Best Payments Plus Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

MyPaymentsPlus is the household name in payments plus, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Payments Plus Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyPaymentsPlusMyPaymentsPlusFree2.9★ (18)NoNoAug 2026
2PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
3Payments Manager+Payments Manager+Free5.0★ (4)NoNoJun 2026
4А + Payments SolutionsА + Payments SolutionsFreeNoNoAug 2026
5Auris Payroll+Auris Payroll+Free2.1★ (309)NoNoAug 2026
6Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
7Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026

Top Picks for Payments Plus

PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Strong Contender
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues

More Payments Plus apps to explore

4
А + Payments Solutions
А + Payments Solutions
А + Payments Solutions
by A PLUS PAYMENT SOLUTIONS LTD
Free
💰 Finance
(0)
5
Auris Payroll+
Auris Payroll+
Auris Payroll+
Time, Self Service, Benefits
Free

Manage your work time, access personal employee information, and handle benefits administration directly from your mobile device. This app simplifies time tracking with GPS, allows employees to update personal details and tax information, and facilitates benefits enrollment.

Mobile time tracking with GPSEmployee self-service portalBenefits administration and enrollment
💼 Business
(309)
free
6
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
8
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
9
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
10
Mortgage+: Payment Calculator
Mortgage+: Payment Calculator
Mortgage+: Payment Calculator
by Ptolemay LLC
Free
💰 Finance
(0)
11
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(84K)
free
12
PayFast RAAST+
PayFast RAAST+
PayFast RAAST+
by AVANZA PREMIER PAYMENT SERVICES LIMITED
Free
💼 Business
(0)
13
Plus.az
Plus.az
Plus.az
Quick payments at restaurants.
Free
🍔 Food & Drink
(0)
14
MadPay Plus
MadPay Plus
MadPay Plus
eWallet application
Free

This e-wallet app facilitates secure and instant money transfers to friends and family. It also enables convenient bill payments through a national platform and allows users to purchase game and store gift cards.

Cash-in and cash-outInstant money transferseFAWATEERcom bill payments
💰 Finance
(1)
free
15
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
16
PayPlus POS
PayPlus POS
PayPlus POS
Your QR code payment provider
Free
💼 Business
(0)
17
ComBank Q Plus Payment App
ComBank Q Plus Payment App
ComBank Q Plus Payment App
Your smart payment app.
Free

This app enables QR code-based payments globally, supporting Visa and MasterCard. Users can register up to five of their eligible cards to make fast and secure transactions by scanning a QR code, entering the amount, and their PIN. It also allows for transaction history inquiries and dispute resolution.

QR code paymentsGlobal payment supportVisa and MasterCard compatible
💰 Finance
(4)
free
18
Plus: For Business
Plus: For Business
Plus: For Business
One app, Your whole business
Free

Manage your small business finances on the go. This app allows you to accept payments, send invoices, track expenses, and get AI-powered business insights. Designed for efficient one-handed use on iOS devices.

Accept payments via payment linksCreate and send invoices quicklyScan and track expenses
💼 Business
(1)
free with in-app purchases
19
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
20
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium

FAQ about Payments Plus

What are the best payments plus apps for iPhone?
MyPaymentsPlus tops our payments plus apps ranking as of July 2026, with a 2.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top payments plus apps we rank are free to download, including MyPaymentsPlus and PhonePe: Secure Payments App.
MyPaymentsPlus has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ payments plus apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
MyPaymentsPlus allows parents and guardians to manage their students' cafeteria accounts at participating schools. You can check account balances, add funds, view transaction history, and monitor what items are being purchased.
Key features include viewing current cafeteria account balances for all your students, securely depositing funds, enabling notifications for low balances, reviewing payment history, and monitoring purchased items.