Best Free Budget Spreadsheet Apps

235+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good free budget spreadsheet apps. We benchmark 235+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Free Budget Spreadsheet

Google Sheets#1

Google Sheets by Google LLC

Collaborate on Spreadsheets
Editor's Choice
📊 Productivity
4.8😊(1.8M ratings)
Free
#11in Productivity
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Create, edit, and collaborate on spreadsheets from anywhere, anytime. Work offline, format cells, insert formulas, and view charts. Seamlessly edit Excel files and enjoy automatic saving of your work.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 💡 Collaborative features
  • 🔒 Secure cloud storage

Room to Improve

  • 🐛 Crashes and stability issues
  • 📱 Limited functionality compared to desktop version
  • 🔍 Difficult to navigate and find features
Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeAdsIn-App Purchases
#71in Finance
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This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Numbers: Make Spreadsheets#3

Numbers: Make Spreadsheets by Apple Inc.

Create impressive spreadsheets
Worth Considering
📊 Productivity
4.6😐(201K ratings)
Free
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Design impressive spreadsheets with a flexible canvas, interactive charts, and powerful functions. Collaborate with others and access your work across devices. Includes tools for data analysis and text composition.

What We Love

  • 🚀 Easy to use
  • 🚀 Intuitive interface
  • 🚀 Seamless integration with Apple ecosystem
  • 🚀 Great for basic spreadsheet needs

Room to Improve

  • 🐛 Frequent crashes and stability issues
  • 🐛 Compatibility problems with Excel files
  • 🐛 Limited functionality compared to Excel

More Free Budget Spreadsheet apps to explore

4
Microsoft Excel
Microsoft Excel
Microsoft Excel
Organize Your Data and Budget
Free

This powerful productivity app allows you to create, view, and edit spreadsheets on the go. Manage data, perform calculations, and analyze information with robust formatting and charting tools. Share your work easily with others.

Create, view, and edit spreadsheetsData analysis with charts and graphsBudgeting and accounting tools
📊 Productivity
(1.4M)
free with in-app purchases
5
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
6
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
7
iSpreadsheet™ : Office Sheets
iSpreadsheet™ : Office Sheets
iSpreadsheet™ : Office Sheets
Spreadsheet with Excel Formula
Free

Create and manage spreadsheets on your iPhone and iPad with this powerful yet simple application. It offers compatibility with major office solutions, supports various file formats, and integrates with cloud storage services for seamless access and sharing.

Excel formula compatibilityCloud storage integration (Google Drive, Dropbox, iCloud, etc.)Supports .XLS and .CSV file formats
💰 Finance
(9.8K)
free with in-app purchases
8
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.2K)
free with in-app purchases
9
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
10
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accountsTrack spending, cash flow, subscriptions, and billsBuild AI-powered budgets
💰 Finance
(3.5K)
free with in-app purchases
11
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.5K)
freemium
12
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(363K)
free with in-app purchases
13
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
14
Visual Budget - Finances
Visual Budget - Finances
Visual Budget - Finances
Budgeting and Accounting
Free

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

Multi-account managementCustomizable expense/income categoriesBudget assignment and monitoring
💰 Finance
(163)
freemium
15
Spreadsheet - Sheetlet
Spreadsheet - Sheetlet
Spreadsheet - Sheetlet
Charts, Tables & Sheets
Free

This app simplifies data management on mobile devices. Scan receipts, convert images to text, and perform calculations with an intuitive drag-and-drop interface. Create charts, reports, and budgets efficiently without complex formulas.

Data scanning (text, numbers, receipts)Drag-and-drop calculationsInteractive data visualization (charts)
📊 Productivity
(165)
free with in-app purchases
16
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Simple Spreadsheet:view & edit
Lightweight Spreadsheet maker
Free

Create and edit spreadsheets with ease. Import Excel files, add charts, and generate PDFs. Offers templates and advanced cell editing features for various organizational tasks.

Import and edit Excel (xlsx) filesCreate tables and chartsGenerate PDF and print sheets
🔧 Utilities
(6.6K)
free with in-app purchases
17
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(315K)
subscription
18
The Spreadsheet App. - Sheets
The Spreadsheet App. - Sheets
The Spreadsheet App. - Sheets
Excel, CSV & PDF export
Free

Create, manage, and visualize data with a user-friendly spreadsheet application. Build custom functions, generate charts, and export reports to PDF. Ideal for budgeting, expense tracking, and data analysis on the go.

User-defined functionsData visualization with chartsPDF export
📊 Productivity
(350)
free with in-app purchases
19
Spending Tracker - Budget App
Spending Tracker - Budget App
Spending Tracker - Budget App
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(667)
free with in-app purchases
20
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription