Best Jibipay Apps

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Looking for free jibipay apps? 20 of our 228+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Jibipay

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#32in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
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Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Jibipay apps to explore

4
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
6
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(164K)
free with in-app purchases
7
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
8
JumiaPay
JumiaPay
JumiaPay
Pay Airtime,Electricity, Bills
Free

Easily pay for airtime, mobile data, and various bills like electricity and cable TV. Enjoy guaranteed bonuses on recharges and free bill payments, saving money on every transaction. Securely complete payments with bank accounts or credit cards.

Airtime top-up with bonusMobile data rechargeFree electricity bill payments
💰 Finance
(7.5K)
free with in-app purchases
9
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

Instant money transfersBill payments and airtime top-upsDaily interest on savings
💰 Finance
(97K)
free
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
11
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(29K)
free with in-app purchases
12
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
13
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
14
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
15
ShinePay
ShinePay
ShinePay
Coin-Op Laundry Payment App
Free

Easily pay for laundry, EV charging, and other appliances directly from your smartphone. This app simplifies the process of using shared amenities, offering a convenient and modern payment solution.

Pay for laundry machinesPay for EV chargersAppliance payment
💰 Finance
(13K)
free
16
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
17
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
18
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
19
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
20
SuperQi
SuperQi
SuperQi
Your all-in-one super app
Free

This all-in-one digital lifestyle partner simplifies cashless transactions in Iraq and globally. It offers money transfers, scan-to-pay, bill payments, e-commerce, and mobile recharge. Access Qi bank accounts, manage finances, and discover integrated mini-apps for a seamless daily experience.

Cashless digital transactionsMoney transfersScan-to-pay functionality
🌟 Lifestyle
(9.3K)
free