Best Free Debt Tracker Apps

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(372K)

Debt Tracker - Debts Manager

Debt payoff planner tracker

Manage debts and receivablesSeparate by currencyDebt payoff planner

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

(104)

Monefy: Money Tracker

Track Income & Expenses

One-click transaction entryCross-device synchronizationSpending distribution charts

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

(6.6K)

Bill Reminder, Expense Tracker

Bill Tracker Pro

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Debt Payoff Box: Snowball Plan

(4.8K)

subscription

Loan Tracker and Planner

Debt payoff planningSnowball and avalanche methodsExtra payment strategy

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

(2.3K)

Controle de Dívidas Pessoais

Dívidas e pagamentos

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

(57)

EveryDollar: Budget Management

Track Income, Bills & Spending

Create custom budgetsTrack expenses and transactionsManage bills and income

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

(84K)

Changed: Automate Debt Payoff

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

(5.4K)

Debt Tracker App by UnDebt

Debt Payoff Planner & Loans

Custom debt categoriesInterest rate trackingTrack lent and borrowed money

$4.99 | 100% OFF

Easily manage all your debts and loans in one place. Track payments, interest, and categorize your financial obligations to stay organized and on the path to financial freedom.

(2)

Never worry about money again

YNAB

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Debty - Private Debt Tracker

(61K)

subscription

Keep track of your debts/loans

Track debts and loansManage shared expensesAutomatic calculations

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

(121)

PocketGuard・Budget Planner App

Expense & Subscription Manager

Automatic expense trackingBill and subscription monitoringDisposable income calculation

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

(7.6K)

Debt & Bill Tracker – Saldo

Payments Planner & Reminder

Joint debt trackingDebt and loan groupingStatistics and analytics

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

💼 Business

(289)

Save, Spend & Grow Your Credit

Intuit Credit Karma

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.7M)

Who Owes Me - Payment Tracker

Remember debts, split expenses

Track debts and IOUsSplit expensesCloud sync across devices

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

(783)

Take Control Of Your Money

Spending Tracker

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

(18K)

Debt Free –Pay Off Debt Faster

Debt Snowball & Payoff Tracker

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling

$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

(976)