Best Payment Plus Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Looking for free payment plus apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Payment Plus Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyPaymentsPlusMyPaymentsPlusFree2.9★ (18)NoNoSep 2026
2PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
3Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
6Suosdey PLUSSuosdey PLUSFreeNoMay 2026
7Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026
8PLUS: Rewards & PaymentsPLUS: Rewards & PaymentsFree4.8★ (43)NoNoSep 2026

Top Picks for Payment Plus

PhonePe UPI, Payment, Recharge#2

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Strong Contender
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Zip - Buy Now, Pay Later#3

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Worth Considering
🛍️ Shopping
4.9😊(858K ratings)
Free
#44in Shopping
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service
  • 🆙 Increasing credit limits
  • 🏪 Wide range of merchant partners

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
  • 🔒 Security/account issues
  • 💰 Unexpected fees/charges

More Payment Plus apps to explore

FAQ about Payment Plus

What are the best payment plus apps for iPhone?
MyPaymentsPlus tops our payment plus apps ranking as of September 2026, with a 2.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top payment plus apps we rank are free to download, including MyPaymentsPlus and PhonePe UPI, Payment, Recharge.
MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ payment plus apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
MyPaymentsPlus allows parents and guardians to manage their students' cafeteria accounts at participating schools. You can check account balances, add funds, view transaction history, and monitor what items are being purchased.
Key features include viewing current cafeteria account balances for all your students, securely depositing funds, enabling notifications for low balances, reviewing payment history, and monitoring purchased items.

Related searches