Best Free Budget Spreadsheet Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good free budget spreadsheet apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Free Budget Spreadsheet Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Google SheetsGoogle SheetsFree4.8★ (1.9M)NoNoNov 2026
2Microsoft ExcelMicrosoft ExcelFree4.7★ (1.5M)NoYesNov 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (14K)NoYesNov 2026
4My Budget - Do My BudgetMy Budget - Do My BudgetFree—YesNoMay 2026
5Monthly: Budget PlannerMonthly: Budget PlannerFree4.6★ (45)NoNoNov 2026
6Numbers: Make SpreadsheetsNumbers: Make SpreadsheetsFree4.6★ (227K)NoYesNov 2026
7Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026
8iSpreadsheet™ : Office SheetsiSpreadsheet™ : Office SheetsFree4.5★ (10K)YesNoNov 2026

Top Picks for Free Budget Spreadsheet

Google Sheets#1

Google Sheets by Google

Collaborate on Spreadsheets
Editor's Choice
📊 Productivity
4.8😊(1.9M ratings)
Free
#15in Productivity
Google Sheets screenshot 1
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Create, edit, and collaborate on spreadsheets from anywhere, even offline. This app offers robust formatting, formula support, and seamless integration with other tools. It automatically saves your work and allows for real-time collaboration with others.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 💡 Collaborative features
  • 🔒 Secure cloud storage
  • 📈 Useful for business/personal organization

Room to Improve

  • 🐛 Crashes and stability issues
  • 📱 Limited functionality compared to desktop version
  • 🔍 Difficult to navigate and find features
  • 🖋️ Cumbersome editing experience on mobile
  • 🗓️ Inconsistent date/time formatting
Microsoft Excel#2

Microsoft Excel by Microsoft Corporation

Organize Your Data and Budget
Strong Contender
📊 Productivity
4.7😐(1.5M ratings)
FreeIn-App Purchases
#22in Productivity
Microsoft Excel screenshot 1
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Microsoft Excel screenshot 5
Microsoft Excel screenshot 6

Create, edit, and analyze spreadsheets on the go with robust formatting and data visualization tools. Leverage AI assistance for insights and summaries. Share and collaborate on files easily with others.

What We Love

  • 💻 Powerful and feature-rich
  • 🔍 Useful for data management and analysis
  • 🔧 Convenient for on-the-go work
  • 🤝 Good integration with Microsoft ecosystem
  • 🤩 Excellent for personal and professional use

Room to Improve

  • 🔒 Subscription required for full functionality
  • 🐛 Crashes and freezes
  • 📱 Limited features compared to desktop version
  • 🤔 Confusing user interface changes
  • 🤯 Frustrating syncing and file management issues
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(14K ratings)
FreeIn-App Purchases
#78in Finance
Goodbudget Budget Planner screenshot 1
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Goodbudget Budget Planner screenshot 6

This personal finance app helps you plan your budget, track expenses, and manage debt using a virtual envelope system. Share your financial data with others across multiple devices and access insightful reports to understand your spending habits.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing

More Free Budget Spreadsheet apps to explore

FAQ about Free Budget Spreadsheet

What are the best free budget spreadsheet apps for iPhone?
Google Sheets tops our free budget spreadsheet apps ranking as of October 2026, with a 4.8-star average from 1.9M App Store ratings, and it's free to download.
Google Sheets has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free budget spreadsheet apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.