Best Pepesto Apps

229+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

If you already know Pepesto, this is the deeper bench. 229+ pepesto apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Pepesto

YNAB#2

YNAB by You Need A Budget LLC

Never worry about money again
Strong Contender
💰 Finance
4.8😊(61K ratings)
FreeAdsIn-App Purchases
#5in Finance
YNAB screenshot 1
YNAB screenshot 2
YNAB screenshot 3
YNAB screenshot 4
YNAB screenshot 5
YNAB screenshot 6

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
FreeAds
#18in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Pepesto apps to explore

4
STRIKE: Buy & Hold Bitcoin
STRIKE: Buy & Hold Bitcoin
STRIKE: Buy & Hold Bitcoin
Buy, sell, withdraw, send
Free

Easily buy, sell, and hold Bitcoin with flexible funding options and automated strategies. Access loans against your Bitcoin holdings and manage your portfolio with ease. Send payments and global money transfers using Bitcoin or cash.

Automated Bitcoin buying (DCA, target orders)Bitcoin-backed loansDirect deposit salary to Bitcoin
💰 Finance
(28K)
free with in-app purchases
5
Rebtel: Top-ups And Calls
Rebtel: Top-ups And Calls
Rebtel: Top-ups And Calls
Recharge Fast, Call Worldwide.
Free

Stay connected with loved ones globally through affordable international calls and fast mobile top-ups. This app offers fee-free recharges and excellent calling rates, making it easy to send credit and connect with over 150 countries.

International mobile top-upsCrystal-clear international callsBest available rates
🌐 Social Networking
(123K)
free with in-app purchases
6
MySudo - Identity Protection
MySudo - Identity Protection
MySudo - Identity Protection
Private Call, Text, Email, Pay
Free

Create multiple private digital identities, each with a unique phone number, email, and virtual card. Securely communicate and browse the internet while protecting your personal information from spam and scams. Organize your online activities with separate identities for shopping, dating, and more.

Digital identities (Sudos)Private phone numbersSecure email
📊 Productivity
(16K)
free with in-app purchases
7
VPN Clean - Secure Fast Proxy
VPN Clean - Secure Fast Proxy
VPN Clean - Secure Fast Proxy
Unlimited private WiFi master
Free

Protect your personal data and online activity with this secure and advanced VPN app. It offers encrypted connections, hides your IP address, and prevents tracking. Access a free server or upgrade for unlimited bandwidth and access to premium servers worldwide.

Secure VPN tunnel connectionHides IP address and physical locationEncrypted and secure connection
📊 Productivity
(37K)
free with in-app purchases
8
Revolut Business
Revolut Business
Revolut Business
Banking für dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.7K)
subscription
9
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
10
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Track, Budget, & Save Cash!
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(239K)
freemium
11
Bill Organizer
Bill Organizer
Bill Organizer
bills pay reminder & tracker
Free

Manage and forecast your monthly bills with reminders and payment scheduling. Track expenses by category, view graphical reports, and get notified of upcoming due dates. Share bills with members and protect your financial data with a passcode.

Bill reminders and payment schedulingExpense categorizationGraphical budget reports
💰 Finance
(4.9K)
subscription
12
Invoice Maker・Billing App
Invoice Maker・Billing App
Invoice Maker・Billing App
Convert estimates into invoicе
Free

Create and share professional invoices and estimates quickly from any device. Save time on paperwork, stay organized, and get paid faster with customizable branding and payment options. Focus on your business while this app handles your billing.

Create invoices and estimates quicklyConvert estimates to invoicesSave product/service details
💼 Business
(7.2K)
free with in-app purchases
13
botim
botim
botim
Secure. Seamless. Simplified.
Free

This app offers high-definition voice and video calls with AI enhancements and secure messaging. It also integrates financial services for easy money transfers, bill payments, and a multi-currency prepaid card. An AI companion assists with various tasks, making communication and money management seamless.

HD voice and video callsAI filters and effectsSecure messaging with AI translation
🌐 Social Networking
(52K)
freemium
14
BBVA Spain | Online banking
BBVA Spain | Online banking
BBVA Spain | Online banking
Download your BBVA Online app
Free

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

AI-powered personalized shortcutsFinancial Coach for savings and expense reductionVirtual assistant for customer support
💰 Finance
(2.9K)
free
15
Invoice Maker ▸ Estimate App
Invoice Maker ▸ Estimate App
Invoice Maker ▸ Estimate App
Simple Invoices Generator Tofu
Free

Create, send, and manage professional invoices and estimates quickly. This app helps freelancers and small businesses track payments, organize client information, and generate reports for bookkeeping. Get paid faster and maintain a professional image with customizable templates.

Create invoices and estimates quicklySend via email or messengersAttach photos to estimates
💼 Business
(35K)
freemium
16
WeTalk -US Phone Plan for Call
WeTalk -US Phone Plan for Call
WeTalk -US Phone Plan for Call
International Phone Calling
Free

Make affordable international calls and secure a second phone number for global communication. Enjoy local US plans, texting, and call recording features. Stay connected worldwide with clear audio and transparent pricing.

Cheap international callsSecond phone number (US, UK, CA, AU, HK)Local US phone plans (SIM/eSIM)
🌐 Social Networking
(185)
free with in-app purchases
17
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
18
textPlus: Text Message + Call
textPlus: Text Message + Call
textPlus: Text Message + Call
2nd Phone Number Unlimited SMS
Free

Get a free US phone number for unlimited texting and calling over WiFi or data. Save money on mobile plans by using this app to connect with friends and family globally. Offers inexpensive outbound calls and can turn tablets into phones.

Free US phone numberUnlimited free texting (SMS, MMS, group chat)Free inbound calls
🔧 Utilities
(271K)
free with in-app purchases
19
VPN - Secure Proxy & WIFI
VPN - Secure Proxy & WIFI
VPN - Secure Proxy & WIFI
Fast VPN & Unlimited Privacy
Free

This app provides a secure and private internet connection by masking your IP address and encrypting your online activity. It automatically connects you to the fastest server for a seamless browsing experience.

Protect privacySecure internet activitySecure WiFi connection
📊 Productivity
(53K)
subscription
20
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases