Best Merrill 401K Apps

199+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good merrill 401k apps. We benchmark 199+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Merrill 401K Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (397K)NoNoJul 2026
2Newport GroupNewport GroupFree1.4★ (444)NoNoJul 2026
3John Hancock RetirementJohn Hancock RetirementFree4.7★ (36K)NoNoJul 2026
4Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
5Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
6Principal®Principal®Free4.8★ (230K)YesNoJul 2026
7NetBenefitsNetBenefitsFree4.6★ (29K)NoNoJul 2026
8Milliman Mobile BenefitsMilliman Mobile BenefitsFree4.7★ (6.6K)NoNoJul 2026

Top Picks for Merrill 401K

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(397K ratings)
Free
#56in Finance
Empower ® screenshot 1
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
Newport Group#2

Newport Group by Ascensus Inc

Strong Contender
💰 Finance
1.4😞(444 ratings)
Free
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Access your retirement accounts quickly and easily. Manage your investments and track your progress with this rebranded financial tool. Your commitment to retirement planning remains supported with a fresh look.

What We Love

  • 🚀 Easy to navigate
  • 👍 Provides basic account information

Room to Improve

  • 🐛 App crashes frequently
  • 🐛 Doesn't work with latest iOS updates
  • 🔒 Security concerns due to lack of updates
John Hancock Retirement#3

John Hancock Retirement by John Hancock

Worth Considering
💰 Finance
4.7😞(36K ratings)
Free
John Hancock Retirement screenshot 1
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Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

What We Love

  • 🔒 Robust security features
  • 👍 Easy to use
  • 🚀 Quick access to account information

Room to Improve

  • 🐛 Frequent technical issues and app crashes
  • 📉 Lack of detailed portfolio information
  • 🤔 Confusing and outdated user interface

More Merrill 401K apps to explore

4
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
5
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.2M)
free with in-app purchases
6
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
7
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
8
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
💰 Finance
(6.6K)
free
9
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
💰 Finance
(1.8K)
free with in-app purchases
10
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
11
IRA Financial
IRA Financial
IRA Financial
SDIRA, Solo 401(k), ROBS
Free

Manage your self-directed retirement accounts, explore diverse investment options like real estate and crypto, and access expert resources. Stay informed with real-time alerts and secure transactions to take control of your financial future.

Account managementDiverse investment optionsSecure transactions
💰 Finance
(38)
free
12
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

Check account balancesView investment performanceMonitor contributions
💰 Finance
(997)
free
13
Stocks
Stocks
Stocks
by Apple
Free

Follow daily stock and market performance with customizable watchlists. Get real-time quotes, interactive charts, and breaking business news. Seamlessly sync across all your Apple devices.

Customizable watchlistsReal-time quotes and price changesInteractive stock charts
💰 Finance
(696K)
free with in-app purchases
14
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
AI based Retirement Planning
Free

This app uses AI to help you optimize retirement plans like 401k and 403b, offering premium investment advice for free. It analyzes your employer's plan to suggest the best investments for lower fees and better performance, or allows you to delegate to an advisor.

AI-based retirement planningInvestment allocation suggestionsRetirement and income calculators
💰 Finance
(33)
free
15
GoRetire
GoRetire
GoRetire
by Epic Advisors, Inc
Free

Access your retirement account information conveniently on your mobile device. Get fast, easy, and up-to-date insights into your retirement savings.

Mobile retirement account accessFast information retrievalEasy to use interface
💰 Finance
(104)
free
16
Planforge 401k
Planforge 401k
Planforge 401k
Pay Your Team, Not the IRS
Free

Access your employer-sponsored 401(k) plan securely and instantly. View your dashboard, sign forms electronically, set up auto-escalation, and receive personalized investment recommendations. Track deadlines and plan milestones with ease.

Personalized 401(k) dashboardElectronic form signingAuto-escalation setup
💰 Finance
(1)
free
17
MetLife Retirement
MetLife Retirement
MetLife Retirement
My Retirement Plan
Free

Manage your employer-sponsored retirement plan on the go. Access your account, update contributions, and view your investment performance securely from your mobile device.

Enroll or log in to retirement accountsManage contributions, investments, and beneficiariesView account balances and funding options
💰 Finance
(452)
free with in-app purchases
18
Edward Jones
Edward Jones
Edward Jones
Track your goals on-the-go
Free

Manage your financial goals and accounts from anywhere. View holdings, track progress, and securely communicate with your financial advisor. Deposit checks and transfer funds with ease.

View account holdings and performanceTrack progress toward financial goalsMessage and share documents with team
💰 Finance
(134K)
free
19
TIAA
TIAA
TIAA
by TIAA
Free

Manage your retirement and brokerage accounts securely with this app. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set financial goals and access support tools.

Secure login (password, Touch ID, Face ID)Investment and retirement plan managementBrokerage trading (equities, ETFs, mutual funds)
💰 Finance
(8.3K)
free
20
Fidelity Online Banking
Fidelity Online Banking
Fidelity Online Banking
by Fidelity Bank Plc
Free

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

Secure transaction managementInter-bank fund transfersBiometric/Fingerprint login
💰 Finance
(1.9K)
free

FAQ about Merrill 401K

What are the best merrill 401k apps for iPhone?
Empower ® tops our merrill 401k apps ranking as of July 2026, with a 4.8-star average from 397K App Store ratings, and it's free to download.
Yes — 20 of the top merrill 401k apps we rank are free to download, including Empower ® and Newport Group.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 199+ merrill 401k apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.