Best Modal Rakyat Apps

189+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good modal rakyat apps. We benchmark 189+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Modal Rakyat

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
πŸ’° Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This digital lending platform offers a secure and user-friendly online service for borrowing needs, providing flexible loan options and transparent costs. With a simple verification process and competitive interest rates, users can easily apply for loans and receive funds directly into their bank accounts.

Hundy - Money When You Need It#3

Hundy - Money When You Need It by Hundy Inc

Zero fee, P2P loan replacement
Worth Considering
πŸ’° Finance
3.3😞(1.6K ratings)
FreeIn-App Purchases
Hundy - Money When You Need It screenshot 1
Hundy - Money When You Need It screenshot 2
Hundy - Money When You Need It screenshot 3
Hundy - Money When You Need It screenshot 4
Hundy - Money When You Need It screenshot 5
Hundy - Money When You Need It screenshot 6

What We Love

  • πŸ’– Amazing service
  • πŸ‘ Fast and easy
  • 🀝 Friendly staff

Room to Improve

  • 🚫 Only available in certain states
  • πŸ”’ Requires social security number
  • πŸ€” Unclear eligibility criteria

More Modal Rakyat apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

πŸ’° Finance
(37K)
5
EMKAN Finance
EMKAN Finance
EMKAN Finance
EMKAN Finance
Free

Get all your financial needs met in one place with Emkan app. Apply for loans easily without salary transfers, track your requests digitally, and enjoy a fast and secure experience.

πŸ’° Finance
(8.1K)
6
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

πŸ’° Finance
(165)
7
Payday Cash Advance Loans: MAF
Payday Cash Advance Loans: MAF
Payday Cash Advance Loans: MAF
Borrow Money: Instant Approval
Free
πŸ’° Finance
(105)
8
Money Borrowing - Loan App
Money Borrowing - Loan App
Money Borrowing - Loan App
Easy Advance & Quick Cash 24/7
Free
πŸ’Ό Business
(0)
9
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
10
Borrow Money Instantly Easy γ…€
Borrow Money Instantly Easy γ…€
Borrow Money Instantly Easy γ…€
Cash Loan Instant Approval
Free
πŸ’° Finance
(0)
11
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

Experience seamless transactions with a digital wallet app that offers easy top-up, money transfers, and QR code payments. Simplify your financial life today!

πŸ’° Finance
(6K)
12
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

πŸ’° Finance
(398)
13
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

An application that allows you to lend as little as $25 to financially underserved individuals worldwide, empowering them to start businesses, pay for education, invest in equipment, and more. Join a community of millions supporting borrowers in over 90 countries, creating a ripple effect of positive impact. Loan on Kiva for a powerful way to create economic and social good.

🌐 Social Networking
(2.3K)
14
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

πŸ’° Finance
(73K)
15
İşCep
İşCep
İşCep
Mobile Banking - İşbank
Free

Access innovative mobile banking features like instant PIN setup, English support for transactions, asset and debt overview, QR code cash withdrawals, quick loan applications, and more with this comprehensive app. Stay connected to your finances easily and conveniently. Contact us for feedback and suggestions through isbank.com.tr or İşCep social media.

πŸ’° Finance
(25K)
16
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

πŸ’° Finance
(49)
17
tamam | money won’t stop you
tamam | money won’t stop you
tamam | money won’t stop you
Instant Digital Financing
Free

Tamam app offers hassle-free digital financing solutions, including micro-financing and quick, simplified purchases up to 50,000 Saudi Riyals, with instant approval and flexible repayment options. Whether you're a government, semi-government, private sector employee, or retired, Tamam provides Sharia-compliant financing under Saudi Arabian Monetary Authority supervision. Download the app for financing in your account within 24 hours.

πŸ’° Finance
(357)
18
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

πŸ’° Finance
(27)
19
Cash Advance: TJ Payday Loans
Cash Advance: TJ Payday Loans
Cash Advance: TJ Payday Loans
Get Funds Fast. No Interest
Free
πŸ’° Finance
(0)
20
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Get fast and easy loans online with a convenient, 100% online process that offers flexible repayment terms and competitive interest rates. Apply anytime, anywhere with a smartphone and enjoy a stress-free borrowing experience with real-time tracking and biometric authentication for added security.

πŸ’° Finance
(441)