Best Kiplinger Personal Finance Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Out of 249+ kiplinger personal finance apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Kiplinger Personal Finance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kiplinger Personal FinanceKiplinger Personal FinanceFree4.7โ˜… (964)NoYesAug 2026
2Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6โ˜… (177K)YesNoJul 2026
3NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8โ˜… (124K)YesNoAug 2026
4Ameriprise FinancialAmeriprise FinancialFree4.9โ˜… (37K)NoNoAug 2026
5Oportun: Savings & LoansOportun: Savings & LoansFree4.7โ˜… (289K)NoNoAug 2026
6Betterment Invest & Save MoneyBetterment Invest & Save MoneyFree4.8โ˜… (64K)YesNoAug 2026
7SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (386K)NoNoAug 2026
8M1: Invest & Bank SmarterM1: Invest & Bank SmarterFree4.7โ˜… (74K)YesNoAug 2026

Top Picks for Kiplinger Personal Finance

Kiplinger Personal Finance#1

Kiplinger Personal Finance by Future plc

Helping you live a richer life
Editor's Choice
๐Ÿ“ฐ Magazines & Newspapers
4.7๐Ÿ˜ž(964 ratings)
FreeIn-App Purchases
Kiplinger Personal Finance screenshot 1
Kiplinger Personal Finance screenshot 2
Kiplinger Personal Finance screenshot 3
Kiplinger Personal Finance screenshot 4
Kiplinger Personal Finance screenshot 5

Access expert advice on investing, saving, tax cutting, and wealth building. Plan for retirement, major purchases like homes and education, and achieve financial security with comprehensive personal finance guidance.

What We Love

  • ๐Ÿ—“๏ธ Monthly financial magazine
  • ๐Ÿ’ฐ Helpful financial advice

Room to Improve

  • ๐Ÿšซ Subscription issues
  • ๐Ÿ” Difficult to access content
  • ๐Ÿ”Œ App crashes frequently
NerdWallet: Smart Money App#2

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(124K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • ๐Ÿ’ก Helpful financial insights
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Comprehensive account tracking
  • ๐Ÿ’ก Personalized recommendations

Room to Improve

  • ๐Ÿ› Frequent connection issues
  • ๐Ÿ› Inaccurate account balances
  • ๐Ÿ› Unreliable account linking

More Kiplinger Personal Finance apps to explore

3
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
๐Ÿ’ฐ Finance
(177K)
free
4
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise Financial, Inc.
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
๐Ÿ’ฐ Finance
(37K)
free
5
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
๐Ÿ’ฐ Finance
(289K)
subscription
6
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
๐Ÿ’ฐ Finance
(64K)
free with in-app purchases
7
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
8
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
๐Ÿ’ฐ Finance
(74K)
free with in-app purchases
9
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
10
Empower ยฎ
Empower ยฎ
Empower ยฎ
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
๐Ÿ’ฐ Finance
(400K)
free with in-app purchases
11
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
๐Ÿ’ฐ Finance
(188K)
free
12
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
T. Rowe Price Personalยฎ
INVEST WITH CONFIDENCEยฎ
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
๐Ÿ’ฐ Finance
(23K)
free
13
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
๐Ÿ’ฐ Finance
(324K)
subscription
14
Autopilot: Automated Investing
Autopilot: Automated Investing
Autopilot: Automated Investing
In your own brokerage account
Free

Automate your investments by copying experienced traders in real-time. Connect your existing portfolio and let expert "pilots" guide your trades. Access exclusive perks and future trades with a premium club membership.

Automate portfolio by copying tradersReal-time trade copyingPolitician trade tracker
๐Ÿ’ฐ Finance
(20K)
free with in-app purchases
15
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
๐Ÿ’ฐ Finance
(29K)
free
16
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
๐Ÿ’ฐ Finance
(311K)
subscription
17
FutureFlow: Personal Finance
FutureFlow: Personal Finance
FutureFlow: Personal Finance
AI Personal Finance App
Free

This app provides a clear, real-time overview of your finances by securely connecting to your bank accounts. It automatically tracks subscriptions, categorizes spending, and offers budgeting tools to help you manage your money effectively.

Real-time account balances and transactionsAutomatic subscription trackingSpending categorization
๐Ÿ’ฐ Finance
(3)
freemium
18
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
๐Ÿ’ฐ Finance
(71K)
free with in-app purchases
19
Tesorin: Personal Finance
Tesorin: Personal Finance
Tesorin: Personal Finance
Expense Tracker, Budget & More
Free
๐Ÿ’ฐ Finance
(0)
20
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
๐Ÿ’ฐ Finance
(80K)
free with in-app purchases

FAQ about Kiplinger Personal Finance

What are the best kiplinger personal finance apps for iPhone?
Kiplinger Personal Finance tops our kiplinger personal finance apps ranking as of August 2026, with a 4.7-star average from 964 App Store ratings, and it's free to download.
Yes โ€” 20 of the top kiplinger personal finance apps we rank are free to download, including Kiplinger Personal Finance and Vanguard: Save, Invest, Retire.
Kiplinger Personal Finance has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ kiplinger personal finance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides expert insights and guidance on a wide range of personal finance topics. This includes advice on investing, saving, cutting taxes, building wealth, planning for a financially secure retirement, and making major purchases like a home or college education.
Payment is charged to your iTunes Account upon purchase confirmation. Subscriptions automatically renew unless turned off at least 24 hours before the current period ends. You will be charged for renewal within 24 hours before the end of the current period at the same duration and rate.