Best Migo Loan Apps

145+ iOS apps curated and reviewed

3.4 avg rating

20 free apps

Updated June 2026

Looking for free migo loan apps? 20 of our 145+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Migo Loan Apps (June 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Monibac	Free	2.7★ (61)	No	No	Aug 2026
2	FairMoney: Save, Spend, Credit	Free	4.6★ (14K)	No	No	Sep 2026
3	eLendly	Free	2.2★ (49)	No	No	Sep 2026
4	Carbon: Mobile Banking & Loans	Free	4.5★ (10K)	No	No	Sep 2026
5	Zedvance: Loans & Bills	Free	3.5★ (186)	No	No	Sep 2026
6	Kredi – Loan, Savings & Bills	Free	3.0★ (120)	No	No	Aug 2026
7	PruviaMoni	Free	1.5★ (2)	No	No	May 2026
8	P2Vest - Loan & Insurance App	Free	3.6★ (165)	No	No	Jul 2026

Top Picks for Migo Loan

#1

Monibac by Prime Zone Limited

Get access to loans on Monibac

Editor's Choice

💰 Finance

2.7(61 ratings)

Free

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Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

#2

FairMoney: Save, Spend, Credit by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash

Strong Contender

💰 Finance

4.6😐(14K ratings)

Free

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This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

🚀 Fast and easy loan process
👍 Reliable and trustworthy
💯 Smooth and seamless experience

Room to Improve

💰 High interest rates
🔍 Inconsistent loan offers
📞 Aggressive repayment reminders

#3

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest

Worth Considering

💰 Finance

2.2(49 ratings)

Free

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Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

More Migo Loan apps to explore

Carbon: Mobile Banking & Loans

Carbon: Mobile Banking & Loans

Carbon: Mobile Banking & Loans

Save Money|Transfers| Loans

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)

free with in-app purchases

Zedvance: Loans & Bills

Zedvance: Loans & Bills

Zedvance: Loans & Bills

Loans, Bills and Payments

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)

free with in-app purchases

Kredi – Loan, Savings & Bills

Kredi – Loan, Savings & Bills

Kredi – Loan, Savings & Bills

Save, pay bills, & get loan

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)

Grow your business with Pruvia

This application assists users in achieving their business goals and objectives. It is designed to support the growth of Nigeria's economy by providing tailored solutions for clients.

Business goal achievementClient objective supportEconomic growth initiatives

📊 Productivity

P2Vest - Loan & Insurance App

P2Vest - Loan & Insurance App

P2Vest - Loan & Insurance App

P2P Lending | Buy Insurance

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities

Powered by Shepherd Trust

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Loan amounts from ₦5,000 to ₦5,000,000Flexible repayment periodsFast loan approval and disbursement

Apply for Loan easily!

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates

by Princeps Credit Systems Limited

Access flexible loan products designed for employees through employer partnerships. Manage your finances with repayment options ranging from 2 to 12 months and competitive interest rates. Secure your personal information with robust data protection measures.

Employee loan accessFlexible repayment termsCompetitive interest rates

Fast Payday Loans

Fast Payday Loans

Fast Payday Loans

by Rainbow UK Ltd

Access quick cash with this app, allowing you to borrow between £100 and £1000. It connects you with top UK lenders through a simple form, matching you to the most suitable loan provider.

Borrow £100 to £1000Connects with top UK lendersSimple application form

Fidelity FastLoan

Fidelity FastLoan

Fidelity FastLoan

by Fidelity Bank Plc

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required

Sycamore - Save Invest Borrow

Sycamore - Save Invest Borrow

Sycamore - Save Invest Borrow

Save, Invest & Get loans

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends

Build credit with your card

Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.

Apply for creditCredit assessmentAccess Ohere card

Big Picture Loans

Big Picture Loans

Big Picture Loans

Fast. Easy. Confidential.

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments

Mocasa: Pay Later & Quick Loan

Mocasa: Pay Later & Quick Loan

Mocasa: Pay Later & Quick Loan

High Credit. Low Rate. Legit.

Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

Virtual MastercardQuick cash loansFlexible loan terms

free with in-app purchases

Fast Credit Mobile

Fast Credit Mobile

Fast Credit Mobile

by FASTCREDIT LIMITED

Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.

Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements

Access bank loan app

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Instant loan applicationsPayday loansSalary advance

EasyLoans: Compare Loans

EasyLoans: Compare Loans

EasyLoans: Compare Loans

Compare and Discover Loans

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans

FAQ about Migo Loan

What are the best migo loan apps for iPhone?

Monibac tops our migo loan apps ranking as of June 2026, with a 2.7-star average from 61 App Store ratings, and it's free to download.

Are there free migo loan apps for iPhone?

Yes — 20 of the top migo loan apps we rank are free to download, including Monibac and FairMoney: Save, Spend, Credit.

Does Monibac have ads or in-app purchases?

Monibac has no ads and has no in-app purchases, according to its App Store listing as of June 2026.

How many migo loan apps are on the App Store?

We track 145+ migo loan apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.

What does Monibac do?

Monibac is a finance app that provides users with access to collateral-free loans and allows them to save money while earning interest. Users can easily deposit, withdraw funds, and receive reminders for loan repayments.

How can I get a loan from Monibac?

To be eligible for a loan, you must be over 18, live in Nigeria, and have saved on the platform for at least three months. After three months, you can request a loan of up to 150% of your total savings. Loan approval involves completing KYC documents and e-signing an agreement.