Best First Monie Wallet Apps

230+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Finding the right first monie wallet app can be overwhelming with so many options. We've analyzed 230+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for First Monie Wallet

Firstmonie Wallet#1

Firstmonie Wallet by First Bank of Nigeria Limited

First Bank Nigeria
Editor's Choice
๐Ÿ’ฐ Finance
3.1(62 ratings)
Free
Firstmonie Wallet screenshot 1
Firstmonie Wallet screenshot 2
Firstmonie Wallet screenshot 3

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

FirstMobile App#2

FirstMobile App by First Bank of Nigeria Limited

Strong Contender
๐Ÿ’ฐ Finance
3.1๐Ÿ˜ž(1.7K ratings)
Free
FirstMobile App screenshot 1
FirstMobile App screenshot 2
FirstMobile App screenshot 3
FirstMobile App screenshot 4

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

What We Love

  • ๐Ÿ‘ Excellent features
  • ๐Ÿ‘ Easy to navigate
  • ๐Ÿ‘ Secure
  • ๐Ÿ‘ Reliable

Room to Improve

  • ๐Ÿ› Frequent crashes
  • ๐Ÿ› Freezing issues
  • ๐Ÿ› Slow performance
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • ๐Ÿš€ Fast transactions
  • ๐Ÿ‘ Smooth onboarding
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ’ก Innovative features

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ› Transfer failures
  • ๐Ÿ”’ Account restrictions

More First Monie Wallet apps to explore

4
FirstMonie DRC
FirstMonie DRC
FirstMonie DRC
FirstMonie DRC
Free
๐Ÿ’ฐ Finance
(0)
5
Fidelity Online Banking
Fidelity Online Banking
Fidelity Online Banking
by Fidelity Bank Plc
Free

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Secure transaction managementInter-bank fund transfersBiometric/Fingerprint login
๐Ÿ’ฐ Finance
(1.9K)
free
6
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Web3, DeFi, NFT, Crypto Wallet
Free

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens
๐Ÿ’ฐ Finance
(20K)
free with in-app purchases
7
Bitget Wallet: Crypto, Markets
Bitget Wallet: Crypto, Markets
Bitget Wallet: Crypto, Markets
Best Crypto Wallet: Web3, Defi
Free

This app provides a secure and comprehensive platform for managing digital assets across over 130 blockchains. It offers features like multi-chain trading, market insights, earning opportunities, and a DApp browser, all while prioritizing user asset security.

Multi-chain asset managementSwap and trade across DEXsReal-time market insights
๐Ÿ’ฐ Finance
(5.6K)
free
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
๐Ÿ’ฐ Finance
(14K)
free with in-app purchases
9
Tangem - Crypto wallet
Tangem - Crypto wallet
Tangem - Crypto wallet
The safest crypto wallet
Free

This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.

Non-custodial crypto walletHardware wallet with secure element chipPrivate keys generated on dedicated hardware
๐Ÿ’ฐ Finance
(23K)
paid
10
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
๐Ÿ’ฐ Finance
(19K)
free
11
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
๐Ÿ’ฐ Finance
(961)
free
12
Coinomi Wallet
Coinomi Wallet
Coinomi Wallet
Bitcoin, Ethereum, Altcoins
Free

Manage a vast array of digital assets, including Bitcoin, Ethereum, and NFTs, across over 125 blockchains. This wallet allows for seamless sending and receiving of crypto and offers cross-device syncing for convenient access. It's designed to be user-friendly for both new and experienced cryptocurrency users.

Manage 125+ blockchainsSupport for Bitcoin, Ethereum, Solana, NFTsSeamless send and receive crypto
๐Ÿ’ฐ Finance
(2.1K)
free
13
FastPay Wallet
FastPay Wallet
FastPay Wallet
Secured & Most Convenient
Free

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money
๐Ÿ’ฐ Finance
(5.4K)
free
14
imToken: BTC & ETH Wallet
imToken: BTC & ETH Wallet
imToken: BTC & ETH Wallet
A Reliable Web3 Wallet
Free

A secure digital wallet for accessing over 50 blockchain networks, including Bitcoin and Ethereum. Manage numerous tokens and NFTs, explore Layer 2 solutions, and connect to decentralized applications with advanced security features.

Access 50+ blockchain networksManage 800,000+ tokens and NFTsExplore Layer 2 solutions
๐Ÿ’ฐ Finance
(1.1K)
free
15
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
๐Ÿ’ฐ Finance
(17K)
free
16
Zengo: Crypto & Bitcoin Wallet
Zengo: Crypto & Bitcoin Wallet
Zengo: Crypto & Bitcoin Wallet
Buy, sell, and earn crypto
Free

A secure, self-custodial cryptocurrency wallet that eliminates seed phrase vulnerability. Manage, buy, sell, and trade over 380 digital assets with advanced MPC security and 24/7 support. Offers recovery options and premium features for enhanced protection.

Self-custodial wallet with no seed phraseMPC security for transaction signingBuy, sell, and trade 380+ crypto assets
๐Ÿ’ฐ Finance
(4.4K)
freemium
17
Paybis Wallet: Buy Bitcoin
Paybis Wallet: Buy Bitcoin
Paybis Wallet: Buy Bitcoin
Buy BTC, ETH, USDC, USDT TRC20
Free

This app functions as a universal crypto wallet and exchange, allowing users to buy, sell, and securely store a wide range of digital currencies. It offers advanced security features, international accessibility in over 180 countries, and a user-friendly interface with helpful tools for managing crypto portfolios.

Buy, sell, and store cryptocurrenciesSecure digital asset managementSupport for over 180 countries
๐Ÿ’ฐ Finance
(2.9K)
free with in-app purchases
18
Ready: Crypto & Card
Ready: Crypto & Card
Ready: Crypto & Card
Spend crypto with no fees
Free

Manage your finances with a crypto-linked card. Spend digital assets like cash globally with no fees, earn cashback rewards, and grow your wealth through in-app investments and token swaps. Securely manage your Bitcoin and Ethereum holdings.

Spend crypto like cash globally with no feesEarn up to 3% cashback on spendingInvest in Bitcoin and Ethereum
๐Ÿ’ฐ Finance
(2.3K)
free
19
IB ONE Wallet
IB ONE Wallet
IB ONE Wallet
by Independent Bank of Michigan
Free

Manage your finances conveniently from your mobile device. This app allows you to view your accounts, transfer funds, pay bills, and send money securely. You can also monitor your credit score and manage your debit cards.

Accounts DashboardTransfer FundsBill Pay
๐Ÿ’ฐ Finance
(9.2K)
free
20
PointPayใƒปCryptocurrency Wallet
PointPayใƒปCryptocurrency Wallet
PointPayใƒปCryptocurrency Wallet
Buy, manage and track crypto
Free

This app allows users to easily buy, manage, and track various cryptocurrencies. It offers a convenient platform for beginners to enter the crypto market, with options to purchase digital assets using credit cards and mobile payment services. Users can also earn daily interest on their holdings and stake specific tokens for additional benefits.

Buy Bitcoin, Ethereum, and other cryptocurrenciesAccepts credit cards, bank transfers, Apple Pay, Google PayEarn daily interest on crypto assets
๐Ÿ’ฐ Finance
(695)
free