Best Money Spending Tracker Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Looking for free money spending tracker apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Money Spending Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
2Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (113K)NoYesOct 2026
4Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (395K)YesYesOct 2026
5Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesOct 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
7Money Spending Tracker - FinoxMoney Spending Tracker - FinoxFree—NoYesMay 2026
8Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.3K)NoYesOct 2026

Top Picks for Money Spending Tracker

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#63in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Spending Tracker#2

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Strong Contender
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
💰 Finance
4.9😊(113K ratings)
FreeIn-App Purchases
#8in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times

More Money Spending Tracker apps to explore

FAQ about Money Spending Tracker

What are the best money spending tracker apps for iPhone?
Budget app - spending tracker tops our money spending tracker apps ranking as of October 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top money spending tracker apps we rank are free to download, including Budget app - spending tracker and Spending Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ money spending tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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