Best Federal Retirement Apps

207+ iOS apps curated and reviewed

4.5 avg rating
18 free apps
Updated May 2026

Looking for free federal retirement apps? 18 of our 207+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Federal Retirement

FERS Toolkit#2

FERS Toolkit by Solution22 LLC

Strong Contender
💰 Finance
2.6(45 ratings)
FreeAds
FERS Toolkit screenshot 1
FERS Toolkit screenshot 2
FERS Toolkit screenshot 3
FERS Toolkit screenshot 4

This retirement planning tool helps federal employees make informed decisions by providing eligibility information, estimating annuity, and allowing comparisons of different scenarios. Users can create multiple profiles, calculate high-3 salaries, and even share a personalized retirement planning certificate with coworkers.

FERS+CSRS Retirement Estimator#3

FERS+CSRS Retirement Estimator by ISD CONSULTING INC

Worth Considering
💰 Finance
4.7😊(1.4K ratings)
$9.99In-App Purchases
#86in Finance
FERS+CSRS Retirement Estimator screenshot 1
FERS+CSRS Retirement Estimator screenshot 2
FERS+CSRS Retirement Estimator screenshot 3
FERS+CSRS Retirement Estimator screenshot 4
FERS+CSRS Retirement Estimator screenshot 5

A retirement planning tool for US Federal Employees providing free annuity estimates with an option for advanced features. Visualize your income for the next 50 years, adjust retirement dates, and make informed decisions. Plan for your retirement easily with the FERS CSRS Retirement Estimator.

What We Love

  • 💻 Comprehensive retirement planning tool
  • 📊 Helpful visualizations and graphs
  • 🔢 Accurate FERS retirement calculations
  • 🔍 Ability to explore different scenarios

Room to Improve

  • 🔍 Limited customization options for unique retirement situations
  • 🔢 Inaccurate calculations for some FERS retirees
  • 🔢 Lack of projected TSP growth during retirement

More Federal Retirement apps to explore

4
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

💼 Business
(105K)
5
Federal Benefits Service
Federal Benefits Service
Federal Benefits Service
Federal Benefits Service
Free
💰 Finance
(2)
6
MyFedPension
MyFedPension
MyFedPension
Visualize Your Federal Pension
Free

The application "MyFedPension" allows federal employees to visualize and estimate their FERS pension benefits, explore different retirement scenarios, and plan their financial future with confidence using interactive graphs and sliders, while ensuring their data remains secure on their device.

💰 Finance
(3)
7
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Get ready for retirement with our app! Track your remaining days until retirement, use helpful planning tools, and stay on top of your financial goals. Start preparing for the future today.

🔧 Utilities
(6.3K)
8
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance Company
Free

Access your retirement account with ease using the My Retirement app. Utilize fingerprint or facial recognition for secure access and take advantage of features like viewing balances, managing contributions, and using the interactive Retirement Planner for financial planning.

💰 Finance
(23K)
9
Military Retirement
Military Retirement
Military Retirement
by LYNNFIELD LLC
$5.99

An application designed to help military personnel plan for retirement by calculating benefits, including retirement pay, survivor benefits, insurance options, disability pay, and more. No login or personal information required, with a focus on security and accuracy. Compare different scenarios to determine the best retirement option.

💰 Finance
(13K)
10
Schwab Workplace Retirement
Schwab Workplace Retirement
Schwab Workplace Retirement
by The Charles Schwab Corporation
Free

This mobile application for retirement planning offers support for dark mode, access to financial guides, security enhancements, and bug fixes. User options may vary based on plan and participant settings. Explore your retirement planning with this app.

💰 Finance
(63K)
11
Retirement Countdown ·
Retirement Countdown ·
Retirement Countdown ·
Retirement-Countdown App
Free

Counting down to your retirement has never been easier with this app. Get daily notifications, share your countdown with friends, and enjoy beautiful background images while tracking the days until your big day! Download now and start planning your retirement in style.

🎬 Entertainment
(11K)
12
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

💰 Finance
(35K)
13
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

💰 Finance
(8.4K)
14
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access your retirement plan information easily on the go with an app designed for participants in employer-sponsored plans managed by Milliman. Stay engaged with your account, view details, make changes, and ensure security through multi-factor authentication. Visit the full site for advanced functionalities.

💰 Finance
(6.6K)
15
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Bank conveniently with the mobile app from a trusted credit union. Easily manage accounts, payments, transfers, deposits, and more with enhanced security features. Join as a member, apply for new accounts, and access financial education resources. Apply now or call for membership.

💰 Finance
(815K)
16
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Access and manage your Transamerica retirement account on-the-go with this app. View account balance, investment performance, make changes to savings, and utilize the OnTrack® tool to optimize your retirement strategy. Log in to stay on top of your retirement goals anytime, anywhere.

💰 Finance
(3.2K)
17
REALtirement by Nationwide
REALtirement by Nationwide
REALtirement by Nationwide
by Nationwide Mutual Insurance Company
Free

Access your account information anytime, anywhere with just 2 simple steps. Easily manage contributions, exchange funds, and update details on the go. Simplify your retirement account monitoring and management today.

💰 Finance
(5.3K)
18
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
19
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(228K)
20
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Access your retirement account securely anytime, anywhere with our mobile app. Track balances, adjust contributions, and stay secure with biometric authentication. Start planning for a better retirement today.

💰 Finance
(4.2K)