Best Kiplinger Personal Finance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated October 2026

Out of 250+ kiplinger personal finance apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Kiplinger Personal Finance Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kiplinger: Personal FinanceKiplinger: Personal FinanceFree4.7★ (1.1K)NoYesNov 2026
2Empower ®Empower ®Free4.8★ (424K)NoNoNov 2026
3Betterment Invest & Save MoneyBetterment Invest & Save MoneyFree4.8★ (66K)YesNoNov 2026
4Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoNov 2026
5SoFi: Mobile Bank & InvestingSoFi: Mobile Bank & InvestingFree4.7★ (385K)NoNoNov 2026
6Ameriprise FinancialAmeriprise FinancialFree4.9★ (37K)NoNoNov 2026
7Beyond FinanceBeyond FinanceFree4.9★ (20K)NoNoNov 2026
8Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.7★ (342K)YesNoNov 2026

Top Picks for Kiplinger Personal Finance

4.7😞(1.1K ratings)
FreeIn-App Purchases
Kiplinger: Personal Finance screenshot 1
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Kiplinger: Personal Finance screenshot 4
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Access expert advice on investing, saving, tax cutting, and wealth building. Plan for retirement, major purchases like homes and education, and achieve financial security with comprehensive personal finance guidance.

What We Love

  • 🗓️ Monthly financial magazine
  • 💰 Helpful financial advice

Room to Improve

  • 🚫 Subscription issues
  • 🔍 Difficult to access content
  • 🔌 App crashes frequently
  • 🤖 Poor customer service
  • 💸 Misleading pricing
Empower ®#2

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(424K ratings)
Free
#47in Finance
Empower ® screenshot 1
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Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Betterment Invest & Save Money#3

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Worth Considering
💰 Finance
4.8😐(66K ratings)
FreeAds
Betterment Invest & Save Money screenshot 1
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Betterment Invest & Save Money screenshot 5
Betterment Invest & Save Money screenshot 6

Automated investing and savings app to help you reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for long-term wealth growth. Start with as little as $10.

What We Love

  • 💰 High yield savings account
  • 🔍 Easy to link and manage accounts
  • 🤖 Automated investing and portfolio management
  • 👨‍💻 Responsive customer service
  • 🏆 Positive investment returns

Room to Improve

  • 🤖 Automated investing underperforms manual investing
  • 🤔 Unclear account selection when making deposits
  • ⏱️ Slow transfer and withdrawal process
  • 🔒 Security issues with account access
  • 🙅‍♀️ Lack of transparency and communication

More Kiplinger Personal Finance apps to explore

FAQ about Kiplinger Personal Finance

What are the best kiplinger personal finance apps for iPhone?
Kiplinger: Personal Finance tops our kiplinger personal finance apps ranking as of October 2026, with a 4.7-star average from 1.1K App Store ratings, and it's free to download.
Yes — 19 of the top kiplinger personal finance apps we rank are free to download, including Kiplinger: Personal Finance and Empower ®.
Kiplinger: Personal Finance has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ kiplinger personal finance apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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