Best Money Spending Tracker Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Looking for free money spending tracker apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Money Spending Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
2Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (31K)NoYesOct 2026
3Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.3K)NoYesOct 2026
4Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (116K)NoYesOct 2026
5Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
6Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesOct 2026
7Money Tracker:Expense & BudgetMoney Tracker:Expense & BudgetFree4.8★ (416)YesYesOct 2026
8Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (5K)NoNoOct 2026

Top Picks for Money Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Copilot: Track & Budget Money#2

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Strong Contender
💰 Finance
4.8😊(31K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management
  • 👍 Responsive and helpful customer support
  • 💡 Innovative features like spending rate visualization

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
  • 💰 Relatively high subscription cost compared to free alternatives
Expense & Budget App: Spendee#3

Expense & Budget App: Spendee by Cleevio s.r.o.

Money Tracker & Planner
Worth Considering
💰 Finance
4.6😐(6.3K ratings)
FreeIn-App Purchases
Expense & Budget App: Spendee screenshot 1
Expense & Budget App: Spendee screenshot 2
Expense & Budget App: Spendee screenshot 3
Expense & Budget App: Spendee screenshot 4
Expense & Budget App: Spendee screenshot 5
Expense & Budget App: Spendee screenshot 6

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

What We Love

  • 💯 Excellent budgeting tool
  • 👍 User-friendly interface
  • 🎨 Beautiful design
  • 🔍 Detailed expense tracking
  • 💳 Supports multiple wallets and accounts
  • 📊 Helpful charts and graphs
  • 🤝 Shared wallet feature
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable bank sync
  • 🕰️ Slow transaction loading
  • 💰 Subscription model too restrictive
  • 🤔 Confusing UI changes after updates
  • 📆 Recurring transactions issues
  • 🗂️ Missing sub-categories and organization
  • 🤷‍♀️ Poor customer support

More Money Spending Tracker apps to explore

FAQ about Money Spending Tracker

What are the best money spending tracker apps for iPhone?
Spending Tracker tops our money spending tracker apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top money spending tracker apps we rank are free to download, including Spending Tracker and Copilot: Track & Budget Money.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ money spending tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches