Best Free Personal Budget Apps

245+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right free personal budget app can be overwhelming with so many options. We've analyzed 245+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Free Personal Budget

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(13K ratings)
FreeAdsIn-App Purchases
#85in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

What We Love

  • ๐Ÿ’ป Excellent app for tracking and managing finances
  • ๐Ÿค Great for couples and families to manage budgets together
  • ๐Ÿ“ˆ Helpful envelope system and budgeting tools
  • ๐Ÿ•ฐ๏ธ Ability to schedule recurring payments and income

Room to Improve

  • ๐Ÿ” Confusing or unintuitive interface for some users
  • ๐Ÿ’ฐ Paid subscription seen as too expensive by some
  • ๐Ÿ› Occasional bugs, crashes, and syncing issues reported
Spending Tracker - Budget App#2

Spending Tracker - Budget App by Inner Grow Limited

Budget planner & money tracker
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(667 ratings)
FreeIn-App Purchases
#60in Finance
Spending Tracker - Budget App screenshot 1
Spending Tracker - Budget App screenshot 2
Spending Tracker - Budget App screenshot 3
Spending Tracker - Budget App screenshot 4
Spending Tracker - Budget App screenshot 5
Spending Tracker - Budget App screenshot 6

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
Dollarwise: Budget & Tracking#3

Dollarwise: Budget & Tracking by Hammer Media LLC

Worth Considering
๐Ÿ’ฐ Finance
3.8๐Ÿ˜(3.6K ratings)
FreeIn-App Purchases
#64in Finance
Dollarwise: Budget & Tracking screenshot 1
Dollarwise: Budget & Tracking screenshot 2
Dollarwise: Budget & Tracking screenshot 3

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿš€ Intuitive interface
  • ๐Ÿ’ก Customizable budget categories
  • ๐Ÿš€ Straightforward budgeting experience

Room to Improve

  • ๐Ÿ› Frequent log-out issues
  • ๐Ÿ› Inconsistent transaction categorization
  • ๐Ÿ’ฐ Expensive subscription model

More Free Personal Budget apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

๐Ÿ’ฐ Finance
(84K)
5
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

๐Ÿ’ฐ Finance
(9.2K)
6
Budget Planner - Velvet
Budget Planner - Velvet
Budget Planner - Velvet
Cute Expense & Money Tracker
Free
๐Ÿ’ฐ Finance
(4)
7
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

Track and optimize your daily activities with our app. Set goals, monitor progress, and receive personalized recommendations to improve your productivity. Take control of your time and achieve your objectives effortlessly. Download now and start maximizing your efficiency!

๐Ÿ’ฐ Finance
(30K)
8
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

๐Ÿ’ฐ Finance
(356K)
9
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

๐Ÿ’ฐ Finance
(12K)
10
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Manage your finances efficiently with this comprehensive budgeting application. Track expenses, set financial goals, and stay on top of your budget effortlessly. Start saving money today!

๐Ÿ’ฐ Finance
(96K)
11
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

A user-friendly and enjoyable budgeting app loved by thousands, Daily Budget Original simplifies financial tracking with its easy interface. Start saving and managing your finances effortlessly today!

๐Ÿ’ฐ Finance
(4.8K)
12
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Track your expenses effortlessly with this personal finance app. Features include expense management, handy widgets, subcategories, pie diagrams, synchronization, password protection, biometric login, CSV export, and backups. Start managing your expenses efficiently today!

๐Ÿ’ฐ Finance
(4.2K)
13
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

Budget Bestie is a user-friendly budget management app that helps you track expenses, set financial goals, and stay on top of your finances effortlessly. Take control of your money and achieve financial freedom today!

๐Ÿ’ฐ Finance
(1.3K)
14
Microsoft Excel
Microsoft Excel
Microsoft Excel
Organize Your Data and Budget
Free

A powerful spreadsheet app that helps you organize and manage data efficiently, even on the go. Create, edit, and share files with ease, customize tables, and access advanced features for data analysis and productivity. Try it today for seamless data handling and budgeting.

๐Ÿ“Š Productivity
(154K)
15
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Track your income, expenses, and budgets effortlessly with this money management app. Gain insight into your finances and stay on top of your spending. Start managing your money better today!

๐Ÿ’ฐ Finance
(279)
16
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

๐Ÿ’ฐ Finance
(60K)
17
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

Manage your finances easily with this convenient app that tracks your expenses, sets budgets, and helps you save money. Take control of your financial health today!

๐Ÿ’ฐ Finance
(31K)
18
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

An app that helps you set daily budgets, track expenses, and manage your finances with ease. Stay on top of your spending habits effortlessly. Start saving more today!

๐Ÿ’ฐ Finance
(5.8K)
19
Weekly: Budget Planner App
Weekly: Budget Planner App
Weekly: Budget Planner App
Spending & Money Goal Tracker
Free

Track your expenses, set savings goals, and manage your budget effortlessly with our intuitive financial planning tool. Start achieving your financial dreams today with Weekly!

๐Ÿ’ฐ Finance
(3.6K)
20
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free
๐Ÿ’ฐ Finance
(311K)