Best Money Saving App Banks

4.7😐(289K ratings)

Free

This finance app automates savings by learning your income and spending patterns to set aside money for your goals. It offers control over your savings, spending tracking, and secure, FDIC-insured accounts. Loan members can also manage their accounts within the app.

What We Love

💰 Helps save money
🤖 Automated savings
📊 Provides financial insights
🤝 Good customer service
🎉 Reached savings goals

Room to Improve

💸 Excessive/random withdrawals
🕰️ Slow transfer times
🚫 Difficulty closing account
💳 Overdraft fees
💰 Monthly subscription fee

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.

Strong Contender

4.8😊(86K ratings)

Free

Qapital: The Money Saving App screenshot 1

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Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited goals, track progress, and spend smarter with a dedicated debit card. Team up with a partner on shared financial goals while maintaining individual account privacy.

What We Love

💰 Effective savings tool
📈 Helps build good financial habits
🤝 Useful for joint savings goals
🤖 Automated savings rules
💳 Convenient debit card
🚀 Easy to use interface

Room to Improve

🕰️ Slow money transfers
🔒 Difficulty reconnecting bank accounts
💰 Unexpected fees/charges
🤝 Lack of visibility into joint goal contributions
🤖 Inflexible savings rules

GO2bank: Mobile banking by Green Dot Corporation

Online checking and savings

Worth Considering

Varo Bank: Online Banking

4.8😞(65K ratings)

Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

🚀 Prompt direct deposit
👍 Convenient mobile banking
💡 Useful savings features
🔒 Secure transactions

Room to Improve

🐛 Unreliable app functionality
👎 Poor customer service
🤖 Automated/scripted responses
💸 Unexpected fees and charges

More Money Saving App Banks apps to explore

Early Payday & Cash Advances

Early paydayNo monthly or overdraft feesCash advances up to $250

This digital bank offers early payday, fee-free banking, and competitive interest rates. Access instant cash advances, a line of credit, and a free secured credit card to build your credit history.

(234K)

Personal Finance and Invest

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

free with in-app purchases

(2.2M)

Chime® – Mobile Banking

Credit, Cash back, Savings

Fee-free bankingEarly paycheck accessCredit builder feature

This financial app offers fee-free banking with features like early paycheck access and a credit builder. It helps your money grow with tools for savings and rewards. Enjoy convenient mobile banking with a focus on user benefits.

Revolut: send, spend, and save

(1.6M)

ad-supported

Change the way you money

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low fees

Manage your money with a global digital banking app. Spend, send, and save in multiple currencies, with features for budgeting, stock trading, and even accounts for kids. Enjoy enhanced security and instant notifications for all your transactions.

(75K)

Nu: Everyday mobile banking

Trusted by over 140M people

3.50% APY on savings accounts1.5% cashback on credit card purchasesReal-time card management

A digital banking platform offering a high-yield savings account and cashback credit card. Enjoy real-time card management, fraud protection, and award-winning 24/7 customer support. Experience a modern, secure, and elegant financial service.

This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.

Easy account openingInstant transactions and bills paymentHigh-rate investments

Credit Card & Banking

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management

Manage your finances with a credit card offering 3% cash back on all purchases and virtual card numbers for private spending. Access high-yield savings, no-fee ATMs, and full-service banking without visiting a branch. Build family credit and enjoy 24/7 concierge support.

(122K)

Albert: Budgeting and Banking

Organize. Budget. Save.

Budgeting and expense trackingAutomatic savings and investingHigh-yield savings accounts

Manage your finances with an all-in-one app for budgeting, saving, and investing. Get early access to paychecks, earn interest on savings, and receive 24/7 identity monitoring. AI-powered assistance is available for financial guidance.

Ally: Bank, Auto & Invest

(343K)

ad-supported

The app for all things money

Manage bank, auto, and investment accountsSmart savings tools like buckets and boostersCommission-free trading on eligible stocks and funds

Manage your bank, investment, and auto accounts in one secure, convenient app. Features include smart savings tools, commission-free trading, and vehicle payment management. Get paid early and avoid fees with this comprehensive financial management solution.

(115K)

Piggy Goals: Money Saving

Start Saving Money Now!

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

🔧 Utilities

(2.9K)

free with in-app purchases

SoFi: Mobile Bank & Investing

Online Banking & Stock Trading

AI-driven financial guide (SoFi Coach)Fee-free online bankingHigh-yield savings accounts

Manage your banking, investments, and cryptocurrency in one place. Features an AI-driven financial guide for personalized insights, high-yield savings, and fractional share trading.

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services

(119K)

Get paid. Track spend. Save.

myWisely: Mobile Banking

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Invest, save, plan in one app.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

free with in-app purchases

(3.4M)

Sparkasse Ihre mobile Filiale

Bankgeschäfte mobil erledigen

Account management and transaction viewingTransfers and standing ordersAccount alerts for movements

Manage your finances on the go with this mobile banking app. Perform transfers, view account transactions, and find nearby ATMs. Offers features like account alerts, photo transfers, and integration with Apple Pay for secure and convenient banking.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage payments

Manage your American Express account on the go. Track spending, view rewards, pay bills, and access exclusive offers. Secure login with Touch ID/Face ID ensures quick and safe access to your financial information.

Cleo AI: Cash Advance & Budget

(4.5M)

ad-supported

Credit Builder & Savings Goals

AI-powered financial chat interfaceCash advances up to $500Savings and investing tools with APY

This AI-powered app simplifies your finances through a conversational interface. It offers budgeting tools, savings goals, cash advances, and credit building features to help you manage your money effectively.

(268K)