Best Owe You Apps

57+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our owe you list covers 57+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Owe You

OweYou - Money That's Yours#1

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Editor's Choice
💰 Finance
4.6(976 ratings)
FreeAdsIn-App Purchases
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Join class action settlements from companies you've purchased from and claim your owed money in a simple and easy way. Select the brands you've bought from, join the settlement pool, and get cash once approved - no legal expertise required.

PayMe - Claim Your Money#2

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Class Action Claims Simplified
Strong Contender
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
#75in Finance
PayMe - Claim Your Money screenshot 1
PayMe - Claim Your Money screenshot 2
PayMe - Claim Your Money screenshot 3
PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
Instagram#3

Instagram by Instagram, Inc.

Videos, creators & friends
Worth Considering
📷 Photo & Video
4.7😐(29M ratings)
FreeAdsIn-App Purchases
#2in Photo & Video
Instagram screenshot 1
Instagram screenshot 2
Instagram screenshot 3
Instagram screenshot 4
Instagram screenshot 5
Instagram screenshot 6

Capture life's moments with this social platform that lets you connect with friends, share memories, and explore interests through photos and videos. Join now to start sharing your world.

What We Love

  • 💕 Excellent way to connect with friends and family
  • 🌍 Ability to discover new content and accounts
  • 🎨 Great platform for artists and creators to showcase their work
  • 🤝 Helps small businesses promote their products

Room to Improve

  • 🐛 Frequent bugs and glitches
  • 🤖 Overly aggressive AI moderation leading to unfair account suspensions
  • 🔒 Poor customer support and lack of transparency around account issues

More Owe You apps to explore

4
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts & split costs
Free

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

💰 Finance
(769)
5
You Owe You
You Owe You
You Owe You
by Agile Infoways
Free
💰 Finance
(0)
6
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs & Money Messages
Free
💰 Finance
(340)
7
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
8
IOUOI
IOUOI
IOUOI
by Sucheta Khot
Free

Keep track of everything you lend or borrow with IOUOI. Assign values, set reminders, and stay organized effortlessly. Download now for free!

💰 Finance
(7)
9
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Pay Track: Know What You Owe
Bill Organizer & Tracker
Free
💰 Finance
(0)
10
My Debts
My Debts
My Debts
by Nikolas Burk
Free
💰 Finance
(1)
11
Owe Pay
Owe Pay
Owe Pay
Track Loans & Manage Debt
Free
💰 Finance
(0)
12
YouOwe
YouOwe
YouOwe
by Deval Parikh
Free
🔧 Utilities
(6)
13
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.

💰 Finance
(1)
14
iOweYou: Debt Tracker
iOweYou: Debt Tracker
iOweYou: Debt Tracker
by Nikolai Nobadi
Free
💰 Finance
(0)
15
What Do I Owe You?
What Do I Owe You?
What Do I Owe You?
A simple way to split the bill
Free
💰 Finance
(0)
16
Paidly
Paidly
Paidly
by Paidly
Free
💰 Finance
(0)
17
Who Owes Me - OweList
Who Owes Me - OweList
Who Owes Me - OweList
Track Who Owes You
Free
💰 Finance
(2)
18
IOweU by 2genio.us
IOweU by 2genio.us
IOweU by 2genio.us
Track belongings and tasks
Free

This application helps users track what they owe or are owed by others, making it easy to manage personal transactions and household chores. It allows users to create and share IOUs, assign chores, and offer rewards, making it a simple and efficient way to stay on top of responsibilities and transactions.

📊 Productivity
(0)
19
Owe_Me
Owe_Me
Owe_Me
Track who owes you money
Free
💰 Finance
(1)
20
You Owe
You Owe
You Owe
Shared Expenses & Bill Split
Free
💰 Finance
(0)

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