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Best Money Tracking App

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Looking for free money tracking app? 20 of our 250+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Money Tracking App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesAug 2026
2Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5โ˜… (384K)YesYesAug 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7โ˜… (84K)NoYesAug 2026
4Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesAug 2026
5NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8โ˜… (125K)YesNoAug 2026
6Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8โ˜… (12K)NoYesAug 2026
7Sikaflow - Easy Money TrackingSikaflow - Easy Money TrackingFreeโ€”NoNoAug 2026
8Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7โ˜… (6.6K)YesYesAug 2026

Top Picks for Money Tracking App

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(16K ratings)
FreeIn-App Purchases
#60in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
Rocket Money - Bills & Budgets#2

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(384K ratings)
FreeAdsIn-App Purchases
#3in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • ๐Ÿš€ Comprehensive financial tracking
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ฐ Helpful budgeting and savings features
  • ๐Ÿ”’ Secure account integration

Room to Improve

  • ๐Ÿ› Buggy app performance and connectivity issues
  • ๐Ÿ’ธ Misleading or ineffective bill negotiation service
  • ๐Ÿ” Difficulty linking all accounts and transactions
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(84K ratings)
FreeIn-App Purchases
#11in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • ๐Ÿ‘ Useful budgeting tool
  • ๐Ÿš€ Helps with financial organization
  • ๐Ÿ’ก Customizable budgeting categories
  • ๐Ÿ‘ Easy to use and intuitive

Room to Improve

  • ๐Ÿ’ฐ Expensive subscription
  • ๐Ÿ› Connectivity issues with Canadian banks
  • ๐Ÿ› Bugs and glitches

More Money Tracking App apps to explore

4
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
๐Ÿ’ฐ Finance
(19K)
free with in-app purchases
5
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
๐Ÿ’ฐ Finance
(125K)
free with in-app purchases
6
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
๐Ÿ’ฐ Finance
(12K)
free with in-app purchases
7
Sikaflow - Easy Money Tracking
Sikaflow - Easy Money Tracking
Sikaflow - Easy Money Tracking
Understand your money
Free
๐Ÿ’ฐ Finance
(0)
8
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Track income, budget, expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
๐Ÿ’ฐ Finance
(6.6K)
free with in-app purchases
9
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
๐Ÿ’ฐ Finance
(106K)
free with in-app purchases
10
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
๐Ÿ’ฐ Finance
(19K)
free with in-app purchases
11
Monytrac - Money Track
Monytrac - Money Track
Monytrac - Money Track
Income & Expense Management
Free
๐Ÿ’ฐ Finance
(0)
12
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
๐Ÿ’ฐ Finance
(13K)
freemium
13
Rawi - tells your money story
Rawi - tells your money story
Rawi - tells your money story
Smart expense tracker
Free
๐Ÿ’ฐ Finance
(0)
14
Monelyx: Money Manager
Monelyx: Money Manager
Monelyx: Money Manager
Budget, Plan & Track Money
Free
๐Ÿ’ฐ Finance
(0)
15
Fintr - Finance Tracking
Fintr - Finance Tracking
Fintr - Finance Tracking
Keep track of your finances!
Free
๐Ÿ’ฐ Finance
(0)
16
TallyFox: Smart Money Tracker
TallyFox: Smart Money Tracker
TallyFox: Smart Money Tracker
Understand Your Money Better
Free
๐Ÿ’ฐ Finance
(0)
17
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
๐Ÿ“Š Productivity
(3.9K)
subscription
18
Sum My Money
Sum My Money
Sum My Money
Know your Net Worth
Free
๐Ÿ’ฐ Finance
(0)
19
Money Tracker: Wally AI
Money Tracker: Wally AI
Money Tracker: Wally AI
Bill Organizer, Subscriptions
Free

Effortlessly track expenses, manage budgets, and organize bills using voice commands. This AI-powered tool provides personalized financial insights and helps you stay in control of your spending and subscriptions.

Voice-first expense loggingAI-powered auto-categorizationPersonalized financial insights
๐Ÿ’ฐ Finance
(0)
freemium
20
Eggplant: Budget & Track Money
Eggplant: Budget & Track Money
Eggplant: Budget & Track Money
Track expenses, find peace.
Free
๐Ÿ“Š Productivity
(0)

FAQ about Money Tracking App

What is the best money tracking app for iPhone?
Budget app - spending tracker tops our money tracking app ranking as of August 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes โ€” 20 of the top money tracking app we rank are free to download, including Budget app - spending tracker and Rocket Money - Bills & Budgets.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ money tracking app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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money tracking app free