer-to-peer lending and borrowing using blockchain technology. Users can create credit lines, set interest rates, and assess borrower credibility. Funds are managed through a virtual wallet with interest accruing upon withdrawal.

(31)

P2Vest - Loan & Insurance App

P2P Lending | Buy Insurance

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Invest, save, plan in one app.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

(3.4M)

Money Moves: Own, Spend Crypto

Own Your Wallet,Spend Anywhere

Self-custodial crypto walletHold stablecoinsCash out to bank

Manage your cryptocurrency and spend it like traditional money. This self-custodial app allows you to hold stablecoins, pay bills, send funds instantly to other users, and even earn interest on your balance. Move funds to your bank account seamlessly.

(2)

Bitget Wallet: Crypto, PayFi

Trusted BTC, ETH, Swap & Pay

Self-custodial crypto walletSave in digital dollars with onchain yieldGlobal crypto card for payments

A self-custodial crypto wallet enabling users to save, pay, and invest globally. It supports over 130 blockchains and 1 million assets, offering features like on-chain yield, a crypto card, and trading of tokenized assets.

(5.7K)

Bitcoin.com: Crypto Wallet

Trusted by 85M+ Bitcoiners

Self-custodial crypto walletNon-custodial DeFi walletMultichain and cross-chain compatible

Manage your digital assets with a secure, self-custodial crypto wallet. Buy, sell, send, receive, and swap major cryptocurrencies and stablecoins. Access decentralized finance and connect to DApps across multiple blockchains.

(46K)

Elios: All-in-one money app

USD Anywhere Spend Stablecoins

Change the way you crypto

(2)

Aurea - Money & Crypto

Discover, buy, and sell memecoins easily. Convert cash to digital assets in minutes with secure, self-custodial control. Track trending memes and share your gains with friends.

(29K)