Best Direct Payment Services Apps

250+ iOS apps curated and reviewed

3.0 avg rating
20 free apps
Updated July 2026

Finding the right direct payment services apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Direct Payment Services Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Zomo - by ZotaZomo - by ZotaFree2.8★ (53)NoNoJul 2026
2GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoAug 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
5GonzaPayGonzaPayFreeNoNoJun 2026
6KlickPayKlickPayFreeNoNoJul 2026
7NPS mPOSNPS mPOSFree1.0★ (13)NoNoMay 2026
8WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026

Top Picks for Direct Payment Services

Zomo - by Zota#1

Zomo - by Zota by PayFirst Solutions

Editor's Choice
💼 Business
2.8(53 ratings)
Free
Zomo - by Zota screenshot 1
Zomo - by Zota screenshot 2
Zomo - by Zota screenshot 3
Zomo - by Zota screenshot 4
Zomo - by Zota screenshot 5
Zomo - by Zota screenshot 6

This app helps service professionals track daily sales, tips, work orders, customer reviews, appointments, and payroll. Salon owners can monitor deposits and monthly statements, eliminating the need for paper records.

GO2bank: Mobile banking#2

GO2bank: Mobile banking by Green Dot Corporation

Mobile bank that works for you
Strong Contender
💰 Finance
4.8😞(63K ratings)
Free
GO2bank: Mobile banking screenshot 1
GO2bank: Mobile banking screenshot 2
GO2bank: Mobile banking screenshot 3
GO2bank: Mobile banking screenshot 4
GO2bank: Mobile banking screenshot 5
GO2bank: Mobile banking screenshot 6

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Direct Payment Services apps to explore

4
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
5
GonzaPay
GonzaPay
GonzaPay
Mobile Payments
Free
💰 Finance
(0)
6
KlickPay
KlickPay
KlickPay
by KLICK-PAY CO. FOR ELECTRONIC PAYMENT INFRASTRUCTURE WLL
Free
💰 Finance
(0)
7
NPS mPOS
NPS mPOS
NPS mPOS
by Nelnet Payment Services
Free

Accept credit and debit card payments anywhere using a mobile card reader connected to your phone or tablet. Ideal for businesses and organizations needing to process transactions on the go. Manage all your mobile sales through an online dashboard.

Accept credit and debit card paymentsMobile card reader compatibilityNo long-term contracts
💰 Finance
(13)
free
8
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
9
DirectPay
DirectPay
DirectPay
by PAYMEDIA (PRIVATE) LIMITED
Free

Facilitates secure account-to-account payments using QR codes. Supports transfers within the same bank or via LankaPay for interbank transactions. Offers enhanced security with device and password protection.

QR code scanning for paymentsAccount-to-account fund transfersInterbank transactions via LankaPay
💰 Finance
(2)
free
10
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
Accept payment anywhere
Free

This app offers mobile payment solutions for both online and offline merchants. It aims to simplify transactions for businesses by providing a versatile platform.

Mobile payment solutionsOnline payment acceptanceOffline payment acceptance
🔧 Utilities
(0)
free
11
KDR Service
KDR Service
KDR Service
by Rezid Service LLC
Free

Manage utility payments, access various services, and oversee property rentals. This app simplifies online transactions and administrative tasks for customers.

Online service and utility paymentsAccess to thematic servicesRental premises management
💼 Business
(1)
free
12
FusionPay
FusionPay
FusionPay
by Service Fusion, Inc.
Free

This app allows Service Fusion clients to accept secure card payments directly from their mobile devices and compatible card readers. It integrates with the Service Fusion app to streamline invoicing and payment processing for field service providers.

Accept card payments on the goProcess tap, swipe, and chip card transactionsBluetooth card reader integration
💼 Business
(4)
free
13
Adyen - Pay by Link
Adyen - Pay by Link
Adyen - Pay by Link
Create payment links on the go
Free

Create and share customizable payment links instantly from your mobile device. Offer diverse payment experiences to customers across all channels, enabling seamless transactions whether in-store or remotely.

Create payment links on the goCustomize hosted checkout pagesDistribute links across all channels
💼 Business
(1)
free
14
Visa Pay
Visa Pay
Visa Pay
Fast & secure payments!
Free

A mobile payment solution enabling consumers and micro businesses to access digital payments. Users can create a wallet account, receive a digital card for online and offline transactions, and send money to any enrolled mobile number.

Mobile payment solutionDigital wallet creationInstant digital card
💰 Finance
(102)
ad-supported
15
omnispay
omnispay
omnispay
Simple way to Pay and Get Paid
Free

Easily make and receive payments for your business. Pay suppliers, vendors, and landlords with your credit card, even if they don't normally accept them. Generate payment links to collect funds from clients who can pay with their cards.

Pay suppliers and vendorsReceive payments from clientsGenerate payment links
💰 Finance
(0)
free
16
iPay88 Direct Pay
iPay88 Direct Pay
iPay88 Direct Pay
by iPay88 Sdn Bhd
Free

This app empowers merchants to manage business transactions securely and efficiently. It offers real-time updates on sales and inventory, simplified customer transaction history, and the ability to accept various payment methods. Merchants can create e-receipts and monitor their business on the go.

Facilitates various payment methodsSecure encrypted transactionsReal-time sales and inventory updates
💰 Finance
(2)
free
17
PayZen
PayZen
PayZen
Paiement e-commerce
Free

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

Create payment linksAccept payments remotelyQR code payment sharing
💰 Finance
(3)
free
18
UniPay
UniPay
UniPay
by ALMEDAD FOR SOFTWARE AND ELECTRONIC SYSTEMS
Free

Easily pay all your daily, weekly, or monthly obligations electronically. Avoid bank queues and complex procedures with a convenient and secure digital payment solution.

Electronic bill paymentsConvenient and secure transactionsAvoids bank queues
💰 Finance
(8)
free
19
anapay - nearby payment
anapay - nearby payment
anapay - nearby payment
pay users around you instantly
Free
💰 Finance
(0)
20
Blink Payment
Blink Payment
Blink Payment
Blink Payment Mobile App
Free

This app allows businesses to accept payments on the go by linking a phone to a card reader. It simplifies the payment process, enabling users to input amounts, process transactions, and send receipts to customers. All transactions are visible in a portal for easy reconciliation.

Accept payments on the goLink phone to card readerProcess transactions
💰 Finance
(0)
free

FAQ about Direct Payment Services

What are the best direct payment services apps for iPhone?
Zomo - by Zota tops our direct payment services apps ranking as of July 2026, with a 2.8-star average from 53 App Store ratings, and it's free to download.
Yes — 20 of the top direct payment services apps we rank are free to download, including Zomo - by Zota and GO2bank: Mobile banking.
Zomo - by Zota has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ direct payment services apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Currently, Zomo is supported on iPhone and iPod devices. Information regarding Android compatibility is not available in the provided data.
The app was last updated on September 12, 2024, with the latest version being 2.0.31.