Best P2P Payments Apps

80+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Out of 80+ p2p payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top P2P Payments Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FLO - Secure P2P PaymentsFLO - Secure P2P PaymentsFreeNoNoAug 2026
2BE$TOW: Private P2P PaymentsBE$TOW: Private P2P PaymentsFree4.0★ (16)NoNoSep 2026
3VenmoVenmoFree4.8★ (15M)NoNoSep 2026
4Alif: pay, transfer, shopAlif: pay, transfer, shopFree4.8★ (2.9K)YesNoSep 2026
5Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
6AnywaypayAnywaypayFree5.0★ (33)YesYesMay 2026
7Platon: P2PPlaton: P2PFreeNoNoMay 2026
83kle: Banking, Loans, Payments3kle: Banking, Loans, PaymentsFree5.0★ (1)NoNoMay 2026

Top Picks for P2P Payments

Venmo#3

Venmo by Venmo

Send Money, Debit card
Worth Considering
💰 Finance
4.8😞(15M ratings)
Free
#5in Finance
Venmo screenshot 1
Venmo screenshot 2
Venmo screenshot 3
Venmo screenshot 4
Venmo screenshot 5
Venmo screenshot 6

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

What We Love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to Improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice
  • 💰 Difficult to access own money

More P2P Payments apps to explore

FAQ about P2P Payments

Are there free p2p payments apps for iPhone?
Yes — 20 of the top p2p payments apps we rank are free to download, including FLO - Secure P2P Payments and BE$TOW: Private P2P Payments.
FLO - Secure P2P Payments has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 80+ p2p payments apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.