Best M-Pesa Safaricom Apps

249+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Whether you're new to m-pesa safaricom or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top M-Pesa Safaricom Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MySafaricom AppMySafaricom AppFree4.8β˜… (12K)YesNoAug 2026
2M-PESA Safaricom EthiopiaM-PESA Safaricom EthiopiaFree4.6β˜… (612)NoNoAug 2026
3My-OneAppMy-OneAppFree2.8β˜… (74)YesNoAug 2026
4M-PESA for BusinessM-PESA for BusinessFree4.5β˜… (144)NoNoAug 2026
5M-PESA LehulumM-PESA LehulumFree2.5β˜… (8)NoNoMay 2026
6M-Pesa TanzaniaM-Pesa TanzaniaFree4.8β˜… (1.5K)YesNoAug 2026
7M-Pesa Business TanzaniaM-Pesa Business TanzaniaFree4.7β˜… (40)NoNoAug 2026
8My MTN GhanaMy MTN GhanaFree4.3β˜… (20K)YesNoAug 2026

Top Picks for M-Pesa Safaricom

MySafaricom App#1

MySafaricom App by Safaricom Limited

Editor's Choice
🌟 Lifestyle
4.8😐(12K ratings)
FreeAds
MySafaricom App screenshot 1
MySafaricom App screenshot 2
MySafaricom App screenshot 3
MySafaricom App screenshot 4
MySafaricom App screenshot 5
MySafaricom App screenshot 6

Manage all your Safaricom services in one place. Send money, pay bills, top up airtime, buy data bundles, and access home fibre services. You can also view account balances and read the daily e-paper.

What We Love

  • πŸš€ Convenient and easy to use
  • πŸ”’ Secure money transfer via M-PESA
  • πŸ‘ User-friendly interface
  • πŸš€ Efficient app performance

Room to Improve

  • πŸ› Frequent app crashes and freezes
  • πŸ” Difficult to find account information
  • πŸ” Lack of transparency on charges and fees
4.6😊(612 ratings)
Free
M-PESA Safaricom Ethiopia screenshot 1
M-PESA Safaricom Ethiopia screenshot 2
M-PESA Safaricom Ethiopia screenshot 3

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

What We Love

  • πŸ‘ User friendly
  • πŸš€ Efficiency
  • πŸš€ Quick and easy
  • πŸš€ Smooth and fast

Room to Improve

  • πŸ› Crashes with certain mini apps
  • πŸ› Leaves user stuck in deadlock
  • πŸ”‹ High data consumption
My-OneApp#3

My-OneApp by Safaricom Limited

Worth Considering
πŸ’° Finance
2.8😊(74 ratings)
FreeAds
My-OneApp screenshot 1
My-OneApp screenshot 2
My-OneApp screenshot 3
My-OneApp screenshot 4
My-OneApp screenshot 5
My-OneApp screenshot 6

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

What We Love

  • πŸš€ Convenient and easy to use
  • πŸš€ Reliable and efficient transactions
  • πŸš€ Accessible from anywhere with internet
  • πŸš€ Seamless integration with contacts and payment methods

Room to Improve

  • πŸ› Occasional app crashes or freezes
  • πŸ› Delayed transaction history updates
  • πŸ› Inability to view full transaction history

More M-Pesa Safaricom apps to explore

4
M-PESA for Business
M-PESA for Business
M-PESA for Business
Track and manage your business
Free

This app helps M-PESA merchants track business finances, view transaction history, and manage payments. It allows for sending money to suppliers, withdrawing funds, and paying bills directly from a business till. Multiple account support simplifies managing various till numbers.

Track business growth with Money-in/Money-out trendsView full transaction statementsPay customers and suppliers
πŸ’° Finance
(144)
free
5
M-PESA Lehulum
M-PESA Lehulum
M-PESA Lehulum
by Safaricom Telecommunications Ethiopia Plc
Free

Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.

