Best Payoff Track Apps

218+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated October 2026

The best payoff track apps on iPhone average 3.9★ across 218+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Payoff Track Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026
2DebtCleared: Payoff TrackerDebtCleared: Payoff TrackerFree—NoNoMay 2026
3Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.3K)YesYesOct 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
5Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.6K)YesNoOct 2026
6Ditch: Pay Off Debt FasterDitch: Pay Off Debt FasterFree4.8★ (3.3K)YesYesOct 2026
7Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7★ (1.3K)NoYesOct 2026
8DebtMap: Debt PayoffDebtMap: Debt PayoffFree—NoYesJul 2026

Top Picks for Payoff Track

2.9😐(55 ratings)
FreeAds
Mortgage Payoff Track screenshot 1
Mortgage Payoff Track screenshot 2
Mortgage Payoff Track screenshot 3
Mortgage Payoff Track screenshot 4
Mortgage Payoff Track screenshot 5
Mortgage Payoff Track screenshot 6

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

What We Love

  • 👍 Great for tracking extra payments
  • 💡 Shows interest savings
  • 🚀 Motivates users
  • 👍 Simple and clear
  • 💡 Flexible with variable payments
  • 👍 Good for financial goals
  • 💡 Tracks progress well
  • 👍 Useful for retirement planning
  • 💡 Best free mortgage app
  • 👍 Interactive and user-friendly
  • 💡 Records extra payments accurately
  • 👍 Manages multiple loans

Room to Improve

  • 🐛 Data loss after updates
  • 🐛 Additional payments not saving
  • 🐛 App crashes
  • 🐛 Small font size
  • 🐛 Removed payment options
  • 🐛 Freezing on property page
  • 🐛 No escrow option
  • 🐛 Inaccurate payoff dates
  • 🐛 Tedious batch editing
  • 🐛 No bi-weekly option
  • 🐛 No compensation for initial interest days
  • 🐛 No backup feature
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(7.3K ratings)
FreeAdsIn-App Purchases
#82in Finance
Debt Payoff Planner & Tracker screenshot 1
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Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface
  • 🤑 Affordable premium subscription
  • 🔢 Customizable debt payoff strategies

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
  • 🔢 Difficulty making changes to existing debt entries
  • 💸 Concerns about recurring subscription costs

More Payoff Track apps to explore

FAQ about Payoff Track

What are the best payoff track apps for iPhone?
Mortgage Payoff Track tops our payoff track apps ranking as of October 2026, with a 2.9-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top payoff track apps we rank are free to download, including Mortgage Payoff Track and DebtCleared: Payoff Tracker.
Mortgage Payoff Track shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 218+ payoff track apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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