Best Monthly Budget App Free

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

Every iPhone needs a few good monthly budget app free. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Monthly Budget App Free (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monthly: Budget PlannerMonthly: Budget PlannerFree4.6★ (44)NoNoOct 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesNov 2026
3Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (14K)NoYesNov 2026
4Budget BestieBudget BestieFree4.7★ (3.2K)YesYesNov 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (405K)YesYesNov 2026
6Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026
7Budget Calendar: Simple MoneyBudget Calendar: Simple MoneyFree4.8★ (157)NoYesNov 2026
8Spending TrackerSpending TrackerFree4.8★ (20K)YesYesNov 2026

Top Picks for Monthly Budget App Free

Monthly: Budget Planner#1

Monthly: Budget Planner by Arno Richter

Recurring Bills & Fixed Costs
Editor's Choice
💰 Finance
4.6(44 ratings)
Free
Monthly: Budget Planner screenshot 1
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Monthly: Budget Planner screenshot 3
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Monthly: Budget Planner screenshot 6

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#12in Finance
EveryDollar: Budget Management screenshot 1
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EveryDollar: Budget Management screenshot 6

This personal finance app helps you create budgets, track expenses, and manage your money to achieve savings goals and pay off debt. It offers tools for income and bill tracking, making financial planning simple and accessible for various needs.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version
Goodbudget Budget Planner#3

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Worth Considering
💰 Finance
4.6😊(14K ratings)
FreeIn-App Purchases
#64in Finance
Goodbudget Budget Planner screenshot 1
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Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income
  • 🗓️ Useful for budgeting by pay period instead of monthly
  • 🧠 Encourages mindful spending and financial discipline
  • 🧭 Provides good visibility into spending categories

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
  • 🔢 Limited free version with only 10 envelopes
  • 🔍 Difficulty making changes to existing budgets
  • 🔍 Lack of automatic transaction importing/syncing

More Monthly Budget App Free apps to explore

FAQ about Monthly Budget App Free

What is the best monthly budget app free for iPhone?
Monthly: Budget Planner tops our monthly budget app free ranking as of November 2026, with a 4.6-star average from 44 App Store ratings, and it's free to download.
Monthly: Budget Planner has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ monthly budget app free on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.