Send money to any bank or mobile money providerBuy airtime instantlyPay bills for utilities and TV
πŸ’° Finance
(8)
free
6
M-Pesa Tanzania
M-Pesa Tanzania
M-Pesa Tanzania
by Vodacom Tanzania PLC
Free

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

Cross-border money transfersQR code payments for bills and merchantsLoan payments for friends
πŸ’° Finance
(1.5K)
free with in-app purchases
7
M-Pesa Business Tanzania
M-Pesa Business Tanzania
M-Pesa Business Tanzania
by VODACOM TANZANIA PLC
Free

This app helps M-Pesa merchants in Tanzania manage their transactions and track collections and disbursements. It offers a straightforward interface for business operations, available in English and Swahili.

Track M-Pesa collectionsManage M-Pesa disbursementsMerchant transaction management
πŸ’° Finance
(40)
free
8
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
πŸ“Š Productivity
(20K)
ad-supported
9
My M-Pesa Mozambique
My M-Pesa Mozambique
My M-Pesa Mozambique
Vodafone M-Pesa Mozambique
Free

Manage your mobile money securely and conveniently. Send and receive funds, pay bills, buy airtime, and access financial services from anywhere. This app offers a streamlined experience for all your M-Pesa transactions.

Faster login with PINImproved homepage with shortcutsEasy navigation through services
πŸ’° Finance
(235)
free with in-app purchases
10
Safari
Safari
Safari
World’s fastest, truly private
Free

Browse the web at high speeds with advanced privacy features and extensive customization. Access your tabs, translate pages, and sync data across your Apple devices. Enjoy a cleaner reading experience and personalized browsing.

Cross-device syncingPrivate Browsing modeIntelligent Tracking Prevention
πŸ”§ Utilities
(147K)
free
11
T-PESA
T-PESA
T-PESA
TTCL PESA
Free

Manage your T-PESA account, check balances, and send money globally. Easily top up airtime, buy bundles, and send funds to other networks and financial institutions in Tanzania. Access your wallet from any data connection worldwide.

Check T-PESA balanceGlobal wallet accessSend money to other networks
πŸ’° Finance
(1)
free
12
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
πŸ“Š Productivity
(14K)
free
13
M-STIMA
M-STIMA
M-STIMA
by Stima savings and credit co-operative society
Free

This mobile banking app offers a secure and convenient way for customers to manage their finances. It allows users to access accounts, send money, withdraw cash, transfer funds, and purchase airtime. Additionally, it provides access to instant loans and a channel to repay Sacco loans, along with viewing bank statements and loan viability.

Account accessMoney transfersCash withdrawal
πŸ’° Finance
(1)
free
14
M-Cosmo
M-Cosmo
M-Cosmo
Cosmopolitan Mobile App
Free
πŸ’° Finance
(0)
15
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
πŸ’° Finance
(4.8K)
free
16
Safaricom IoT SIM Management
Safaricom IoT SIM Management
Safaricom IoT SIM Management
Manage Safaricom IoT SIM Cards
Free
πŸ”§ Utilities
(0)
17
DCB Pesa Plus
DCB Pesa Plus
DCB Pesa Plus
DCB Bank mobile banking
Free
πŸ’° Finance
(0)
18
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
πŸ’° Finance
(6.2K)
free
19
Co-op Bank App
Co-op Bank App
Co-op Bank App
Co-op Bank App - Fast & Secure
Free

Manage your finances with this comprehensive digital banking app. View accounts, transfer funds, pay bills, and apply for loans. Securely manage your cards and make payments with ease.

Account management and transaction historyCard management and virtual card creationBill payments (utilities, government, school fees)
πŸ’° Finance
(788)
free
20
InMTZCorp
InMTZCorp
InMTZCorp
I&M Bank TZ Corp Mobile App
Free
πŸ’° Finance
(0)

FAQ about M-Pesa Safaricom

What are the best m-pesa safaricom apps for iPhone?
MySafaricom App tops our m-pesa safaricom apps ranking as of July 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Yes β€” 20 of the top m-pesa safaricom apps we rank are free to download, including MySafaricom App and M-PESA Safaricom Ethiopia.
MySafaricom App shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ m-pesa safaricom apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The MySafaricom App allows you to manage all your Safaricom services. You can send money using M-PESA, pay bills, top up airtime, purchase data bundles, view your account balances, manage your Home Fibre plan, and access the daily e-paper.
You can easily top up your airtime by manually entering the number you wish to recharge or by scanning a scratch card directly through the app. You can also select numbers from your phone book to recharge your own number or those of loved ones.