Best Free Personal Budget Apps

4.7😐(84K ratings)

FreeIn-App Purchases

#14in Finance

EveryDollar: Budget Management screenshot 1

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This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

👍 Useful budgeting tool
🚀 Helps with financial organization
💡 Customizable budgeting categories
👍 Easy to use and intuitive
🚀 Simplifies budgeting process

Room to Improve

💰 Expensive subscription
🐛 Connectivity issues with Canadian banks
🐛 Bugs and glitches
🔍 Lack of support and tutorials
🚫 Limited functionality in free version

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker

Strong Contender

4.6😊(13K ratings)

FreeIn-App Purchases

#85in Finance

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

💻 Excellent app for tracking and managing finances
🤝 Great for couples and families to manage budgets together
📈 Helpful envelope system and budgeting tools
🕰️ Ability to schedule recurring payments and income
🗓️ Useful for budgeting by pay period instead of monthly
🧠 Encourages mindful spending and financial discipline
🧭 Provides good visibility into spending categories

Room to Improve

🔍 Confusing or unintuitive interface for some users
💰 Paid subscription seen as too expensive by some
🐛 Occasional bugs, crashes, and syncing issues reported
🔢 Limited free version with only 10 envelopes
🔍 Difficulty making changes to existing budgets
🔍 Lack of automatic transaction importing/syncing

Budget app - spending tracker by InnerGrow

Budget planner & money tracker

Worth Considering

Buddy: Budget Planner App

4.7😊(16K ratings)

FreeIn-App Purchases

#63in Finance

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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

More Free Personal Budget apps to explore

Bill Tracker & Money Manager

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

(9.5K)

Copilot: Track & Budget Money

Spending, investing, net worth

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

Subscriptions, Rent & Payments

(30K)

subscription

Monthly: Budget Planner

Automatic fixed cost calculationIncome and expense trackingPayment reminders

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Take Control Of Your Money

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

(19K)

Budget Planner:Finance Manager

Expense, Money, Bills Tracker

Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Dollarwise: Budget & Tracking

subscription

Rewrite your money story.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

(3.8K)

My Personal Budget Manager

save money every month with us

Rocket Money - Bills & Budgets

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(391K)

Fleur - Budget Planner App

Bill Organizer & Money Tracker

Log expenses and incomeSet monthly budgetsTrack spending habits

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

(12K)

Dot: Daily Budget Tracker

by Ravi Palwe

Daily spending limit settingExpense logging with categoriesVisual budget circle indicator

This app helps you manage your daily spending by setting a budget and logging expenses. It offers a simple, habit-forming way to track your finances with a visual budget indicator and historical review. All your data remains private on your device.

Budgeting Monitor - Best Personal Budget Planner for Expenditure and Money Control

(1)

free

by Atthaporn Chanprakon

Expense tracker, money left

Nesti · Budget Planner

Budgii: Budget Planner

Budgeting App - Budget Unbound

Spending Traker & Saving App

Track spending, find leaks

Spendline: Save & Budget