Best First Monie Wallet Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Finding the right first monie wallet apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top First Monie Wallet Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Firstmonie WalletFirstmonie WalletFree3.1★ (62)NoNoAug 2026
2FirstMobile AppFirstMobile AppFree3.1★ (2K)NoNoAug 2026
3Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
4Uniswap: Crypto & NFT WalletUniswap: Crypto & NFT WalletFree4.9★ (20K)NoNoAug 2026
5SafePal: Crypto Wallet BTC NFTSafePal: Crypto Wallet BTC NFTFree4.7★ (17K)NoNoAug 2026
6FirstMonie DRCFirstMonie DRCFreeNoNoAug 2026
7Crypto.com: Onchain WalletCrypto.com: Onchain WalletFree4.8★ (22K)NoNoAug 2026
8Muun WalletMuun WalletFree4.1★ (331)NoNoAug 2026

Top Picks for First Monie Wallet

Firstmonie Wallet#1

Firstmonie Wallet by First Bank of Nigeria Limited

First Bank Nigeria
Editor's Choice
💰 Finance
3.2(64 ratings)
Free
Firstmonie Wallet screenshot 1
Firstmonie Wallet screenshot 2
Firstmonie Wallet screenshot 3

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

FirstMobile App#2

FirstMobile App by First Bank of Nigeria Limited

Strong Contender
💰 Finance
3.1😞(2K ratings)
Free
FirstMobile App screenshot 1
FirstMobile App screenshot 2
FirstMobile App screenshot 3
FirstMobile App screenshot 4

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

What We Love

  • 👍 Excellent features
  • 👍 Easy to navigate
  • 👍 Secure
  • 👍 Reliable

Room to Improve

  • 🐛 Frequent crashes
  • 🐛 Freezing issues
  • 🐛 Slow performance
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint

Savings account | Send money
Worth Considering
💰 Finance
4.6😞(30K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions

More First Monie Wallet apps to explore

4
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
💰 Finance
(20K)
free
5
SafePal: Crypto Wallet BTC NFT
SafePal: Crypto Wallet BTC NFT
SafePal: Crypto Wallet BTC NFT
Secure cryptocurrency wallet.
Free

Manage over 10,000 cryptocurrencies across 200+ blockchains with this secure, decentralized, and free wallet. Send, receive, and store digital assets with an intuitive user experience. It also pairs with hardware wallets for enhanced cold storage.

Manage 10,000+ cryptocurrenciesSupport for 200+ blockchainsSend and receive crypto
💰 Finance
(17K)
free
6
FirstMonie DRC
FirstMonie DRC
FirstMonie DRC
FirstMonie DRC
Free
💰 Finance
(0)
7
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Web3, DeFi, NFT, Crypto Wallet
Free

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens
💰 Finance
(22K)
free with in-app purchases
8
Muun Wallet
Muun Wallet
Muun Wallet
Bitcoin and Lightning Wallet
Free

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Lightning fast paymentsSeamless lightning integrationSmartest bitcoin fees
💰 Finance
(331)
free
9
FastPay Wallet
FastPay Wallet
FastPay Wallet
Secured & Most Convenient
Free

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money
💰 Finance
(5.4K)
free
10
CoinsDo Wallet: BTC ETH Wallet
CoinsDo Wallet: BTC ETH Wallet
CoinsDo Wallet: BTC ETH Wallet
Support BTC ETH USDT & more.
Free

A self-custody digital asset wallet supporting numerous cryptocurrencies and NFTs. It offers advanced security features like MPC and TSS for secure asset management and connects users to Web3 dApps.

Self-custody of private keysMulti-Party Computation (MPC)Threshold Signature Scheme (TSS)
🔧 Utilities
(83)
free
11
Tangem - Crypto wallet
Tangem - Crypto wallet
Tangem - Crypto wallet
The safest crypto wallet
Free

This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.

Non-custodial crypto walletHardware wallet with secure element chipPrivate keys generated on dedicated hardware
💰 Finance
(24K)
paid
12
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
13
T.A.P. Wallet
T.A.P. Wallet
T.A.P. Wallet
A New Way To Transact in Web3
Free

Manage your digital assets and make secure transactions with this all-in-one platform. Transact, authenticate, and pay using various cryptocurrencies and stablecoins across multiple networks. It simplifies digital payments for users, merchants, and partners.

Unified digital transaction platformSecure storage of digital assetsSend and receive cryptocurrencies
💰 Finance
(491)
free
14
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
💰 Finance
(17K)
free
15
Gram Wallet
Gram Wallet
Gram Wallet
Buy, send, stake Gram & more
Free

A secure and private cryptocurrency wallet designed for Telegram users. It allows for easy storage, sending, and management of various digital assets, integrating seamlessly with Telegram features for enhanced security and identity.

Secure and private crypto storageSupports TON, Ethereum, Solana, and moreTelegram native features
💰 Finance
(9)
free
16
Arculus Wallet
Arculus Wallet
Arculus Wallet
Store, Swap, Send Crypto
Free

Securely store and manage your cryptocurrencies and NFTs with a physical metal card and a user-friendly mobile app. This cold storage solution protects your private keys with advanced security features, ensuring your digital assets are always in your possession.

Cold storage for cryptocurrencies and NFTsPhysical metal Arculus Key CardSecure Element Hardware Classification (CC EAL6+)
💰 Finance
(1.2K)
paid
17
imToken: BTC & ETH Wallet
imToken: BTC & ETH Wallet
imToken: BTC & ETH Wallet
A Reliable Web3 Wallet
Free

A secure digital wallet for accessing over 50 blockchain networks, including Bitcoin and Ethereum. Manage numerous tokens and NFTs, explore Layer 2 solutions, and connect to decentralized applications with advanced security features.

Access 50+ blockchain networksManage 800,000+ tokens and NFTsExplore Layer 2 solutions
💰 Finance
(1.1K)
free
18
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
19
Paybis Wallet: Buy Bitcoin
Paybis Wallet: Buy Bitcoin
Paybis Wallet: Buy Bitcoin
Buy BTC, USDC, USDT TRC20, ETH
Free

This app functions as a universal crypto wallet and exchange, allowing users to buy, sell, and securely store a wide range of digital currencies. It offers advanced security features, international accessibility in over 180 countries, and a user-friendly interface with helpful tools for managing crypto portfolios.

Buy, sell, and store cryptocurrenciesSecure digital asset managementSupport for over 180 countries
💰 Finance
(2.9K)
free with in-app purchases
20
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
💰 Finance
(2K)
free

FAQ about First Monie Wallet

What are the best first monie wallet apps for iPhone?
Firstmonie Wallet tops our first monie wallet apps ranking as of August 2026, with a 3.1-star average from 62 App Store ratings, and it's free to download.
Yes — 20 of the top first monie wallet apps we rank are free to download, including Firstmonie Wallet and FirstMobile App.
Firstmonie Wallet has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ first monie wallet apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Firstmonie Wallet app allows you to send and receive money to any mobile number or bank account in Nigeria. You can also purchase airtime and data for any network, pay utility bills, cable TV subscriptions, and make purchases from Firstmonie merchants.
No, you do not need a bank account to use Firstmonie Wallet. The app is designed to provide a convenient mobile money service that can be accessed and used without a traditional bank account.