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Best Digital Wallet Nepal Apps

249+ iOS apps curated and reviewed

3.1 avg rating
20 free apps
Updated August 2026

With an average user rating of 3.1★, the digital wallet Nepal category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Digital Wallet Nepal Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Khalti Digital Wallet (Nepal)Khalti Digital Wallet (Nepal)Free3.3★ (197)NoNoAug 2026
2Moru - Digital Wallet (Nepal)Moru - Digital Wallet (Nepal)Free4.4★ (43)NoNoAug 2026
3Thaili Digital Paisa WalletThaili Digital Paisa WalletFree3.3★ (3)NoNoMay 2026
4MOCO - Digital WalletMOCO - Digital WalletFree3.8★ (12)NoNoJul 2026
5N-Cash Wallet (Nepal)N-Cash Wallet (Nepal)Free—NoNoAug 2026
6Namaste PayNamaste PayFree2.3★ (3)NoNoAug 2026
7IME PayIME PayFree3.8★ (112)NoNoAug 2026
8WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026

Top Picks for Digital Wallet Nepal

Khalti Digital Wallet (Nepal)#1

Khalti Digital Wallet (Nepal) by IME Khalti Limited

Editor's Choice
💰 Finance
3.3😞(197 ratings)
Free
Khalti Digital Wallet (Nepal) screenshot 1
Khalti Digital Wallet (Nepal) screenshot 2
Khalti Digital Wallet (Nepal) screenshot 3
Khalti Digital Wallet (Nepal) screenshot 4
Khalti Digital Wallet (Nepal) screenshot 5
Khalti Digital Wallet (Nepal) screenshot 6

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

What We Love

  • 🚀 Easy payments using linked bank accounts
  • 🌍 Works internationally with Khalti Roaming
  • 🔒 Top-notch security options
  • 👍 User-friendly interface and smooth UI

Room to Improve

  • 🐛 Frequent app crashes and errors
  • ❌ Transaction failures when needed most
  • ⏱️ Slow transaction processing times
Moru - Digital Wallet (Nepal)#2

Moru - Digital Wallet (Nepal) by Pay Nep Private Limited

Strong Contender
💰 Finance
4.4(43 ratings)
Free
Moru - Digital Wallet (Nepal) screenshot 1
Moru - Digital Wallet (Nepal) screenshot 2
Moru - Digital Wallet (Nepal) screenshot 3
Moru - Digital Wallet (Nepal) screenshot 4
Moru - Digital Wallet (Nepal) screenshot 5
Moru - Digital Wallet (Nepal) screenshot 6

This digital wallet simplifies financial transactions with an intuitive interface. Easily send, request, and track all your payments and utility bills in one place. It aims to encourage digital payments and provide users with a clear overview of their financial activity.

More Digital Wallet Nepal apps to explore

4
MOCO - Digital Wallet
MOCO - Digital Wallet
MOCO - Digital Wallet
Smart Payments for Nepal
Free

This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.

Link debit and credit cardsIn-app and QR code paymentsPay utility bills
💰 Finance
(12)
free
5
N-Cash Wallet (Nepal)
N-Cash Wallet (Nepal)
N-Cash Wallet (Nepal)
Your financial ecosystem
Free

A secure digital wallet authorized by Nepal Rastra Bank for fast online payments. It facilitates mobile recharges, utility bill payments, flight bookings, and government service payments, offering cashback and special offers.

Mobile recharge and top-upsElectricity, water, and internet bill paymentsFlight bookings
🔧 Utilities
(0)
free
6
Namaste Pay
Namaste Pay
Namaste Pay
by Nepal Digital Payments Company
Free

A mobile wallet service for Nepal, enabling cash-in, cash-out, peer-to-peer transfers, and utility bill payments. It offers integration with multiple banks and supports payments to merchants and government services.

