Best Payment Plus Apps

218+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Looking for free payment plus apps? 20 of our 218+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Payment Plus Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyPaymentsPlusMyPaymentsPlusFree2.9★ (18)NoNoAug 2026
2PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
3Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5Payments Manager+Payments Manager+Free5.0★ (4)NoNoJun 2026
6Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (84K)NoNoAug 2026
7Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.5K)NoNoAug 2026
8Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026

Top Picks for Payment Plus

PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Strong Contender
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(132K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Payment Plus apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Payments Manager+
Payments Manager+
Payments Manager+
All-in-one service solution
Free

Streamline your business operations with an all-in-one payment management solution. Automate billing, simplify transactions, and enhance customer buying experiences for both in-person and online sales.

Professional billing solutionsFaster payment processingAutomated billing
💼 Business
(4)
free
6
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(84K)
free
7
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.5K)
free with in-app purchases
8
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
9
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
10
myfawry
myfawry
myfawry
All your payments at one place
Free

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

Pay bills easilyManage banking servicesApply for free prepaid card
💰 Finance
(8.9K)
free
11
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
12
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Payments for UAE. Plus Violet.
Free

This app provides a fast and secure platform for individuals and businesses in the UAE to send, receive, and manage money. It offers features for personal payments, business transactions, and contactless payment acceptance directly on an iPhone.

Send and receive money instantlyAccept contactless payments on iPhoneBusiness payment processing
💰 Finance
(747)
free with in-app purchases
13
mPay2Park+
mPay2Park+
mPay2Park+
by Mobile Payment Processing Systems, Inc.
Free

Easily pay for parking with your mobile device. Locate nearby parking, start, stop, and extend sessions remotely, and receive expiration reminders. Manage your parking history and vehicle information all in one place.

Mobile parking paymentsParking facility locator with GPSStart, stop, and extend parking sessions remotely
🔧 Utilities
(211)
free
14
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
15
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
💼 Business
(1.1K)
free with in-app purchases
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
17
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(271)
free
18
MadPay Plus
MadPay Plus
MadPay Plus
eWallet application
Free

This e-wallet app facilitates secure and instant money transfers to friends and family. It also enables convenient bill payments through a national platform and allows users to purchase game and store gift cards.

Cash-in and cash-outInstant money transferseFAWATEERcom bill payments
💰 Finance
(1)
free
19
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
20
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(610)
free with in-app purchases

FAQ about Payment Plus

What are the best payment plus apps for iPhone?
MyPaymentsPlus tops our payment plus apps ranking as of July 2026, with a 2.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top payment plus apps we rank are free to download, including MyPaymentsPlus and PhonePe: Secure Payments App.
MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 218+ payment plus apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
MyPaymentsPlus allows parents and guardians to manage their students' cafeteria accounts at participating schools. You can check account balances, add funds, view transaction history, and monitor what items are being purchased.
Key features include viewing current cafeteria account balances for all your students, securely depositing funds, enabling notifications for low balances, reviewing payment history, and monitoring purchased items.

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