Best Payments Plus Apps

248+ iOS apps curated and reviewed

4.6 avg rating

20 free apps

Updated October 2026

MyPaymentsPlus is the household name in payments plus, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Payments Plus Apps (October 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	MyPaymentsPlus	Free	2.8★ (22)	No	No	Oct 2026
2	А + Payments Solutions	Free	—	No	No	Sep 2026
3	PayPal - Pay, Send, Save	Free	4.8★ (6.3M)	Yes	No	Oct 2026
4	Zip - Buy Now, Pay Later	Free	4.9★ (872K)	No	No	Oct 2026
5	Klarna: Smarter everyday money	Free	4.9★ (2.4M)	Yes	No	Oct 2026
6	plus: Rewards & Payments	Free	4.8★ (47)	No	No	Oct 2026
7	Payments Manager+	Free	5.0★ (4)	No	No	Jun 2026
8	PhonePe: UPI, Gold, Insurance	Free	4.7★ (174K)	No	No	Oct 2026

Top Picks for Payments Plus

#1

MyPaymentsPlus by Horizon Software International

Editor's Choice

2.8(22 ratings)

Free

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Manage your child's school cafeteria account easily. View balances, deposit funds securely, and track purchases. Receive low balance alerts to ensure funds are always available.

#2

А + Payments Solutions by A PLUS PAYMENT SOLUTIONS LTD

Strong Contender

0.0(0 ratings)

Free

А + Payments Solutions screenshot 1

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#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later

Worth Considering

4.8😐(6.3M ratings)

FreeAds

#4in Finance

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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

🚀 Extremely effective and reliable crypto recovery service
🔒 Secure payment processing
💰 Convenient way to send and receive money
👍 Easy to use app with simple interface

Room to Improve

🐛 Inconsistent customer support responses
🕰️ Slow money transfer times
💳 Holds on funds for new accounts
🤖 Overly automated with lack of human interaction

More Payments Plus apps to explore

Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

free with in-app purchases

Klarna: Smarter everyday money

Klarna: Smarter everyday money

Klarna: Smarter everyday money

Cashback, payments, savings

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback

free with in-app purchases

plus: Rewards & Payments

plus: Rewards & Payments

plus: Rewards & Payments

Rewards, gifts & QR payments

Earn cashback and bonuses on purchases from over 200 stores, including clothing, food, and travel. The app simplifies earning rewards, purchasing eGift and fuel cards, and managing combined payments.

Cashback and bonuses from 200+ storesPurchase eGift CardsBuy electronic Fuel Cards

🛍️ Shopping

Payments Manager+

Payments Manager+

Payments Manager+

All-in-one service solution

Streamline your business operations with an all-in-one payment management solution. Automate billing, simplify transactions, and enhance customer buying experiences for both in-person and online sales.

Professional billing solutionsFaster payment processingAutomated billing

PhonePe: UPI, Gold, Insurance

PhonePe: UPI, Gold, Insurance

PhonePe: UPI, Gold, Insurance

Pay Bills, Mutual Fund SIP

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments

free with in-app purchases

Afterpay: Pay over time

Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

🛍️ Shopping

free with in-app purchases

Kuda - Free transfer & payment

Kuda - Free transfer & payment

Kuda - Free transfer & payment

Pay, save & invest money

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings

eWallet application

This e-wallet app facilitates secure and instant money transfers to friends and family. It also enables convenient bill payments through a national platform and allows users to purchase game and store gift cards.

Cash-in and cash-outInstant money transferseFAWATEERcom bill payments

Mortgage+: Payment Calculator

Mortgage+: Payment Calculator

Mortgage+: Payment Calculator

by Ptolemay LLC

Your QR code payment provider

Pay Plus Nigeria

Pay Plus Nigeria

Pay Plus Nigeria

Easy Bills & Airtime Payments

Jim: sell & get paid instantly

Jim: sell & get paid instantly

Jim: sell & get paid instantly

Tap to Pay & Payment Links

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card

free with in-app purchases

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app

🛍️ Shopping

Cherry: The Smarter Way to Pay

Cherry: The Smarter Way to Pay

Cherry: The Smarter Way to Pay

Make payments and manage plans

Manage multiple payment plans easily and make payments in seconds. Track your progress and plan for the future with no surprises. Access health and wellness services through manageable payment plans.

Manage multiple payment plansMake payments in secondsTrack payment progress

PayLater: Split Your Payments

PayLater: Split Your Payments

PayLater: Split Your Payments

Relax, PayLater

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions

QuickBooks GoPayment POS

QuickBooks GoPayment POS

QuickBooks GoPayment POS

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts

free with in-app purchases

Square Point of Sale (POS)

Square Point of Sale (POS)

Square Point of Sale (POS)

Payments & Business Dashboard

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management

free with in-app purchases

FAQ about Payments Plus

What are the best payments plus apps for iPhone?

MyPaymentsPlus tops our payments plus apps ranking as of October 2026, with a 2.8-star average from 22 App Store ratings, and it's free to download.

Are there free payments plus apps for iPhone?

Yes — 20 of the top payments plus apps we rank are free to download, including MyPaymentsPlus and А + Payments Solutions.

Does MyPaymentsPlus have ads or in-app purchases?

MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of October 2026.

How many payments plus apps are on the App Store?

We track 248+ payments plus apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches

my payments plus