Best Payment Processor Apps

215+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our payment processor list covers 215+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Payment Processor

JIM: Tap to Pay & Payment Link#1

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Editor's Choice
💰 Finance
4.7😞(8.2K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
Square Point of Sale (POS)#2

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Strong Contender
💼 Business
4.8😐(601K ratings)
FreeAds
#28in Business
Square Point of Sale (POS) screenshot 1
Square Point of Sale (POS) screenshot 2
Square Point of Sale (POS) screenshot 3
Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
Tap to Pay + Contactless + POS#3

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Worth Considering
💼 Business
4.8😞(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees

More Payment Processor apps to explore

4
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
5
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
Invoices, Contracts, Payments
Free

Streamline your independent business operations with tools for invoicing, contracts, payments, project tracking, and client scheduling. Automate tasks and manage expenses to deliver exceptional client experiences and stay in control of your business.

Mobile invoicingOnline contractsSecure payment collection
💼 Business
(16K)
free with in-app purchases
6
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
7
姜力
姜力
姜力
by Xingli (Beijing) Network Technology Co., Ltd
Free
🌟 Lifestyle
(0)
8
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
9
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
10
Accept Payments by Autobooks
Accept Payments by Autobooks
Accept Payments by Autobooks
Payments, Invoices, Tap to Pay
Free

Accept various payment methods like credit cards, debit cards, and digital wallets directly on your phone. Send invoices, create online checkout pages, and manage payments for your business securely.

Accept credit/debit card and digital wallet paymentsTap to Pay functionalityEmail or text invoices
💰 Finance
(21)
free
11
Nomod | Payment Links
Nomod | Payment Links
Nomod | Payment Links
Pay links and card processing
Free

Create and share payment links, process card payments, and sell anything anywhere. Offers online and in-person payment options, including buy now pay later services. Ideal for businesses needing flexible payment solutions.

Create and share payment linksAccept online and in-person paymentsSupport for Tabby & Tamara (BNPL)
💼 Business
(55)
free with in-app purchases
12
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go, paired with a card reader, allowing them to process credit card transactions, record cash transactions, and manage refunds and receipts. Download the app to start accepting payments anytime, anywhere.

💰 Finance
(29)
13
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
💰 Finance
(1.3K)
free with in-app purchases
14
PayTrace Go
PayTrace Go
PayTrace Go
Mobile Payment Processing
Free

Process credit card payments on the go with this mobile solution. Capture signatures, send email receipts, manage customer information, and review transaction history directly from your device.

Credit card processingSignature captureEmail receipts
💼 Business
(744)
free
15
Zulio
Zulio
Zulio
Accept cards not fees.
Free

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

Accept card paymentsNo processing feesAuto-calculate fees
💼 Business
(10)
free
16
SumUp Business
SumUp Business
SumUp Business
Tap to Pay, paiements et POS
Free

This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.

Accept paymentsManage item catalogTrack sales reports
💼 Business
(689)
free with in-app purchases
17
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
18
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
19
Ivy Pay - Therapist app
Ivy Pay - Therapist app
Ivy Pay - Therapist app
Credit Card Processing
Free

This app offers HIPAA-secure credit card processing specifically designed for therapists. It allows clients to securely store payment information, enabling easy and instant payments for services. The platform aims to simplify billing and ensure compliance for mental health professionals.

HIPAA-secure credit card processingClient card on file storageTap-to-pay functionality
💼 Business
(681)
free
20
FreshBooks Invoicing App
FreshBooks Invoicing App
FreshBooks Invoicing App
Accounting & Expense Tracking
Free

This app simplifies business finances by offering professional invoicing, expense tracking, and mileage logging. It helps manage clients, track billable hours, and generate financial reports for better business insights. Get paid faster with online payment options and access award-winning customer support.

Professional invoicingExpense tracking with receipt photosAutomated mileage tracking
💼 Business
(11K)
freemium