Best Payoff Track Apps

208+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

The best payoff track apps on iPhone average 4.4★ across 208+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Payoff Track Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026
2DebtCleared: Payoff TrackerDebtCleared: Payoff TrackerFree was $9.99NoNoMay 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
4Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.6K)YesNoSep 2026
5Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.3K)YesYesSep 2026
6Ditch: Pay Off Debt FasterDitch: Pay Off Debt FasterFree4.8★ (2.6K)YesYesSep 2026
7Payoff — Debt TrackerPayoff — Debt TrackerFreeNoYesJul 2026
8Knockdown: Debt Payoff TrackerKnockdown: Debt Payoff TrackerFreeNoYesSep 2026

Top Picks for Payoff Track

EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#14in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version

More Payoff Track apps to explore

FAQ about Payoff Track

What are the best payoff track apps for iPhone?
Mortgage Payoff Track tops our payoff track apps ranking as of September 2026, with a 2.9-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top payoff track apps we rank are free to download, including Mortgage Payoff Track and DebtCleared: Payoff Tracker.
Mortgage Payoff Track shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 208+ payoff track apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps homeowners monitor their mortgage payoff progress. It allows you to track additional principal payments, visualize your loan reduction, and calculate potential interest savings. It functions as a loan amortization calculator and a simulator for future payoff plans.
Key features include the ability to enter and track various additional principal amounts for any payment, visualize loan progress and interest savings through multiple graphs, and import/export loan data easily between devices. It also supports biweekly payments and various other loan frequencies like monthly and weekly.

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