Best Payoff Track Apps

243+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

The best payoff track apps on iPhone average 4.3★ across 243+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Payoff Track Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoOct 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesNov 2026
3DebtCleared: Payoff TrackerDebtCleared: Payoff TrackerFree—NoNoMay 2026
4Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.4K)YesYesNov 2026
5Changed: Automate Debt PayoffChanged: Automate Debt PayoffFree4.6★ (5.7K)YesNoNov 2026
6PayOffly: Debt Payoff PlannerPayOffly: Debt Payoff PlannerFree—NoYesOct 2026
7Ditch: Pay Off Debt FasterDitch: Pay Off Debt FasterFree4.8★ (4.2K)YesYesOct 2026
8Payoff — Debt TrackerPayoff — Debt TrackerFree—NoYesOct 2026

Top Picks for Payoff Track

2.9😐(55 ratings)
FreeAds
Mortgage Payoff Track screenshot 1
Mortgage Payoff Track screenshot 2
Mortgage Payoff Track screenshot 3
Mortgage Payoff Track screenshot 4
Mortgage Payoff Track screenshot 5
Mortgage Payoff Track screenshot 6

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

What We Love

  • 👍 Great for tracking extra payments
  • 💡 Shows interest savings
  • 🚀 Motivates users
  • 👍 Simple and clear
  • 💡 Flexible with variable payments
  • 👍 Good for financial goals
  • 💡 Tracks progress well
  • 👍 Useful for retirement planning
  • 💡 Best free mortgage app
  • 👍 Interactive and user-friendly
  • 💡 Records extra payments accurately
  • 👍 Manages multiple loans

Room to Improve

  • 🐛 Data loss after updates
  • 🐛 Additional payments not saving
  • 🐛 App crashes
  • 🐛 Small font size
  • 🐛 Removed payment options
  • 🐛 Freezing on property page
  • 🐛 No escrow option
  • 🐛 Inaccurate payoff dates
  • 🐛 Tedious batch editing
  • 🐛 No bi-weekly option
  • 🐛 No compensation for initial interest days
  • 🐛 No backup feature
EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#11in Finance
EveryDollar: Budget Management screenshot 1
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EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This personal finance app helps you create budgets, track expenses, and manage your money to achieve financial goals like saving or paying off debt. It offers tools to plan spending, monitor bills, and gain control over your finances.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version

More Payoff Track apps to explore

FAQ about Payoff Track

What are the best payoff track apps for iPhone?
Mortgage Payoff Track tops our payoff track apps ranking as of October 2026, with a 2.9-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top payoff track apps we rank are free to download, including Mortgage Payoff Track and EveryDollar: Budget Management.
Mortgage Payoff Track shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 243+ payoff track apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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