Best Modal Rakyat Apps

189+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good modal rakyat apps. We benchmark 189+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Modal Rakyat Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoSep 2026
2Dana SyariahDana SyariahFree3.3★ (3)NoNoJul 2026
3Hundy - Money When You Need ItHundy - Money When You Need ItFree3.3★ (1.6K)NoMay 2026
4SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoSep 2026
5EMKAN FinanceEMKAN FinanceFree4.4★ (8.2K)YesNoSep 2026
6P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026
7Payday Cash Advance Loans: MAFPayday Cash Advance Loans: MAFFree4.6★ (105)NoNoMay 2026
8Money Borrowing - Loan AppMoney Borrowing - Loan AppFreeNoNoJun 2026

Top Picks for Modal Rakyat

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Dana Syariah#2

Dana Syariah by PT Danasyariah Indonesia

Sharia Fintech Lending
Strong Contender
💰 Finance
3.3(3 ratings)
Free
Dana Syariah screenshot 1
Dana Syariah screenshot 2
Dana Syariah screenshot 3

Access Sharia-compliant financing information and services through a mobile app. Register, invest, and get details on Islamic financing for businesses. Offers P2P Sharia financing for property, invoice, and MSME sectors.

Hundy - Money When You Need It#3

Hundy - Money When You Need It by Hundy Inc

Zero fee, P2P loan replacement
Worth Considering
💰 Finance
3.3😞(1.6K ratings)
FreeIn-App Purchases
Hundy - Money When You Need It screenshot 1
Hundy - Money When You Need It screenshot 2
Hundy - Money When You Need It screenshot 3
Hundy - Money When You Need It screenshot 4
Hundy - Money When You Need It screenshot 5
Hundy - Money When You Need It screenshot 6

Access quick cash advances from your community without lengthy credit checks. Get approved in minutes for amounts between $25 and $100 to cover immediate expenses like rent or groceries. Repay on a schedule that works for you, with options for extensions and installment plans.

What We Love

  • 💖 Amazing service
  • 👍 Fast and easy
  • 🤝 Friendly staff

Room to Improve

  • 🚫 Only available in certain states
  • 🔒 Requires social security number
  • 🤔 Unclear eligibility criteria

More Modal Rakyat apps to explore

FAQ about Modal Rakyat

What are the best modal rakyat apps for iPhone?
AsetKu - Digital Lending tops our modal rakyat apps ranking as of May 2026, with a 4.6-star average from 17 App Store ratings, and it's free to download.
Yes — 20 of the top modal rakyat apps we rank are free to download, including AsetKu - Digital Lending and Dana Syariah.
AsetKu - Digital Lending has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 189+ modal rakyat apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
AsetKu is a digital lending platform licensed and supervised by OJK (Financial Services Authority) in Indonesia. It offers secure and user-friendly online services for borrowing money, with loan amounts ranging from Rp 150,000 to Rp 15,000,000.
Key features include collateral-free loans, flexible repayment terms from 91 to 365 days, and a maximum daily interest rate of 0.3%. The platform boasts a 100% digital and simple verification process, with loans disbursed directly to your bank account upon approval.