Best Free Personal Budget Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Finding the right free personal budget apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Free Personal Budget Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
2Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (384K)YesYesAug 2026
6Monthly: Budget PlannerMonthly: Budget PlannerFree4.9★ (7)NoNoAug 2026
7Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
8Budget Planner - VelvetBudget Planner - VelvetFree4.9★ (28)NoNoAug 2026

Top Picks for Free Personal Budget

EveryDollar: Budget Management#1

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Editor's Choice
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#13in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#84in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#59in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Free Personal Budget apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(384K)
free with in-app purchases
6
Monthly: Budget Planner
Monthly: Budget Planner
Monthly: Budget Planner
Subscriptions, Rent & Payments
Free

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Automatic fixed cost calculationIncome and expense trackingPayment reminders
💰 Finance
(7)
free
7
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
8
Budget Planner - Velvet
Budget Planner - Velvet
Budget Planner - Velvet
Cute Expense & Money Tracker
Free

Manage your money with a beautiful and simple expense tracker. Effortlessly log income and spending, set budgets, and gain insights into your financial habits with a cute, elegant interface. Your data stays private on your device.

Track unlimited expenses and incomeSet monthly budgets and goalsDetailed spending insights
💰 Finance
(28)
free
9
Dot: Daily Budget Tracker
Dot: Daily Budget Tracker
Dot: Daily Budget Tracker
by Ravi Palwe
Free

This app helps you manage your daily spending by setting a budget and logging expenses. It offers a simple, habit-forming way to track your finances with a visual budget indicator and historical review. All your data remains private on your device.

Daily spending limit settingExpense logging with categoriesVisual budget circle indicator
💰 Finance
(1)
free
10
Plan Personal Budget
Plan Personal Budget
Plan Personal Budget
Track Budget Monthly
Free
💰 Finance
(0)
11
Family Home Budget Planner
Family Home Budget Planner
Family Home Budget Planner
Daily personal money manager
Free
💰 Finance
(0)
12
BudgetIQ - Personal Finance
BudgetIQ - Personal Finance
BudgetIQ - Personal Finance
by Karim Abdallah
Free
💰 Finance
(0)
13
Budgii: Budget Planner
Budgii: Budget Planner
Budgii: Budget Planner
by Phillip Zubic
Free
💰 Finance
(0)
14
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
15
Nesti · Budget Planner
Nesti · Budget Planner
Nesti · Budget Planner
Expense tracker, money left
Free
💰 Finance
(0)
16
Budgeting App - Budget Unbound
Budgeting App - Budget Unbound
Budgeting App - Budget Unbound
Spending Traker & Saving App
Free
💰 Finance
(0)
17
Spendline: Save & Budget
Spendline: Save & Budget
Spendline: Save & Budget
Track spending, find leaks
Free

This app helps you understand your daily spending limit by projecting your safe-to-spend amount based on your income and committed costs. It identifies potential spending leaks and builds a debt-free timeline, reinforcing your financial habits with a daily streak.

Daily safe-to-spend projectionAutomatic income allocationSpending leak detection
💰 Finance
(0)
freemium
18
Personal budget - Framboise
Personal budget - Framboise
Personal budget - Framboise
Expenses, savings & income
Free

Manage your finances with this intuitive personal budgeting app. Track expenses and income, set savings goals by category, and compare your spending month-to-month. Offers customizable categories and recurring expense tracking for premium users.

Monthly expense and income overviewCategory-based spending goalsMonth-over-month category comparison
💰 Finance
(0)
freemium
19
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
20
Pure Budget
Pure Budget
Pure Budget
by Jan Jeschinski
Free
🔧 Utilities
(0)

FAQ about Free Personal Budget

What are the best free personal budget apps for iPhone?
EveryDollar: Budget Management tops our free personal budget apps ranking as of August 2026, with a 4.7-star average from 84K App Store ratings, and it's free to download.
EveryDollar: Budget Management has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ free personal budget apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
EveryDollar is a personal finance app designed to help you create custom budgets, track your income and expenses, and manage your money effectively. It aims to reveal hidden savings, empower you to pay off debt, build wealth, and achieve your financial goals by giving every dollar a job.
Key features include creating custom budgets, tracking spending and transactions, managing bills and income, setting financial goals, and utilizing automated bank connections for easier expense tracking. The app also provides money-saving tips and guidance on financial management.