Best Merchant Authorization Apps

211+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.3★, the merchant authorization category is one of the App Store's strongest. Browse all 211+ apps we track, sorted so the most loved ones surface first.

Compare top Merchant Authorization Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
2Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoAug 2026
3PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
4SecurLOCK EquipSecurLOCK EquipFree4.5★ (4.4K)NoNoAug 2026
5Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
6JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (11K)YesNoAug 2026
7Akulaku MerchantAkulaku MerchantFreeNoNoAug 2026
8Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoAug 2026

Top Picks for Merchant Authorization

QuickBooks GoPayment POS#1

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Editor's Choice
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(603K ratings)
Free
#19in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support

More Merchant Authorization apps to explore

4
SecurLOCK Equip
SecurLOCK Equip
SecurLOCK Equip
by eFunds Corporation
Free

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Turn cards on/offSet location-based controlsBlock international transactions
💰 Finance
(4.4K)
free
5
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
💼 Business
(21)
free with in-app purchases
6
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
7
Akulaku Merchant
Akulaku Merchant
Akulaku Merchant
Bisnis di Satu Genggaman
Free
💼 Business
(0)
8
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
9
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
10
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
11
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
12
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
13
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
💼 Business
(7.5K)
free
14
ABA Merchant
ABA Merchant
ABA Merchant
by Advanced Bank Of Asia Limited
Free

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

Accept customer paymentsmPOS solutionSuitable for various business types
💰 Finance
(15)
free
15
Aspire Account Center
Aspire Account Center
Aspire Account Center
by Atlanticus Services Corporation
Free

Manage your credit cards from your Apple device. Check balances, view transactions, set up alerts, and monitor your credit score for free. Securely access your accounts with fingerprint or PIN.

Manage credit cardsCheck account balancesView payment activity
💰 Finance
(78)
free
16
CitiManager – Corporate Cards
CitiManager – Corporate Cards
CitiManager – Corporate Cards
For corporate card users only
Free

Manage your corporate credit card account on the go. View statements, balances, credit limits, and recent transactions. Enhanced security features like biometric authentication and one-time passwords are included for convenient and secure access to your account information.

View account summariesAccess previous statementsCheck current balances
💰 Finance
(18K)
free
17
Groupon Merchant
Groupon Merchant
Groupon Merchant
by Groupon, Inc.
Free

Manage your Groupon campaigns directly from your smartphone. Scan and redeem Groupons, track campaign performance, view payment details, and respond to customer feedback.

Scan and redeem GrouponsTrack campaign performanceView payment details
💼 Business
(443)
free
18
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
19
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
💰 Finance
(25K)
free
20
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantlyApply for loans and overdraftsManage export-import transactions
💰 Finance
(691)
free

FAQ about Merchant Authorization

What are the best merchant authorization apps for iPhone?
QuickBooks GoPayment POS tops our merchant authorization apps ranking as of July 2026, with a 4.8-star average from 6.4K App Store ratings, and it's free to download.
Yes — 20 of the top merchant authorization apps we rank are free to download, including QuickBooks GoPayment POS and Square Point of Sale (POS).
QuickBooks GoPayment POS shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 211+ merchant authorization apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
QuickBooks GoPayment POS is a mobile application that allows businesses to accept in-person and contactless payments directly on their iPhone. It enables users to process card payments, digital wallets like Apple Pay, and manage sales transactions efficiently.
You can accept payments using the Tap to Pay on iPhone feature, which allows contactless transactions directly on your device. The app also supports processing physical debit and credit cards. You can also add products or services with their prices and have the app calculate totals including sales tax and tips.