Cash-in and cash-out servicesPeer-to-peer money transfersUtility bill payments (telecom, electricity, water)
💰 Finance
(3)
free
7
IME Pay
IME Pay
IME Pay
Mobile Digital Wallet (Nepal)
Free

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

Wallet to wallet money transferUtility bill paymentsMerchant QR code payments
💰 Finance
(112)
free
8
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
9
CG Pay Nepal
CG Pay Nepal
CG Pay Nepal
CG Pay
Free

This app provides a secure and rapid platform for online payments, enabling users to send and receive money instantly. It features various utility bill payments, mobile recharges, and offers cashback rewards on services.

Utility bill paymentsMobile rechargeSend and receive money
💰 Finance
(2)
free
10
eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
💰 Finance
(511)
free
11
KWTC-WALLET
KWTC-WALLET
KWTC-WALLET
by DataOcean Inc
Free
💰 Finance
(0)
12
Nepal Telecom
Nepal Telecom
Nepal Telecom
Nepal Telecom
Free

Access information about services and the organization. Users can pay for landline, ADSL, prepaid, and postpaid services using recharge cards or an eSewa account. This app is exclusively for Nepal Telecom users.

View service informationPay for landline servicesPay for ADSL services
🔧 Utilities
(43)
free
13
MyPay Nepal
MyPay Nepal
MyPay Nepal
by Smart Card Nepal
Free

This digital wallet app aims to simplify financial transactions in Nepal with innovative and hassle-free solutions. It focuses on improving customer experience and creating a more secure financial landscape.

Digital wallet solutionsHassle-free financial transactionsImproved customer experience
💰 Finance
(6)
free
14
NIMB Smart
NIMB Smart
NIMB Smart
by MEGA BANK NEPAL LIMITED
Free

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(61)
free
15
RBB Digital Sansar
RBB Digital Sansar
RBB Digital Sansar
by Rastriya Banijya Bank Ltd.
Free

Manage your bank account on the go with this secure mobile banking app. Perform transactions, pay bills, and transfer funds easily from your handheld device. Enjoy convenient banking without visiting a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(47)
free
16
Hamro Pay
Hamro Pay
Hamro Pay
by Hamro Patro
Free
💰 Finance
(0)
17
Digital Wallet Pro
Digital Wallet Pro
Digital Wallet Pro
Your digital wallet.
Free

Securely manage your financial information and streamline transactions. Store credit cards, access bank details, and create digital networking cards. Enjoy enhanced protection with an application password for ultimate privacy and convenience.

Secure on-device data storageApplication password protectionStore credit and debit cards
💼 Business
(20)
free with in-app purchases
18
Partner Namaste Pay
Partner Namaste Pay
Partner Namaste Pay
by Nepal Digital Payments Company Limited
Free
💰 Finance
(0)
19
iPay Nepal
iPay Nepal
iPay Nepal
by Muncha Internet Ventures
Free

This service acts as an online payment gateway, facilitating transactions between customers and merchants. Users can pre-fill an account with funds and then use them to pay for online purchases. It includes a second level of security with a transaction password for bill payments.

Online payment gatewayIntermediary between merchant and shopperPre-fillable user account
💰 Finance
(5)
free
20
Nepal Finance Smart
Nepal Finance Smart
Nepal Finance Smart
by Nepal Finance Limited
Free
💰 Finance
(0)

FAQ about Digital Wallet Nepal

What are the best digital wallet Nepal apps for iPhone?
Khalti Digital Wallet (Nepal) tops our digital wallet Nepal apps ranking as of August 2026, with a 3.3-star average from 197 App Store ratings, and it's free to download.
Yes — 20 of the top digital wallet Nepal apps we rank are free to download, including Khalti Digital Wallet (Nepal) and Moru - Digital Wallet (Nepal).
Khalti Digital Wallet (Nepal) has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ digital wallet Nepal apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app serves as Nepal's trusted digital wallet, consolidating payment and remittance services. It allows users to perform a wide range of transactions including utility bill payments, flight bookings, sending and receiving money domestically and internationally, and making online purchases.
Key features include easy top-up and recharge for mobile and internet, seamless utility bill payments for electricity, water, and more, domestic flight bookings, remittance services, QR code payments, bank transfers, and a rewards program with Daami Points. It also offers unique features like Smart Deposit for recurring savings.