Best P2P Payments Apps

222+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Out of 222+ p2p payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for P2P Payments

BE$TOW: Private P2P Payments#1

BE$TOW: Private P2P Payments by HORUS FOSTER INC

TAP & GO to PAY & SHARE
Editor's Choice
πŸ’° Finance
4.0(16 ratings)
Free
BE$TOW: Private P2P Payments screenshot 1
BE$TOW: Private P2P Payments screenshot 2
BE$TOW: Private P2P Payments screenshot 3
BE$TOW: Private P2P Payments screenshot 4
BE$TOW: Private P2P Payments screenshot 5
BE$TOW: Private P2P Payments screenshot 6

This private peer-to-peer payment app allows users to make instant, anonymous cash payments with a simple tap of their phone, eliminating the need to exchange information or use QR codes. With this app, users can also easily share social media profiles, websites, and digital business cards by tapping their phone to another device.

RedotPay: Crypto Card & Pay#2

RedotPay: Crypto Card & Pay by Red Dot Technology Limited

Crypto Card & Payment & Wallet
Strong Contender
πŸ’° Finance
4.8😐(923 ratings)
FreeAds
RedotPay: Crypto Card & Pay screenshot 1
RedotPay: Crypto Card & Pay screenshot 2
RedotPay: Crypto Card & Pay screenshot 3
RedotPay: Crypto Card & Pay screenshot 4
RedotPay: Crypto Card & Pay screenshot 5
RedotPay: Crypto Card & Pay screenshot 6

Experience instant card approval online, withdraw local fiat from ATMs, and use crypto like fiat worldwide with our app. Explore a new way to manage your finances effortlessly.

What We Love

  • πŸ‘ User-friendly app
  • πŸš€ Fast and efficient
  • πŸ”’ Secure transactions
  • πŸ’‘ Innovative crypto payment solution

Room to Improve

  • πŸ› Bugs and glitches
  • πŸ’° Unexplained fees and charges
  • πŸ€– Poor customer support
Krak: Send & Receive Money#3

Krak: Send & Receive Money by Payward, Inc.

Send USD and Bitcoin Globally
Worth Considering
πŸ’° Finance
4.6😊(444 ratings)
FreeAds
Krak: Send & Receive Money screenshot 1
Krak: Send & Receive Money screenshot 2
Krak: Send & Receive Money screenshot 3
Krak: Send & Receive Money screenshot 4
Krak: Send & Receive Money screenshot 5
Krak: Send & Receive Money screenshot 6

Send money globally in seconds, earn rewards, and hold multiple currencies and crypto assets with our app. No hidden fees, instant transfers, and transparent conversion rates make sending money feel as simple as texting a friend.

What We Love

  • πŸ‘ User-friendly app
  • πŸ’‘ Competitive yield on USDG
  • πŸš€ Instant global money transfers
  • πŸš€ No fees for money transfers

Room to Improve

  • πŸ› Crashes on launch
  • πŸ› Confusing UI/UX
  • πŸ’° Unexpected fees

More P2P Payments apps to explore

4
Sentz – The Global Payment App
Sentz – The Global Payment App
Sentz – The Global Payment App
Send, Save & Earn Stablecoins
Free

Get paid by anyone worldwide in less than 5 seconds with Sentz. Send and receive payments globally via text, withdraw in stablecoins or local currency with low transaction fees. Just need a phone number to start receiving payments!

πŸ’Ό Business
(299)
5
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Instant Transfers & Payments
Free

Alif Mobi is a convenient payment app that allows users to send money, make purchases, and manage their finances seamlessly. Experience fast, secure transactions at your fingertips.

πŸ’° Finance
(2.6K)
6
Anywaypay
Anywaypay
Anywaypay
Unifying P2P Payments
Free

Anywaypay simplifies peer-to-peer payments by consolidating all your payment options into a single link. Easily share your personalized Anywaypay profile link with others to choose from various payment methods, track owed money, and get paid quickly. Download the app and streamline your payment collections today!

πŸ’° Finance
(33)
7
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

Easily send and receive money from friends and family with this convenient mobile app. Split bills, pay for purchases, and manage your finances on-the-go. Download now to simplify your financial transactions.

πŸ’° Finance
(15M)
8
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

πŸ’° Finance
(190K)
9
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

πŸ’° Finance
(8.4M)
10
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Pool money with friends
Free

Simplify your payments with friends through an app that lets you easily collect and send money for various activities, fantasy football, businesses, and school events. Enjoy secure transactions and efficient money management features that go beyond just collecting funds, such as transferring money via Whatsapp and sending payment links to debtors.

πŸ’° Finance
(1.1K)
11
Bluebird App
Bluebird App
Bluebird App
by HI Technology Corp
Free

Bluebird is a financial account offering flexibility and convenience with no monthly fees. Easily manage your account on the go, add money, make purchases online or in-store, and send money to other Bluebird accountholders. Visit Bluebird.com for more information.

πŸ’° Finance
(22K)
12
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

A versatile wallet app that consolidates all accounts for contactless payments, branded card options, person-to-person transfers, dividends, and cashless wagering across various platforms. It also offers payroll distribution cards for efficient payroll management and financial control for employees. Take control of your finances conveniently in one place with this all-in-one solution.

πŸ’° Finance
(2K)
13
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

πŸ’° Finance
(5.1K)
14
WebMoney Keeper
WebMoney Keeper
WebMoney Keeper
by VEBMANI.RU, OOO
Free

Keep track of your finances, issue invoices, make payments, chat securely, and share files with this all-in-one application. Ensure the security of your funds with location-based authentication. Join now to streamline your financial activities.

πŸ’° Finance
(1.5K)
15
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
πŸ’° Finance
(253)
16
First Iraqi Bank
First Iraqi Bank
First Iraqi Bank
Mobile Banking for Iraq
Free

First Iraqi Bank is a mobile banking app for Iraq, offering quick and convenient digital banking services. Open an account in under 5 minutes, deposit and withdraw cash using QR codes, make fast money transfers, manage multiple currencies, set spending limits, and more. Experience hassle-free banking with First Iraqi Bank.

πŸ’° Finance
(4.8K)
17
Zapperβ„’ QR Payments & Rewards
Zapperβ„’ QR Payments & Rewards
Zapperβ„’ QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

πŸ’° Finance
(3.9K)
18
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
TrueMoney - Pay & Earn Coins
Effortless Money Management
Free

TrueMoney provides effortless money management for all mobile network users, allowing secure cashless and cardless payments for everyday needs like mobile top-ups, bill payments, online/offline purchases, and more. Simplify finances with high-yield savings accounts, cashback, buy now pay later, insurances, investments, and empower businesses to grow. Shop at various stores without cash, pay abroad, and get a free virtual debit card for control over spending. Pay bills hassle-free and enjoy exclusive promotions. Download now for seamless and secure financial transactions.

πŸ’° Finance
(280)
19
bit Χ‘Χ™Χ˜
bit Χ‘Χ™Χ˜
bit Χ‘Χ™Χ˜
by Bank Hapoalim
Free

A leading payment app in Israel, facilitating easy and secure money transfers. Shop online, order foreign currency, collect money from groups, send payment reminders, receive insurance and pension refunds, pay utilities, and enjoy benefits with the Carrefour Club credit card. Start using it now!

πŸ’° Finance
(2.2K)
20
University Credit Union
University Credit Union
University Credit Union
by University Credit Union (CA)
Free

Access all your banking needs on-the-go with the University Credit Union mobile app. Manage accounts, pay bills, transfer money, and more from your iPhone. Enjoy the convenience of mobile banking with UCU today!

πŸ’Ό Business
(4.5K)