Best Money Tracking App

226+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Looking for free money tracking app? 20 of our 226+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Money Tracking App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (15K)NoYesAug 2026
2Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5โ˜… (377K)YesYesAug 2026
3Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesAug 2026
4Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8โ˜… (12K)NoYesAug 2026
5Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9โ˜… (103K)NoYesAug 2026
6Monefy: Money TrackerMonefy: Money TrackerFree4.7โ˜… (6.6K)YesYesAug 2026
7EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7โ˜… (84K)NoYesAug 2026
8NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8โ˜… (124K)YesNoAug 2026

Top Picks for Money Tracking App

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(15K ratings)
FreeIn-App Purchases
#61in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
Rocket Money - Bills & Budgets#2

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(377K ratings)
FreeAdsIn-App Purchases
#2in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • ๐Ÿš€ Comprehensive financial tracking
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ฐ Helpful budgeting and savings features
  • ๐Ÿ”’ Secure account integration

Room to Improve

  • ๐Ÿ› Buggy app performance and connectivity issues
  • ๐Ÿ’ธ Misleading or ineffective bill negotiation service
  • ๐Ÿ” Difficulty linking all accounts and transactions
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories

More Money Tracking App apps to explore

4
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
๐Ÿ’ฐ Finance
(12K)
free with in-app purchases
5
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
๐Ÿ’ฐ Finance
(103K)
free with in-app purchases
6
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
๐Ÿ’ฐ Finance
(6.6K)
free with in-app purchases
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
๐Ÿ’ฐ Finance
(84K)
free with in-app purchases
8
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
๐Ÿ’ฐ Finance
(124K)
free with in-app purchases
9
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
๐Ÿ“Š Productivity
(3.8K)
subscription
10
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
๐Ÿ’ฐ Finance
(30K)
subscription
11
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
๐Ÿ’ฐ Finance
(19K)
free with in-app purchases
12
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
๐Ÿ’ฐ Finance
(13K)
freemium
13
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
๐Ÿ’ฐ Finance
(6.2K)
free with in-app purchases
14
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
๐Ÿ’ฐ Finance
(9.3K)
free with in-app purchases
15
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
๐Ÿ’ฐ Finance
(61K)
subscription
16
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
๐Ÿ’ฐ Finance
(3.7K)
free with in-app purchases
17
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
๐Ÿ’ฐ Finance
(4.8K)
free
18
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Spending manager and tracker
Free

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

Expense & income trackerCalendar overviewInteractive spending charts
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
19
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
๐Ÿ’ฐ Finance
(5.9K)
free with in-app purchases
20
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
๐Ÿ’ฐ Finance
(4.8K)
subscription

FAQ about Money Tracking App

What is the best money tracking app for iPhone?
Budget app - spending tracker tops our money tracking app ranking as of July 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Yes โ€” 20 of the top money tracking app we rank are free to download, including Budget app - spending tracker and Rocket Money - Bills & Budgets.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 226+ money tracking app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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