Best Retirement Calculator App

239+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Looking for free retirement calculator app? 20 of our 239+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Retirement Calculator App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Empower ®Empower ®Free4.8★ (404K)NoNoSep 2026
2Compound Interest CalcCompound Interest CalcFree4.8★ (6.5K)YesYesSep 2026
3FFCalc - Retirement CalculatorFFCalc - Retirement CalculatorFree4.5★ (396)NoYesSep 2026
4RetireWhenRetireWhenFree5.0★ (8)NoNoJul 2026
5Retirement Income CalcRetirement Income CalcFreeYesYesAug 2026
6Best Retirement CalculatorBest Retirement CalculatorFree4.3★ (3)NoNoMay 2026
7John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoSep 2026
8Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026

Top Picks for Retirement Calculator App

Empower ®#1

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Editor's Choice
💰 Finance
4.8😞(404K ratings)
Free
#62in Finance
Empower ® screenshot 1
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Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users
Compound Interest Calc#2

Compound Interest Calc by Dane Hankamer

Plan | Invest | Retire
Strong Contender
💰 Finance
4.8😊(6.5K ratings)
FreeAdsIn-App Purchases
Compound Interest Calc screenshot 1
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Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

What We Love

  • 🚀 Easy to use
  • 🚀 Visually appealing
  • 🚀 Helpful for financial planning
  • 🚀 Powerful compound interest calculations
  • 🚀 Intuitive interface
  • 🚀 Useful for retirement planning
  • 🚀 Great visualization of investment growth

Room to Improve

  • 🐛 Scaling issues on smaller devices
  • 🐛 Inaccurate calculations in certain scenarios
  • 🐛 Frequent ads disrupting user experience
  • 🐛 Crashing and compatibility issues
  • 🐛 Lack of customization options
FFCalc - Retirement Calculator#3

FFCalc - Retirement Calculator by Voglhuber

FIRE & Freedom Planner
Worth Considering
💰 Finance
4.5😐(396 ratings)
FreeIn-App Purchases
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This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

What We Love

  • 👍 Easy to use
  • 👍 Great tool
  • 👍 Awesome app
  • 👍 Superb app
  • 👍 Simple to understand
  • 👍 Nice straightforward app
  • 👍 Fab App
  • 👍 Best FIRE App
  • 👍 Allows multiple scenarios
  • 👍 Real-time graphs
  • 👍 Helpful support
  • 👍 Free to use (mostly)
  • 👍 No annoying ads

Room to Improve

  • 💸 Ridiculous pricing
  • 💸 Expensive subscription
  • 📉 Inaccurate calculations
  • 📉 Missing features
  • 📉 Unclear calculations
  • 📉 Lacks inputs
  • 📉 Basic with few options
  • 📉 No dark mode
  • 🐛 Crashes
  • 🐛 Flawed calculations
  • 🐛 Incorrect results
  • 🐛 Misleading app

More Retirement Calculator App apps to explore

FAQ about Retirement Calculator App

What is the best retirement calculator app for iPhone?
Empower ® tops our retirement calculator app ranking as of September 2026, with a 4.8-star average from 404K App Store ratings, and it's free to download.
Yes — 20 of the top retirement calculator app we rank are free to download, including Empower ® and Compound Interest Calc.
Empower ® has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 239+ retirement calculator app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.
Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.