Best Loan Alternative Apps

93+ iOS apps curated and reviewed

3.5 avg rating
20 free apps
Updated September 2026

With an average user rating of 3.5★, the loan alternative category is one of the App Store's strongest. Browse all 93+ apps we track, sorted so the most loved ones surface first.

Compare top Loan Alternative Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
2Loan In TouchLoan In TouchFreeNoNoMay 2026
3Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
4CashAdvance Mobile - Loan options on the goCashAdvance Mobile - Loan options on the goFree2.0★ (9)NoNoJul 2026
5Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
6Cash Advance - CLS MoneyCash Advance - CLS MoneyFreeNoNoJul 2026
7P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
8FinEzzy : Mutual Funds LoanFinEzzy : Mutual Funds LoanFreeNoNoMay 2026

Top Picks for Loan Alternative

Together Loans#1

Together Loans by Transform Credit

Editor's Choice
💰 Finance
4.3(388 ratings)
Free
Together Loans screenshot 1
Together Loans screenshot 2
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This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Possible: Fast Cash & Credit#3

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Worth Considering
💰 Finance
4.8😐(134K ratings)
Free
#69in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required
  • 🤝 Good customer service (in some cases)

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
  • 🤖 Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)

More Loan Alternative apps to explore

FAQ about Loan Alternative

What are the best loan alternative apps for iPhone?
Together Loans tops our loan alternative apps ranking as of September 2026, with a 4.3-star average from 388 App Store ratings, and it's free to download.
Yes — 20 of the top loan alternative apps we rank are free to download, including Together Loans and Loan In Touch.
Together Loans has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 93+ loan alternative apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Together Loans is a lender that offers a different approach to personal loans. Instead of relying solely on your credit history, they base loan decisions on trust and your ability to afford monthly payments. They aim to provide fair, simple, and transparent loans.
The app allows you to view your loan details like never before, quickly access your statement, and make payments simply and securely. You can also top up your existing loan and borrow more directly through the app.