Best First Monie Wallet Apps

230+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Finding the right first monie wallet apps can be overwhelming with so many options. We've analyzed 230+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top First Monie Wallet Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Firstmonie WalletFirstmonie WalletFree3.1★ (62)NoNoMay 2026
2FirstMobile AppFirstMobile AppFree3.1★ (1.7K)NoNoJul 2026
3Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (29K)NoNoJul 2026
4Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoJul 2026
5FirstMonie DRCFirstMonie DRCFreeNoNoMay 2026
6Fidelity Online BankingFidelity Online BankingFree3.7★ (1.9K)NoNoJul 2026
7Exodus: Crypto & PaymentsExodus: Crypto & PaymentsFree4.6★ (36K)NoNoJul 2026
8Muun WalletMuun WalletFree4.1★ (331)NoNoJul 2026

Top Picks for First Monie Wallet

Firstmonie Wallet#1

Firstmonie Wallet by First Bank of Nigeria Limited

First Bank Nigeria
Editor's Choice
💰 Finance
3.1(62 ratings)
Free
Firstmonie Wallet screenshot 1
Firstmonie Wallet screenshot 2
Firstmonie Wallet screenshot 3

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

FirstMobile App#2

FirstMobile App by First Bank of Nigeria Limited

Strong Contender
💰 Finance
3.1😞(1.7K ratings)
Free
FirstMobile App screenshot 1
FirstMobile App screenshot 2
FirstMobile App screenshot 3
FirstMobile App screenshot 4

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

What We Love

  • 👍 Excellent features
  • 👍 Easy to navigate
  • 👍 Secure
  • 👍 Reliable

Room to Improve

  • 🐛 Frequent crashes
  • 🐛 Freezing issues
  • 🐛 Slow performance
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Worth Considering
💰 Finance
4.6😞(29K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions

More First Monie Wallet apps to explore

4
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
5
FirstMonie DRC
FirstMonie DRC
FirstMonie DRC
FirstMonie DRC
Free
💰 Finance
(0)
6
Fidelity Online Banking
Fidelity Online Banking
Fidelity Online Banking
by Fidelity Bank Plc
Free

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Secure transaction managementInter-bank fund transfersBiometric/Fingerprint login
💰 Finance
(1.9K)
free
7
Exodus: Crypto & Payments
Exodus: Crypto & Payments
Exodus: Crypto & Payments
Own your money
Free

This app provides a secure, self-custodial platform for managing a wide range of cryptocurrencies. It allows users to easily send, receive, and buy digital assets, track their portfolios with advanced tools, and interact with DeFi and Web3 applications. The interface is designed to be user-friendly for both beginners and experienced crypto users.

Self-custodial crypto managementSend and receive 50+ cryptocurrenciesBuy crypto instantly
💰 Finance
(36K)
free
8
Muun Wallet
Muun Wallet
Muun Wallet
Bitcoin and Lightning Wallet
Free

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Lightning fast paymentsSeamless lightning integrationSmartest bitcoin fees
💰 Finance
(331)
free
9
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Web3, DeFi, NFT, Crypto Wallet
Free

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens
💰 Finance
(21K)
free with in-app purchases
10
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
💰 Finance
(19K)
free
11
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(973)
free
12
SafePal: Crypto Wallet BTC NFT
SafePal: Crypto Wallet BTC NFT
SafePal: Crypto Wallet BTC NFT
Secure cryptocurrency wallet.
Free

Manage over 10,000 cryptocurrencies across 200+ blockchains with this secure, decentralized, and free wallet. Send, receive, and store digital assets with an intuitive user experience. It also pairs with hardware wallets for enhanced cold storage.

Manage 10,000+ cryptocurrenciesSupport for 200+ blockchainsSend and receive crypto
💰 Finance
(16K)
free
13
LOBSTR Wallet: Buy XLM & XRP
LOBSTR Wallet: Buy XLM & XRP
LOBSTR Wallet: Buy XLM & XRP
Secure Stellar XLM wallet
Free
$4.99 | 100% OFF

Manage Stellar Lumens and other Stellar-issued assets with this secure and user-friendly wallet. Send, receive, and track various tokens, interact with dApps, and deposit/withdraw fiat and crypto assets. Advanced security features protect your funds.

Manage Stellar Lumens and other assetsSend and receive tokens instantlyTrack portfolio and market prices
💰 Finance
(12K)
free with in-app purchases
14
Tangem - Crypto wallet
Tangem - Crypto wallet
Tangem - Crypto wallet
The safest crypto wallet
Free

This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.

Non-custodial crypto walletHardware wallet with secure element chipPrivate keys generated on dedicated hardware
💰 Finance
(23K)
paid
15
FastPay Wallet
FastPay Wallet
FastPay Wallet
Secured & Most Convenient
Free

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money
💰 Finance
(5.4K)
free
16
T.A.P. Wallet
T.A.P. Wallet
T.A.P. Wallet
A New Way To Transact in Web3
Free

Manage your digital assets and make secure transactions with this all-in-one platform. Transact, authenticate, and pay using various cryptocurrencies and stablecoins across multiple networks. It simplifies digital payments for users, merchants, and partners.

Unified digital transaction platformSecure storage of digital assetsSend and receive cryptocurrencies
💰 Finance
(491)
free
17
HaHa Wallet: Invest Smarter
HaHa Wallet: Invest Smarter
HaHa Wallet: Invest Smarter
Your Crypto Toolbox
Free

Manage your digital assets with a comprehensive crypto toolbox. Track coins, NFTs, and mints, set price alerts, and analyze your portfolio's true value. Supports multiple networks and hardware wallets for secure, informed investing on the go.

Buy, send, spend, and exchange digital assetsTrack coins and NFTsSet price alerts for coins and NFTs
💰 Finance
(517)
free
18
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
19
Coinomi Wallet
Coinomi Wallet
Coinomi Wallet
Bitcoin, Ethereum, Altcoins
Free

Manage a vast array of digital assets, including Bitcoin, Ethereum, and NFTs, across over 125 blockchains. This wallet allows for seamless sending and receiving of crypto and offers cross-device syncing for convenient access. It's designed to be user-friendly for both new and experienced cryptocurrency users.

Manage 125+ blockchainsSupport for Bitcoin, Ethereum, Solana, NFTsSeamless send and receive crypto
💰 Finance
(2.1K)
free
20
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
💰 Finance
(17K)
free

FAQ about First Monie Wallet

What are the best first monie wallet apps for iPhone?
Firstmonie Wallet tops our first monie wallet apps ranking as of July 2026, with a 3.1-star average from 62 App Store ratings, and it's free to download.
Yes — 20 of the top first monie wallet apps we rank are free to download, including Firstmonie Wallet and FirstMobile App.
Firstmonie Wallet has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ first monie wallet apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Firstmonie Wallet app allows you to send and receive money to any mobile number or bank account in Nigeria. You can also purchase airtime and data for any network, pay utility bills, cable TV subscriptions, and make purchases from Firstmonie merchants.
No, you do not need a bank account to use Firstmonie Wallet. The app is designed to provide a convenient mobile money service that can be accessed and used without a traditional bank account.