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Best Owe You Apps

57+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our owe you list covers 57+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Compare top Owe You Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OweYou - Money That's YoursOweYou - Money That's YoursFree4.6★ (1.4K)YesYesSep 2026
2PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8★ (35K)NoYesSep 2026
3InstagramInstagramFree4.7★ (29M)YesYesSep 2026
4Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (788)NoYesSep 2026
5You Owe YouYou Owe YouFree—NoNoMay 2026
6Loan Tracker: You Owe MeLoan Tracker: You Owe MeFree4.6★ (351)NoYesSep 2026
7LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoSep 2026
8IOUOIIOUOIFree3.6★ (7)NoNoMay 2026

Top Picks for Owe You

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(1.4K ratings)
FreeAdsIn-App Purchases
#92in Finance
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Easily discover and file claims for unclaimed class action settlement money. This app simplifies the process, allowing users to answer a few questions, get matched with eligible settlements, and track their payouts without needing legal expertise.

PayMe - Claim Your Money#2

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Settlements, Bills & Savings
Strong Contender
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
PayMe - Claim Your Money screenshot 1
PayMe - Claim Your Money screenshot 2
PayMe - Claim Your Money screenshot 3
PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
  • 🔒 Privacy concerns
  • 💰 Requires payment
Instagram#3

Instagram by Instagram, Inc.

Videos, creators & friends
Worth Considering
📷 Photo & Video
4.7😐(29M ratings)
FreeAdsIn-App Purchases
#1in Photo & Video
Instagram screenshot 1
Instagram screenshot 2
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Instagram screenshot 4
Instagram screenshot 5
Instagram screenshot 6

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

What We Love

  • 💕 Excellent way to connect with friends and family
  • 🌍 Ability to discover new content and accounts
  • 🎨 Great platform for artists and creators to showcase their work
  • 🤝 Helps small businesses promote their products

Room to Improve

  • 🐛 Frequent bugs and glitches
  • 🤖 Overly aggressive AI moderation leading to unfair account suspensions
  • 🔒 Poor customer support and lack of transparency around account issues
  • 📊 Declining organic reach and push towards paid advertising
  • 🔀 Confusing layout changes that make the app less user-friendly

More Owe You apps to explore

FAQ about Owe You

What are the best owe you apps for iPhone?
OweYou - Money That's Yours tops our owe you apps ranking as of May 2026, with a 4.6-star average from 1.4K App Store ratings, and it's free to download.
Yes — 20 of the top owe you apps we rank are free to download, including OweYou - Money That's Yours and PayMe - Claim Your Money.
OweYou - Money That's Yours shows ads and offers in-app purchases, according to its App Store listing as of May 2026.
We track 57+ owe you apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
OweYou helps users find and file claims for unclaimed money from class action settlements. It simplifies the process by asking a few quick questions, matching users with eligible settlements, and allowing them to track their payouts. The app aims to make it easy for everyday people to collect money from companies that have broken rules.
To file a claim, you'll need to answer a few quick questions within the app. Based on your answers, OweYou will match you with eligible settlements. You can then proceed to file your claims directly through the app, and track any payouts you are eligible for.

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