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Best Money Saving Apps

247+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our money saving list covers 247+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Money Saving Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
3Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (93)NoYesAug 2026
4Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
5Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
6Savings Jar: Money GoalsSavings Jar: Money GoalsFree4.6★ (14)NoYesAug 2026
7Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026
8Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (956K)NoNoAug 2026

Top Picks for Money Saving

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#57in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
Savings Challenge: Savvy Goals#3

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Worth Considering
💰 Finance
4.7(93 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

More Money Saving apps to explore

4
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
5
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
6
Savings Jar: Money Goals
Savings Jar: Money Goals
Savings Jar: Money Goals
Piggy Bank & Progress Tracker
Free

This app helps you achieve your financial goals by making saving money simple and fun. Create unlimited savings jars, track progress with visual charts, and stay motivated with challenges and rewards. It offers powerful insights into your savings habits and can be customized with home screen widgets.

Unlimited savings jarsCustomizable goals with emojis and colorsVisual progress tracking charts
💰 Finance
(14)
freemium
7
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
8
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(956K)
subscription
9
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
10
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(379K)
free with in-app purchases
11
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Shop. Save. Live Rewarded.
Free

Earn points on everyday purchases by submitting receipts or shopping online. Redeem points for gift cards or cash rewards from popular retailers and brands. Discover deals and offers directly within the app.

Submit receipts for pointsShop online for rewardsEarn on hundreds of brands
🛍️ Shopping
(7.5M)
free with in-app purchases
12
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
13
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Make Money Shopping Every Day
Free

Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

Earn cash back on everyday purchasesRedeem offers before shoppingUpload receipts for rewards
🛍️ Shopping
(2M)
free with in-app purchases
14
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Shop & save on grocery & fuel
Free

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

Earn cash back on gas, groceries, and diningOver 100,000 participating locationsAverage 8% cash back on groceries and dining
✈️ Travel
(675K)
free with in-app purchases
15
SaveSwap: Money Saved Tracker
SaveSwap: Money Saved Tracker
SaveSwap: Money Saved Tracker
No-spend tracker & savings jar
Free
💰 Finance
(0)
16
Money Saving App: SaveSmart
Money Saving App: SaveSmart
Money Saving App: SaveSmart
Savings Goals & Money Tracker
Free

Easily track your savings and reach financial goals faster with this intuitive money management tool. Set personalized savings targets, monitor progress with a clear dashboard, and gain insights into your spending habits. All your financial data is kept private on your device.

Set and track savings goalsView total savings on a dashboardLog deposits and withdrawals
💰 Finance
(3)
free with in-app purchases
17
Bento: Budget & Money Tracker
Bento: Budget & Money Tracker
Bento: Budget & Money Tracker
Finance, Subscriptions & AI
Free

This personal finance app offers customizable dashboards and an AI assistant to help you track spending, manage budgets, and organize transactions. Securely connect your bank accounts to gain a comprehensive view of your finances and uncover spending trends.

Customizable dashboardsAI assistant for financial insightsSubscription and recurring charge tracking
💰 Finance
(2)
freemium
18
SaveMate - Save money daily
SaveMate - Save money daily
SaveMate - Save money daily
by christian wojtaszek
Free
🔧 Utilities
(0)
19
Save Money for My Life
Save Money for My Life
Save Money for My Life
by SEONG A OH
Free
🌟 Lifestyle
(0)
20
SmartCoop - Save Money Today
SmartCoop - Save Money Today
SmartCoop - Save Money Today
Your Online Cooperative
Free
💰 Finance
(0)

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FAQ about Money Saving

What are the best money saving apps for iPhone?
Budget app - spending tracker tops our money saving apps ranking as of July 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Yes — 20 of the top money saving apps we rank are free to download, including Budget app - spending tracker and Loot - Savings Goal & Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 247+ money saving apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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