Best Retirement Planning 2026 Apps

246+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated August 2026

Whether you're new to retirement planning 2026 or looking for an upgrade, our curated collection of 246+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Retirement Planning 2026 Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Retirement Planning 2026Retirement Planning 2026$3.99NoNoAug 2026
2John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoSep 2026
3Work, Save, RetireWork, Save, RetireFree1.5★ (28)NoNoJul 2026
4The Standard – My RetirementThe Standard – My RetirementFree4.3★ (61)NoNoAug 2026
5Facet: Financial PlanningFacet: Financial PlanningFree5.0★ (8)NoNoAug 2026
6Projections:Retirement PlannerProjections:Retirement PlannerFree2.0★ (1)YesYesMay 2026
7Empower ®Empower ®Free4.8★ (404K)NoNoSep 2026
8Greenleaf Trust RetirementGreenleaf Trust RetirementFree4.2★ (26)NoNoJul 2026

Top Picks for Retirement Planning 2026

John Hancock Retirement#2

John Hancock Retirement by John Hancock

Strong Contender
💰 Finance
4.7😞(37K ratings)
Free
John Hancock Retirement screenshot 1
John Hancock Retirement screenshot 2
John Hancock Retirement screenshot 3
John Hancock Retirement screenshot 4
John Hancock Retirement screenshot 5
John Hancock Retirement screenshot 6

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

What We Love

  • 🔒 Robust security features
  • 👍 Easy to use
  • 🚀 Quick access to account information

Room to Improve

  • 🐛 Frequent technical issues and app crashes
  • 📉 Lack of detailed portfolio information
  • 🤔 Confusing and outdated user interface
Work, Save, Retire#3

Work, Save, Retire by American Trust Company

Easily Access Retirement Plan
Worth Considering
💰 Finance
1.5(28 ratings)
Free
Work, Save, Retire screenshot 1
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This app serves as a retirement roadmap, guiding users from their current financial standing to their desired future. It allows for easy monitoring and management of retirement plan accounts.

More Retirement Planning 2026 apps to explore

4
The Standard – My Retirement
The Standard – My Retirement
The Standard – My Retirement
by StanCorp Financial Group, Inc.
Free

Manage your retirement savings with this app. Track your balance, monitor progress toward goals, and adjust contributions. Review investment performance and access planning tools.

Check account balanceMonitor retirement goal progressChange contribution amounts
💰 Finance
(61)
free
5
Facet: Financial Planning
Facet: Financial Planning
Facet: Financial Planning
Flat fee, CFP®, investing
Free

This app provides comprehensive financial planning and investment management services. Users can track goals, message financial advisors, view account balances, and access market insights. It offers a personalized roadmap to achieve financial objectives with expert guidance.

Personalized financial roadmapCFP® professional guidanceInvestment management
💰 Finance
(8)
free
6
Projections:Retirement Planner
Projections:Retirement Planner
Projections:Retirement Planner
Retirement Planning Made Easy
Free

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Create retirement projectionsManual or guided setupReal-time impact analysis
💰 Finance
(1)
ad-supported
7
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(404K)
free with in-app purchases
8
Greenleaf Trust Retirement
Greenleaf Trust Retirement
Greenleaf Trust Retirement
Retirement Account Access
Free

Access and manage your retirement accounts with this financial tool. It provides specialized services for wealth management, trust administration, and retirement plan administration, focusing on long-term wealth preservation.

Retirement account accessWealth managementTrust administration
💰 Finance
(26)
free
9
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free
10
PlanMode: Retirement Planner
PlanMode: Retirement Planner
PlanMode: Retirement Planner
Long-term Financial Planning
Free

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

Lifetime wealth projectionsRetirement savings gap analysisScenario testing for financial decisions
💰 Finance
(105)
free with in-app purchases
11
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
12
Everdays: Retirement Planning
Everdays: Retirement Planning
Everdays: Retirement Planning
Senior planning & insurance
Free

This app helps seniors plan for their future by guiding them through saving, healthcare, and legacy planning. It offers personalized plans and connects users with insurance options to ensure their wishes are met and their loved ones are cared for.

Retirement saving guidanceFuture healthcare planningLegacy and final wishes planning
💰 Finance
(994)
free
13
Retirement Advisor
Retirement Advisor
Retirement Advisor
Retirement calculator
Free

Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

Retirement savings projectionsEarly retirement scenario testingSocial Security optimization
💰 Finance
(5)
ad-supported
14
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
15
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

Check account balancesView investment performanceMonitor contributions
💰 Finance
(997)
free
16
Seraph: Retirement Planner
Seraph: Retirement Planner
Seraph: Retirement Planner
Monte Carlo Money Simulator
Free

This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.

Monte Carlo retirement simulationsComprehensive financial modelingReal US tax engine
💰 Finance
(9)
free
17
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
18
Retirement Success Graph
Retirement Success Graph
Retirement Success Graph
Plan Decades in Seconds
Free

This app offers professional retirement planning using advanced Monte Carlo simulations and historical economic data. It stress-tests your financial independence plan with privacy-first architecture, ensuring no data leaves your device. Features include guided planning and what-if analysis.

Monte Carlo modeling with 100+ years of economic dataPrivacy-first architecture, no data leaves deviceGuided 'Guide Me' interview mode for mistake-free planning
💰 Finance
(5)
free with in-app purchases
19
Rock Retirement Club
Rock Retirement Club
Rock Retirement Club
Your Retirement Toolbox
Free

This app offers a comprehensive guide to retirement planning, featuring a step-by-step process, practical tools, expert coaching, and a supportive community. It helps users navigate financial and non-financial aspects of retirement with expert guidance and engaging discussions.

Step-by-step retirement planning processPractical planning tools and resourcesExpert coaching from retirement specialists
📚 Education
(94)
ad-supported
20
TCDRS
TCDRS
TCDRS
by Texas County and District Retirement System
Free

Manage your retirement savings and benefits securely from your mobile device. Track your account balance, estimate future payments, and update personal information. Designed for both active members and retirees to stay connected to their financial future.

View account balance and transaction historyEstimate monthly retirement benefitsApply for retirement or withdrawals
💰 Finance
(4)
free

FAQ about Retirement Planning 2026

Are there free retirement planning 2026 apps for iPhone?
Yes — 19 of the top retirement planning 2026 apps we rank are free to download, including John Hancock Retirement and Work, Save, Retire.
Retirement Planning 2026 has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 246+ retirement planning 2026 apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.