Best Payment Plus Apps

220+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Looking for free payment plus apps? 20 of our 220+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Payment Plus

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
πŸ›οΈ Shopping
4.9😐(752K ratings)
FreeAds
#33in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • πŸš€ Convenient payment plan
  • πŸ’³ No interest or hidden fees
  • 🀝 Good customer service (initially)
  • πŸ“ˆ Increasing credit limit with usage

Room to Improve

  • πŸ› App/website technical issues
  • πŸ”’ Security and privacy concerns
  • πŸ€– Lack of human customer support
PhonePe: Secure Payments App#3

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Worth Considering
πŸ’° Finance
4.7😐(162K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • πŸš€ Instant payments
  • πŸ‘ User-friendly interface
  • πŸ”’ Secure transactions
  • πŸ’‘ Diverse payment options

Room to Improve

  • πŸ› Transactions failing or pending
  • πŸ” Lack of customer support
  • πŸ” Difficult to resolve issues

More Payment Plus apps to explore

4
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
πŸ’° Finance
(5.2K)
free
5
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
πŸ’° Finance
(82K)
free
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
7
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
πŸ’Ό Business
(3.1K)
free with in-app purchases
8
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Payments for UAE. Plus Violet.
Free

This app provides a fast and secure platform for individuals and businesses in the UAE to send, receive, and manage money. It offers features for personal payments, business transactions, and contactless payment acceptance directly on an iPhone.

Send and receive money instantlyAccept contactless payments on iPhoneBusiness payment processing
πŸ’° Finance
(721)
free with in-app purchases
9
myfawry
myfawry
myfawry
All your payments at one place
Free

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

Pay bills easilyManage banking servicesApply for free prepaid card
πŸ’° Finance
(8.8K)
free
10
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
πŸ’° Finance
(8.5M)
free with in-app purchases
11
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
πŸ’Ό Business
(653)
free with in-app purchases
12
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
πŸ’Ό Business
(6.4K)
free with in-app purchases
13
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
πŸ’° Finance
(11K)
free
14
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
πŸ›οΈ Shopping
(1.7M)
free with in-app purchases
15
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
πŸ’° Finance
(6.3M)
free with in-app purchases
16
Payments Manager+
Payments Manager+
Payments Manager+
All-in-one service solution
Free

Streamline your business operations with an all-in-one payment management solution. Automate billing, simplify transactions, and enhance customer buying experiences for both in-person and online sales.

Professional billing solutionsFaster payment processingAutomated billing
πŸ’Ό Business
(4)
free
17
EXIMPay+
EXIMPay+
EXIMPay+
EXIMPay Plus (DM Plus)
Free

This app provides secure user verification, electronic wallet payments, and tax refund services. It enables seamless online and offline authentication for duty-free shops and airline services, as well as KYC compliance.

User verification (online/offline)Electronic wallet paymentsTax refund application
πŸ’° Finance
(0)
free
18
A+ Wallet
A+ Wallet
A+ Wallet
A+ Wallet
Free

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Split bill paymentsBudget dashboardRequest money
πŸ’° Finance
(131)
free
19
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
πŸ’° Finance
(118K)
free
20
SIKACASH+
SIKACASH+
SIKACASH+
by NAFA FINANCIAL SERVICES AND FOREIGN EXCHANGE BUREAU LIMITED
Free

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

International money transfersFast and secure transfersCost-effective rates
πŸ’° Finance
(1.9K)
free

Related searches